Schools

§ 03

District

Elementary	MONTGOMERY EL	B
Middle	MONTGOMERY J H	C
High	MONTGOMERY H S CCMR 85% · Grad 98%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Nestled in a quaint neighborhood of Terra Vista at Waterstone, this beautiful 5 bedroom, 2.5 bath, plus loft area boasts of spacious living with fireplace, formal dining room, and breakfast bar for extra seating. Relax in your own backyard or entertain guests throughout this sprawling house. The backyard had a total makeover with extended patio, privacy trees planted along the fence line, leveled ground for a future pool, beautifully paved walkway, and HOT TUB included! With plenty of storage and shaker cabinets, kitchen has granite countertop, tile backsplash, gas range, and breakfast bar for your cooking pleasures. Comes with the refrigerator. Conveniently located close to Hwy 105 for easy access to historic Montgomery, Lake Conroe, and Sam Houston National Forest. Popular shopping and dining close by. Zoned to Montgomery ISD. Schedule your private showing today!

Features

§ 02

Interior

Breakfast Bar
Double Vanity
En Suite Bathroom
High Ceilings
Kitchen Family Room Combo
Bath In Primary Bedroom
Main Level Primary
Pantry
Soaking Tub
Separate Shower
Tub Shower
Three Bedrooms Up
Walk In Closets
Loft
Dishwasher
Disposal
Gas Oven
Gas Range

Exterior & lot

Cleared
Subdivision
Roof: Composition
Foundation: Slab
Attached
Garage

Community

Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	2019
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	2,804 sq ft
Living Area Source	Appraiser
Building Area Total	2,804 sq ft
Foundation	Slab
Construction	Brick
Roof	Composition

Rooms & Baths

Bedrooms	5
Bathrooms (total)	3
Bathrooms Full	2
Bathrooms Half	1
Rooms Total	7
Fireplaces	1
Fireplace Features	Gas Log

Interior

Interior Features	Breakfast Bar, Double Vanity, En Suite Bathroom, High Ceilings, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pantry, Soaking Tub, Separate Shower, Tub Shower, Three Bedrooms Up, Walk In Closets, Loft
Appliances	Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator
Laundry	Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Garage

Lot

Lot Size (sq ft)	5,998
Lot Size (acres)	0.1377
Lot Size Source	Appraiser
Lot Features	Cleared, Subdivision

Location

County	Montgomery
MLS Area Major	39
MLS Area Minor	Lake Conroe Area
Subdivision	Terra Vista At Waterstone
Postal Code	77356

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$439
HOA Fee Frequency	Annually
HOA Name	ACMI

Taxes, Terms & Disclosures

Tax Annual Amount	$5,111 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.46%
Parcel #	461014
Legal Description	S921200 - TERRA VISTA AT WATERSTONE 01, BLOCK 2, LOT 25
Listing Terms	Cash, Conventional, FHA, Investor Financing, Va Loan
Lease Considered	Yes

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 2

Primary Bedroom	19X14
Utility Room	—

Second level · 5

Bedroom	12X10
Bedroom	12X12
Bedroom	14x12
Bedroom	18X13
Game Room	—

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,522

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$2,096 Property tax$426 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,522

Yearly HOA fee $439

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.0155%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.09%

→ stable

City

0.40%

→ stable

County

0.38%

→ stable

Other districts

0.15%

→ stable

HOA & Community

§ 05

● HOA details

$439

ANNUALLY

Association nameACMI Management co.Inframark Websitevisit Phone(281) 870-0585 Cert on filehoa.texas.gov

● Community amenities

park

· 0.2mi
· 0.4mi
· 0.5mi

gym

Spring Fitness Montgomery · 0.2mi
Spring Fitness Montgomery · 0.3mi
HOTWORX - Montgomery, TX - HWY 105 · 1.4mi

place_of_worship

· 1.0mi
· 1.0mi
Mount Pleasant Church · 1.1mi

restaurant

Ransom's Steakhouse · 1.1mi
Ransom's Steakhouse · 1.3mi
Chronic Tacos · 1.2mi

library

Charles B. Stewart — West Branch Library · 1.1mi
Charles B. Stewart — West Branch Library · 1.3mi

daycare

Lone Star Christian Academy · 1.1mi
Lone Star Christian Academy · 1.3mi
Blaze Christian Academy · 1.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Tachus Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

MidSouth Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Fidium Fiber

2,000 / 2,000 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

2,000 / 1,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Coaxial Cable

Optimum

940 / 35 Mbps

● LOW LATENCY

Copper

Consolidated Communications

500 / 75 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

+ 5 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48339C SFHA NO SOURCE 48339C_LOMC1

🌡 Heat days >95°F

57 days/yr above 95°F

Plus 12 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 51 · Moderate

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

8 comparable sales nearby · sold median $145/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Terra Vista At Waterstone

TIER: SUBDIVISION

Subdivision name (MLS)Terra Vista At Waterstone City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision73 Active now1 Sold (last 12 mo)1 Curated amenities60

● Year-built distribution

2015s 1

Fire Protection

§ 11

Nearest station

Montgomery Fire Department Station 51

· Montgomery

Distance

1.3 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694303 · ACS 2023

Median HH income

$130,389

ACS 2023

Median home value

$614,900

Census self-report

Owner-occupied

77%

1,449 housing units

Bachelor's+

41%

Adults 25+

Median age

39.4

Population 3,757

Work from home

40%

of commuters

Commute 45min+

8%

of commuters

Below poverty

8.8%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

321 Terra Vista Circle, Montgomery, TX 77356

Montgomery County · 30.41°N, 95.68°W

park

—

0.2 mi · 6 within 2 mi

gym

Spring Fitness Montgomery

0.2 mi · 2 within 2 mi

place_of_worship

—

1.0 mi · 5 within 2 mi

restaurant

Ransom's Steakhouse

1.1 mi · 4 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.