Homes for Sale/Fort Bend County/Richmond/Indigo Village Cottages
Active MLS #43648964 · 59 days on market

3241 Loam Lane

Richmond, TX 77406
Subdivision  ·  Indigo Village Cottages
List Price
$289,900
$218/SF · 28.6% above neighborhood median
Beds
2
Baths
3
Sq Ft
1,331
Built
2024
Garage
0-car
County
Fort Bend
Tax Rate
2.03%

Schools

§ 03
District
Elementary PECAN GROVE EL C
Middle JAMES BOWIE MIDDLE A
High WILLIAM B TRAVIS H S CCMR 75% · Grad 99% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

BRAND NEW & NEVER LIVED IN! Move-in ready 2-bedroom, 2.5-bath home in Indigo offering a bright open layout, quartz countertops and a specious upstairs patio. Refrigerator, washer and dryer included.

Enjoy Indigo's community farm, lake, Indigo Commons, shops, dining and neighborhood events just steps away. Convenient access to Grand Parkway, Westpark Tollway and I-69. Ready for immediate move-in.

Features

§ 02

Interior

  • Breakfast Bar
  • Balcony
  • High Ceilings
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Quartz Counters
  • Two Bedrooms Up
  • Tub Shower
  • Walk In Pantry
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Dryer
  • Refrigerator

Exterior & lot

  • Deck
  • Sprinkler Irrigation
  • Porch
  • Patio
  • Corner Lot
  • Subdivision
  • Pond On Lot
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking

Community

  • Picnic Area
  • Park
  • Trails
  • Trash
  • Security System Owned
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2024
Year Built Source PublicRecords
New Construction Yes
Property Condition New Construction
Builder Name Empire Homes

Building

Stories 2
Levels Two
Living Area 1,331 sq ft
Living Area Source Builder
Building Area Total 1,331 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 2
Bedrooms Possible 2
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 4

Interior

Interior Features Breakfast Bar, Balcony, High Ceilings, Kitchen Family Room Combo, Bath In Primary Bedroom, Quartz Counters, Two Bedrooms Up, Tub Shower, Walk In Pantry, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Plank, Tile, Vinyl
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Gas Dryer Hookup
Security Security System Owned, Smoke Detectors

Exterior

Exterior Features Deck, Sprinkler Irrigation, Porch, Patio
Patio / Porch Deck, Patio, Porch
Pool Private No

Parking & Garage

Garage Spaces 0
Parking Features Additional Parking

Lot

Lot Features Corner Lot, Subdivision, Pond On Lot

Location

County Fort Bend
MLS Area Major 37
MLS Area Minor Fort Bend County North/Richmond
Subdivision Indigo Village Cottages
Road Surface Concrete
Postal Code 77406

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $1,700
HOA Fee Frequency Annually
HOA Name 1700.00/ Cohere
Fee Includes Common Areas, Recreation Facilities
Amenities Picnic Area, Park, Trails, Trash

Taxes, Terms & Disclosures

Tax Annual Amount $5,884 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.03%
Parcel # 4113-01-001-0110-907
Legal Description Lot 11, Block 1, Section 1
Listing Terms Cash, Conventional, FHA, Investor Financing
Lease Considered Yes
Disclosures Municipal Utility District Disclosure, Owner Is Listing Agent

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 2

Living Room 14.6 x 13.5
Dining Room 13.5 x 9.5

Second level · 2

Primary Bedroom 13.5 x 11.8
Bedroom 13.5 x 11.0

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.5000 Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,231
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,741 Property tax$490 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,231
Yearly HOA fee $1,700

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.9789%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
1.50%
→ stable
School
1.06%
→ stable
City
→ stable
County
→ stable
Other districts
0.42%
→ stable

HOA & Community

§ 05
● HOA details
$1,700
ANNUALLY
Association name1700.00/ Cohere Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
park
Harlem Road Park · 0.5mi
Savannah Park · 1.2mi
Pecan Grove Park · 1.5mi
gas_station
Chevron · 0.7mi
daycare
Funshine Acadamy · 1.5mi
grocery
Randalls 2670 · 1.9mi
pharmacy
Randalls Pharmacy · 1.9mi
restaurant
Thai Square · 2.1mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Windstream Sugar Land, Inc.
1,000 / 1,000 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
Windstream Sugar Land, Inc.
200 / 83 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48157C SFHA YES SOURCE 48157C_STUDY2
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
7 comparable sales nearby · sold median $169/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Indigo Village Cottages
TIER: SUBDIVISION
Subdivision name (MLS)Indigo Village Cottages City · ZIPRichmond · 77406 CountyFort Bend Listings in subdivision11 Active now2 Sold (last 12 mo)3 Curated amenities15
● Year-built distribution
2020s 2

Fire Protection

§ 11
Nearest station
Pecan Grove Volunteeer Fire Department 1
· Richmond
Distance
1.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673700 · ACS 2023
Median HH income
ACS 2023
Median home value
Census self-report
Owner-occupied
100%
19 housing units
Bachelor's+
2%
Adults 25+
Median age
47.6
Population 2,893
Work from home
of commuters
Commute 45min+
0%
of commuters
Below poverty
0.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3241 Loam Lane, Richmond, TX 77406
Fort Bend County · 29.61°N, 95.71°W
park
Harlem Road Park
0.5 mi · 5 within 2 mi
gas_station
Chevron
0.7 mi · 1 within 2 mi
daycare
Funshine Acadamy
1.5 mi · 1 within 2 mi
grocery
Randalls 2670
1.9 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 27, 2026 Listed $289,900 Maria-Carmen Zavalla
Dec 31, 2023 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Maria-Carmen Zavalla · REALM Real Estate Professionals - Sugar Land
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 8, 2026.
MLS# 43648964 · LIST DATE: Jul 27, 2026 · PARCEL: 4113-01-001-0110-907
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity