Schools

§ 03

District

Elementary	MADELEY RANCH EL	B
Middle	MONTGOMERY J H	C
High	MONTGOMERY H S CCMR 85% · Grad 98%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

VETERANS CAN TAKE ADVANTAGE OF A 4.25% ASSUMABLE LOAN. Welcome to Walden On Lake Conroe! This inviting home offers comfortable living in a desirable Montgomery location, with a layout designed for everyday living and entertaining. The property features a spacious interior with plenty of room to relax, gather, and make it your own, with 3 spacious bedrooms and 3 full baths including 2 EN-SUITE BATHROOMS!

Enjoy the convenience of being close to the many amenities Montgomery has to offer, including shopping, dining, recreation, and the natural beauty surrounding Lake Conroe. The Walden community offers tons of recreation with swimming pools, tennis, golf, and a beautiful clubhouse featuring world class dining overlooking Lake Conroe.

Whether you're searching for a primary residence, a weekend retreat, or an investment opportunity, 3302 Dunes Circle is ready to welcome its next owner. Come see all this property and its convenient Montgomery location have to offer!

Features

§ 02

Interior

Bedroomon Upper Level
Crown Molding
Full Bath On Main Level
Granite Counters
Handicap Access
High Ceilings
Kitchen Family Room Combo
Multiple Primary Suites
Tub Shower
Ceiling Fans
Double Oven
Dishwasher
Electric Oven
Electric Range
Free Standing Range
Disposal
Ice Maker
Microwave

Exterior & lot

Covered Patio
Porch
Patio
Tennis Courts
Corner Lot
Near Golf Course
Subdivision
Wooded
Covered
Deck
Roof: Composition
Foundation: Slab
Attached
Driveway
Garage
Association

Community

Basketball Court
Boat Dock
Marina
Boat Ramp
Clubhouse
Fitness Center
Golf Course
Meeting Banquet Party Room
Party Room
Picnic Area
Playground
Pickleball
Park
Pool
Tennis Courts
Trails
Smoke Detectors
Style: Contemporary Modern

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Contemporary Modern
Year Built	2013
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	1,960 sq ft
Living Area Source	Appraiser
Building Area Total	1,960 sq ft
Foundation	Slab
Construction	Cement Siding, Stone, Stucco
Roof	Composition

Rooms & Baths

Bedrooms	3
Bathrooms (total)	3
Bathrooms Full	3
Bathrooms Half	0
Rooms Total	4

Interior

Interior Features	Bedroomon Upper Level, Crown Molding, Full Bath On Main Level, Granite Counters, Handicap Access, High Ceilings, Kitchen Family Room Combo, Multiple Primary Suites, Tub Shower, Ceiling Fans
Flooring	Carpet, Tile
Appliances	Double Oven, Dishwasher, Electric Oven, Electric Range, Free Standing Range, Disposal, Ice Maker, Microwave, Oven
Laundry	Washer Hookup, Electric Dryer Hookup
Windows	Low Emissivity Windows
Security	Smoke Detectors
Indoor Air Quality	Ventilation

Exterior

Exterior Features	Covered Patio, Porch, Patio, Tennis Courts
Patio / Porch	Covered, Deck, Patio, Porch
Pool Private	No
Pool Features	Association

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Driveway, Garage

Lot

Lot Size (sq ft)	5,998
Lot Size (acres)	0.1377
Lot Size Source	Appraiser
Lot Features	Corner Lot, Near Golf Course, Subdivision, Wooded
Direction Faces	North

Location

County	Montgomery
MLS Area Major	39
MLS Area Minor	Lake Conroe Area
Subdivision	Walden 10
Postal Code	77356

Utilities

Heating	Central, Electric
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer
Energy Efficient	Radiant Attic Barrier, Doors, Hvac, Other, Windows

HOA / Association

HOA	Yes
HOA Fee	$1,170
HOA Fee Frequency	Annually
HOA Name	Walden CIA
Amenities	Basketball Court, Boat Dock, Marina, Boat Ramp, Clubhouse, Fitness Center, Golf Course, Meeting Banquet Party Room, Party Room, Picnic Area, Playground, Pickleball, Park, Pool, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount	$6,295
Tax Year	2025
Tax Rate (est.)	2.00%
Parcel #	175572
Legal Description	WALDEN 10, BLOCK 54, LOT 70
Listing Terms	Assumable, Cash, Conventional, FHA, Va Loan
Lease Considered	No
Disclosures	Municipal Utility District Disclosure

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 3

Living Room	17x16
Bedroom	13x12
Bedroom	11x13

Second level · 1

Primary Bedroom

15x39

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

0.3200

TOTAL TAX RATE · PER $100 ASSESSED · 2026

JurisdictionMontgomery County MUD 9 CountyMontgomery TCEQ District ID5857400 Bonded indebtedness— Current year rate— FetchedApr 28, 2026

● Verdict unknown

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.3700 Resolved MUD jurisdiction Montgomery County MUD 9 Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,416

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,891 Property tax$525 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,416

Yearly HOA fee $1,170

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.9855%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

0.37%

→ stable

School

1.09%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.15%

→ stable

HOA & Community

§ 05

● HOA details

$1,170

ANNUALLY

Association nameWalden CIA Management co.— Website— Phone— Cert on filepending

● Community amenities

park

· 0.5mi
Cape Conroe Park · 1.3mi
Stanley Lake MUD Park · 1.4mi

grocery

· 0.6mi
Chevron Food Mart · 1.3mi
Walmart Supercenter · 1.6mi

gas_station

Chevron Food Mart · 1.3mi
Circle K · 1.7mi
Exxon · 1.8mi

police_station

Montgomery County Sheriff - District 5 Patrol · 1.5mi
Montgomery Police Department · 4.5mi
Willis Police Department · 9.1mi

daycare

School of LIVE Music · 1.5mi
Swingin' Fun by Crystal, LLC · 1.7mi
Go-n-Play, LLC · 1.6mi

gym

CAPFit24 · 1.6mi
Fearless Boxing Gym · 1.6mi
Montgomery Gymnastics Academy · 1.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Tachus Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Fidium Fiber

2,000 / 2,000 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

2,000 / 1,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

1,000 / 1,000 Mbps

● LOW LATENCY

Coaxial Cable

Optimum

940 / 35 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Copper

Consolidated Communications

100 / 10 Mbps

● LOW LATENCY

+ 4 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48339C SFHA NO SOURCE 48339C_STUDY1

🌡 Heat days >95°F

57 days/yr above 95°F

Plus 12 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 51 · Moderate

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

5 comparable sales nearby · sold median $175/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

WALDEN 10

TIER: SUBDIVISION

Subdivision name (MLS)WALDEN 10 City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision518 Active now7 Sold (last 12 mo)14 Curated amenities60

● Year-built distribution

1990s 1 2000s 1 2010s 3 2015s 1

Fire Protection

§ 11

Nearest station

Montgomery Fire Department Station 54

· Montgomery

Distance

0.8 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694306 · ACS 2023

Median HH income

$118,157

ACS 2023

Median home value

$269,800

Census self-report

Owner-occupied

83%

1,945 housing units

Bachelor's+

57%

Adults 25+

Median age

45.2

Population 5,044

Work from home

53%

of commuters

Commute 45min+

11%

of commuters

Below poverty

9.1%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

3302 Dunes Circle, Montgomery, TX 77356

Montgomery County · 30.39°N, 95.63°W

park

—

0.5 mi · 5 within 2 mi

grocery

—

0.6 mi · 4 within 2 mi

gas_station

Chevron Food Mart

1.3 mi · 1 within 2 mi

police_station

Montgomery County Sheriff - District 5 Patrol

1.5 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.