Homes for Sale/Fort Bend County/Katy/Katy Creek Ranch
Active MLS #2844146 · 77 days on market

3219 Cotton Ranch Drive

Katy, TX 77494
Subdivision  ·  Katy Creek Ranch
List Price
$535,000
$152/SF
Beds
4
Baths
4
Sq Ft
3,519
Built
2012
Lot
0.24 ac
Garage
3-car
County
Fort Bend
Tax Rate
1.53%

Schools

§ 03
District
Elementary ROBERTA WRIGHT RYLANDER EL A
Middle CINCO RANCH J H A
High CINCO RANCH H S CCMR 87% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Nestled on an oversized lot with no rear neighbors, this stunning 4-bed, 4-bath home offers 3,500+ sqft of thoughtfully designed living space, a 3-car garage, & a highly sought-after floor plan with two beds & two full baths downstairs. Rich wood flooring & graceful archways complement the open-concept design. The family room with a gas fireplace flows seamlessly into the kitchen featuring granite countertops, stainless steel appliances, abundant cabinetry, a breakfast bar, & a sunny breakfast area. Retreat to the oversized primary suite, complete with a spacious, spa-like ensuite bath. Upstairs you'll find an oversized game room with access to a covered balcony, 2 additional bedrooms &2 full baths.Enjoy the patio & expansive backyard with room for a future pool or outdoor living. Located in highly acclaimed Katy ISD, Katy Creek Ranch offers resort-style amenities including pool,playgrounds, walking trails,&convenient access to the shops at LaCenterra, dining, & major commuter routes.

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • Granite Counters
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Pantry
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Living Dining Room
  • Programmable Thermostat
  • Dishwasher
  • Disposal
  • Gas Oven

Exterior & lot

  • Covered Patio
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Subdivision
  • Side Yard
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage
  • Garage Door Opener

Community

  • Prewired
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2012
Year Built Source PublicRecords
New Construction No
Builder Name Princeton Classic

Building

Stories 2
Levels Two
Living Area 3,519 sq ft
Living Area Source Appraiser
Building Area Total 3,519 sq ft
Foundation Slab
Construction Brick, Cement Siding, Stone
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 5
Bathrooms (total) 4
Bathrooms Full 4
Bathrooms Half 0
Rooms Total 11
Fireplaces 1
Fireplace Features Gas, Gas Log

Interior

Interior Features Breakfast Bar, Double Vanity, Granite Counters, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Pantry, Soaking Tub, Separate Shower, Tub Shower, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Living Dining Room, Programmable Thermostat
Flooring Carpet, Tile
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Oven, Energy Star Qualified Appliances
Laundry Washer Hookup, Electric Dryer Hookup
Windows Low Emissivity Windows, Window Coverings
Security Prewired, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Fence, Sprinkler Irrigation, Patio, Private Yard
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.2419
Lot Size Source Appraiser
Lot Features Subdivision, Side Yard

Location

County Fort Bend
MLS Area Major 36
MLS Area Minor Katy - Southwest
Subdivision Katy Creek Ranch
Road Surface Concrete
Postal Code 77494

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Appliances, Doors, Exposure Shade, Hvac, Insulation, Other, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $410
HOA Fee Frequency Annually
HOA Name Katy Creek Ranch Homeowners Assoc
Fee Includes Recreation Facilities

Taxes, Terms & Disclosures

Tax Annual Amount $8,207 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.53%
Parcel # 4238-04-003-0180-914
Legal Description KATY CREEK RANCH SEC 4, BLOCK 3, LOT 18
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Other, Seller Disclosure

Room Layout

§ 04 · 11 rooms · MLS-supplied

Main level · 8

Primary Bedroom 16x15
Bedroom 15x12
Kitchen 20x11
Breakfast Room Nook
Dining Room 12x12
Family Room 23x20
Office 13x11
Utility Room

Second level · 3

Bedroom 17x12
Bedroom 12x11
Game Room 27x22

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.3100
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionHarris-Fort Bend Counties MUD 5 CountyHarris TCEQ District ID4418015 Bonded indebtedness$39,600,000 Current year rate FetchedApr 23, 2026
● Rate not extracted
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.3100 Resolved MUD jurisdiction Harris-Fort Bend Counties MUD 5 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,896
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,212 Property tax$684 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,896
Yearly HOA fee $410

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.9448%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.31%
→ stable
School
1.12%
→ stable
City
→ stable
County
→ stable
Other districts
0.52%
→ stable

HOA & Community

§ 05
● HOA details
$410
ANNUALLY
Association nameKaty Creek Ranch Homeowners Assoc Management co. Website Phone Cert on filemls-trestle
Fee includes
RecreationFacilities
● Community amenities
park
· 0.2mi
· 0.4mi
River Green Park · 1.2mi
gym
TITLE Boxing Club Katy · 0.2mi
TITLE Boxing Club Katy · 0.4mi
VillaSport · 0.8mi
restaurant
Starbucks · 0.2mi
McDonald's · 0.4mi
McDonald's · 0.4mi
coffee
Starbucks · 0.3mi
Kona Roastery · 1.3mi
grocery
· 0.4mi
· 0.4mi
Harvest Natural Market · 0.4mi
post_office
Metabox Cinco Ranch · 0.4mi
Metabox Cinco Ranch · 0.5mi
Money Mailer · 1.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_LOMC11
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Katy Creek Ranch
TIER: SUBDIVISION
Subdivision name (MLS)Katy Creek Ranch City · ZIPKaty · 77494 CountyFort Bend Listings in subdivision1,917 Active now7 Sold (last 12 mo)6 Curated amenities60
● Year-built distribution
2005s 4 2010s 2 2020s 1

Fire Protection

§ 11
Nearest station
Willowfork Fire Department
Distance
0.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673113 · ACS 2023
Median HH income
$119,150
ACS 2023
Median home value
$375,000
Census self-report
Owner-occupied
54%
2,389 housing units
Bachelor's+
70%
Adults 25+
Median age
29.5
Population 8,271
Work from home
17%
of commuters
Commute 45min+
13%
of commuters
Below poverty
16.5%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3219 Cotton Ranch Drive, Katy, TX 77494
Fort Bend County · 29.74°N, 95.79°W
park
0.2 mi · 5 within 2 mi
gym
TITLE Boxing Club Katy
0.2 mi · 2 within 2 mi
restaurant
Starbucks
0.2 mi · 4 within 2 mi
coffee
Starbucks
0.3 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 9, 2026 Listed $535,000 Raquel Bell
Dec 31, 2011 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Raquel Bell · Keller Williams Signature
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 9, 2026.
MLS# 2844146 · LIST DATE: Jul 9, 2026 · PARCEL: 4238-04-003-0180-914
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 12:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity