Schools

§ 03

District

Elementary	LEONARD EL	D
Middle	STOCKDICK J H	B
High	PAETOW H S CCMR 70% · Grad 96%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautiful one-story home located in the desirable Morton Creek Ranch community! This 3-bedroom, 2-bath home offers a comfortable living space with a functional layout perfect for everyday living and entertaining. Built in 2018, the property features recent interior paint, central heating and cooling, and a versatile 2-car attached garage that can be used as a traditional garage or converted into a game room for additional living and entertainment space. Situated on a low-maintenance lot, this home offers both functionality and flexibility in a sought-after community.

Features

§ 02

Interior

Heat: Central
Heat: Gas
Cool: Central Air
Cool: Electric

Exterior & lot

Subdivision
Roof: Composition
Foundation: Slab
Attached
Garage

Community

Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	2018
Year Built Source	PublicRecords
New Construction	No

Building

Stories	1
Levels	One
Living Area	1,774 sq ft
Living Area Source	Appraiser
Building Area Total	1,774 sq ft
Foundation	Slab
Construction	Brick
Roof	Composition

Rooms & Baths

Bedrooms	3
Bathrooms (total)	2
Bathrooms Full	2
Bathrooms Half	0
Rooms Total	3

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Garage

Lot

Lot Size (acres)	0.1085
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Harris
MLS Area Major	25
MLS Area Minor	Katy - North
Subdivision	Morton Crk Ranch Sec 12
Postal Code	77493

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$550
HOA Fee Frequency	Annually
HOA Name	Crest Management Company

Taxes, Terms & Disclosures

Tax Annual Amount	$6,651 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	2.33%
Parcel #	137-532-002-0022
Legal Description	LT 22 BLK 2 MORTON CREEK RANCH SEC 12
Listing Terms	Cash, Conventional, FHA, Other, Va Loan
Lease Considered	No
Disclosures	Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 3

Primary Bedroom	17x15
Bedroom	12x12
Bedroom	12x12

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

1.1800

TOTAL TAX RATE · PER $100 ASSESSED · 2026

JurisdictionHarris County MUD 432 CountyHarris TCEQ District ID3737141 Bonded indebtedness— Current year rate— FetchedApr 27, 2026

● Verdict unknown

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.0600 Resolved MUD jurisdiction Harris County MUD 432 Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,265

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,711 Property tax$554 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,265

Yearly HOA fee $550

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.9060%

ALL 8 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

1.06%

→ stable

School

1.12%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.35%

→ stable

HOA & Community

§ 05

● HOA details

$550

ANNUALLY

Association nameCrest Management Company Management co.Crest Management Websitevisit Phone(281) 579-0761 Cert on filemls-trestle

● Community amenities

park

· 0.3mi
Mason Creek Hike and Bike Trail · 0.9mi
· 0.3mi

bank

Shell Federal Credit Union · 0.4mi
Navy Federal Credit Union · 2.5mi
Chase · 0.7mi

gym

· 0.5mi
· 0.6mi
9 Round · 1.0mi

coffee

Starbucks · 0.6mi
Starbucks · 0.7mi
Blessed Nutrition · 0.7mi

gas_station

Kroger Fuel Center · 0.6mi
Exxon · 0.6mi
Walmart · 0.9mi

veterinary

Petco · 0.7mi
Katy Pet Wellness Solutions · 1.8mi
Animal Clinic · 2.1mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

8,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Hotwire Communications

8,000 / 8,000 Mbps

● LOW LATENCY

Fiber to the Premises

Ezee Fiber

8,000 / 8,000 Mbps

● LOW LATENCY

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

2,000 / 1,000 Mbps

● LOW LATENCY

Fiber to the Premises

Fidium Fiber

2,000 / 2,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Coaxial Cable

Astound Broadband

1,500 / 50 Mbps

● LOW LATENCY

Fiber to the Premises

Astound Broadband

1,500 / 1,500 Mbps

● LOW LATENCY

+ 7 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

72 days/yr above 95°F

Plus 24 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

8 comparable sales nearby · sold median $139/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Morton Crk Ranch Sec 12

TIER: SUBDIVISION

Subdivision name (MLS)Morton Crk Ranch Sec 12 City · ZIPKaty · 77493 CountyHarris Listings in subdivision24 Active now2 Sold (last 12 mo)0 Curated amenities60

● Year-built distribution

2015s 2

Fire Protection

§ 11

Nearest station

West I - 10 Volunteer Fire Department Station 4

Distance

1.8 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542902 · ACS 2023

Median HH income

$126,327

ACS 2023

Median home value

$334,300

Census self-report

Owner-occupied

79%

9,986 housing units

Bachelor's+

47%

Adults 25+

Median age

27.8

Population 34,297

Work from home

24%

of commuters

Commute 45min+

21%

of commuters

Below poverty

13.1%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

3403 Madison Elm Street, Katy, TX 77493

Harris County · 29.82°N, 95.79°W

park

—

0.3 mi · 5 within 2 mi

bank

Shell Federal Credit Union

0.4 mi · 2 within 2 mi

gym

—

0.5 mi · 4 within 2 mi

coffee

Starbucks

0.6 mi · 3 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.