Schools

§ 03

District

Elementary	LAVACE STEWART EL	C
Middle	BAYSIDE INT	B
High	CLEAR FALLS H S CCMR 69% · Grad 99%	A

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautiful Mediterranean inspired home located in the luxurious, prestigious GATED waterfront community of Waterford Harbor;a 24-hour manned, offering residents a private harbor w/large floating docks available to rent within walking distance; deep water access to Clear Lake&Galveston Bay.Exquisite 3 bedroom with 4th flex space office/nursery,2.5 bath home, w/soaring ceilings at entry & pool views.Formal dining with column architecture and wall of windows.Large family room w/open concept design to the dining and kitchen. Stunning kitchen with marble countertops,waterfall countertop on the island, sub zero fridge & wine fridge & wrap around breakfast bar & kitchen aid appliances, Large primary bedroom w/wood flooring& relaxing marina views. Upgraded primary bath w/marble counters, amazing seamless shower & soaking tub. Walk-in closet.2 covered back patios w water & marina views. Backyard Oasis with pool w/rock waterfall & tropical landscaping.Full Home generator. Elevator shaft closet.

Features

§ 02

Interior

All Bedrooms Up
Elevator Shaft
En Suite Bathroom
High Ceilings
Hot Tub Spa
Bath In Primary Bedroom
Marble Counters
Pantry
Soaking Tub
Separate Shower
Upper Level Primary
Vanity
Vaulted Ceilings
Walk In Closets
Ceiling Fans
Kitchen Dining Combo
Living Dining Room
Programmable Thermostat

Exterior & lot

Balcony
Covered Patio
Fence
Hot Tub Spa
Sprinkler Irrigation
Patio
Private Yard
Corner Lot
Back Yard
Covered
Deck
Roof: Tile
Foundation: Slab
Attached
Driveway
Garage
Garage Door Opener
Gunite

Community

Marina
Boat Ramp
Controlled Access
Maintenance Grounds
Security System Owned
Smoke Detectors
Style: Mediterranean

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Mediterranean
Year Built	1998
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	2,832 sq ft
Living Area Source	Appraiser
Building Area Total	2,832 sq ft
Foundation	Slab
Construction	Stucco
Roof	Tile
Accessibility	Adaptable For Elevator

Rooms & Baths

Bedrooms	3
Bedrooms Possible	4
Bathrooms (total)	3
Bathrooms Full	2
Bathrooms Half	1
Rooms Total	8
Fireplaces	1
Fireplace Features	Gas, Gas Log

Interior

Interior Features	All Bedrooms Up, Elevator Shaft, En Suite Bathroom, High Ceilings, Hot Tub Spa, Bath In Primary Bedroom, Marble Counters, Pantry, Soaking Tub, Separate Shower, Upper Level Primary, Vanity, Vaulted Ceilings, Walk In Closets, Ceiling Fans, Kitchen Dining Combo, Living Dining Room, Programmable Thermostat
Flooring	Travertine
Appliances	Convection Oven, Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave, Energy Star Qualified Appliances
Laundry	Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows	Low Emissivity Windows
Security	Security System Owned, Controlled Access, Smoke Detectors
Indoor Air Quality	Ventilation

Exterior

Exterior Features	Balcony, Covered Patio, Fence, Hot Tub Spa, Sprinkler Irrigation, Patio, Private Yard
Patio / Porch	Balcony, Covered, Deck, Patio
Fencing	Back Yard
Pool Private	Yes
Pool Features	Gunite, Heated, Pool Spa Combo

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (acres)	0.1169
Lot Size Source	Appraiser
Lot Features	Corner Lot

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	League City
Subdivision	The Arbors At Waterford Harbor
Road Surface	Concrete
Postal Code	77565

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric, Attic Fan
Water Source	Public
Sewer	Public Sewer
Electric	Generator
Energy Efficient	Appliances, Doors, Lighting, Thermostat, Windows

HOA / Association

HOA	Yes
HOA Fee	$2,503
HOA Fee Frequency	Annually
HOA Name	HCMS
Amenities	Marina, Boat Ramp, Controlled Access, Maintenance Grounds

Taxes, Terms & Disclosures

Tax Annual Amount	$7,075
Tax Year	2025
Tax Rate (est.)	0.98%
Parcel #	1192-0004-0001-000
Legal Description	THE ARBORS AT WATERFORD HARBOR SUB (98), BLOCK 4, LOT 1, ACR
Listing Terms	Cash, Conventional, FHA, Owner May Carry Second
Lease Considered	No

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 3

Kitchen	15x11
Breakfast Room Nook	10x9
Family Room	25x15

Second level · 5

Primary Bedroom	23x16
Bedroom	13x11
Bedroom	14x12
Utility Room	6x5
Office	12x11

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$4,913

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$4,323 Property tax$590 Homeowners insuranceTBD

Subtotal (P&I + Tax) $4,913

Yearly HOA fee $2,503

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

202320242025

MUD

—

→ stable

School

0.97%

→ stable

City

0.36%

→ stable

County

0.32%

→ stable

HOA & Community

§ 05

● HOA details

$2,503

ANNUALLY

Association nameHCMS Management co.— Website— Phone— Cert on filepending

● Community amenities

park

· 0.4mi
· 0.5mi
Legend Point · 0.5mi

restaurant

Center Court Pizza & Brew · 0.6mi
Skipper's Cafe · 0.8mi
Okie's · 0.8mi

police_station

Clear Lake Shores Police Department · 0.8mi
Lakeview Police Department · 1.6mi
Seabrook Police Department · 2.0mi

grocery

Randalls 2051 · 1.1mi
Corner Store · 1.4mi
Kemah Food Mart · 1.5mi

pharmacy

Randalls Pharmacy · 1.1mi
CVS Pharmacy · 1.4mi
Walgreens · 1.6mi

daycare

Target · 1.4mi
Goforth Elementary School · 2.5mi
Clear Falls High School · 2.6mi

Broadband & Connectivity

§ 06

Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48167C SFHA NO SOURCE 48167C_STUDY1

🌡 Heat days >95°F

54 days/yr above 95°F

Plus 8 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

The Arbors At Waterford Harbor

TIER: SUBDIVISION

Subdivision name (MLS)The Arbors At Waterford Harbor City · ZIPKemah · 77565 CountyGalveston Listings in subdivision36 Active now4 Sold (last 12 mo)3 Curated amenities60

● Year-built distribution

1995s 3 2000s 1

Fire Protection

§ 11

Nearest station

Seabrook Volunteer Fire Department

Distance

1.6 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167721502 · ACS 2023

Median HH income

$110,074

ACS 2023

Median home value

$441,700

Census self-report

Owner-occupied

60%

1,205 housing units

Bachelor's+

45%

Adults 25+

Median age

53.3

Population 2,408

Work from home

18%

of commuters

Commute 45min+

47%

of commuters

Below poverty

4.8%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

320 Harborside Circle, Kemah, TX 77565

Galveston County · 29.54°N, 95.05°W

park

—

0.4 mi · 5 within 2 mi

restaurant

Center Court Pizza & Brew

0.6 mi · 5 within 2 mi

police_station

Clear Lake Shores Police Department

0.8 mi · 2 within 2 mi

grocery

Randalls 2051

1.1 mi · 4 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.