Schools

§ 03

District

Elementary	STEPHEN F AUSTIN EL	C
Middle	GENTRY J H	C
High	STERLING H S Grad 96%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This move-in ready two-story home offers plenty of space, comfort, and convenience on a quiet street with NO HOA and no neighbors directly across. Even better, a brand-new roof was just installed and comes with a 30-year warranty, giving you added peace of mind for years to come!

The main floor features a formal dining area, formal living room, and an additional living space, providing plenty of room for everyday living, entertaining, and gathering with family and friends. All four bedrooms are located upstairs.

Step outside to your own private retreat featuring a pool and jacuzzi, perfect for relaxing, hosting, or enjoying warm Texas days. The extra-long driveway and attached garage provide ample parking, plus an EV charger for added convenience.

Features

§ 02

Interior

All Bedrooms Up
Double Vanity
Kitchen Family Room Combo
Pantry
Mud Room
Dishwasher
Electric Cooktop
Gas Cooktop
Microwave
Refrigerator
Heat: Central
Heat: Gas
Cool: Central Air
Cool: Gas

Exterior & lot

Fence
Subdivision
Back Yard
Roof: Composition
Foundation: Slab
Attached Carport
Additional Parking
Boat
Electric Vehicle Charging Stations
Garage
Rv Access Parking
In Ground
Pool Spa Combo

Community

Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	1979
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	2,391 sq ft
Living Area Source	Appraiser
Building Area Total	2,391 sq ft
Foundation	Slab
Construction	Brick
Roof	Composition

Rooms & Baths

Bedrooms	4
Bathrooms (total)	3
Bathrooms Full	2
Bathrooms Half	1
Rooms Total	4
Fireplaces	1

Interior

Interior Features	All Bedrooms Up, Double Vanity, Kitchen Family Room Combo, Pantry, Mud Room
Appliances	Dishwasher, Electric Cooktop, Gas Cooktop, Microwave, Refrigerator

Exterior

Exterior Features	Fence
Fencing	Back Yard
Pool Private	Yes
Pool Features	In Ground, Pool Spa Combo

Parking & Garage

Garage Spaces	2
Parking Features	Attached Carport, Additional Parking, Boat, Electric Vehicle Charging Stations, Garage, Rv Access Parking

Lot

Lot Size (sq ft)	8,800
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Harris
MLS Area Major	2
MLS Area Minor	Baytown/Harris County
Subdivision	Whispering Pines Sec 01
Postal Code	77521

Utilities

Heating	Central, Gas
Cooling	Central Air, Gas
Water Source	Public

Taxes, Terms & Disclosures

Tax Annual Amount	$4,854 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.39%
Parcel #	105-020-000-0005
Legal Description	LT 5 WHISPERING PINES SEC 1 R/P
Listing Terms	Cash, Conventional, FHA, Va Loan
Lease Considered	No

Room Layout

§ 04 · 4 rooms · MLS-supplied

Second level · 4

Primary Bedroom	13x18'6
Bedroom	11'3x12'3
Bedroom	10'11x11'1
Bedroom	11'3x14'10

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,506

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$2,102 Property tax$404 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,506

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.5840%

ALL 8 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

—

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

2.20%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association name— Management co.— Website— Phone— Cert on filepending

● Community amenities

park

J. C. Hollaway Park · 0.5mi
Victoria Walker Park · 0.5mi
W. L. Jenkins Park · 0.8mi

pharmacy

Walgreens · 0.5mi

gas_station

TA · 0.7mi
Mobil · 1.2mi
Valero · 1.4mi

grocery

TA · 0.7mi
Best Stop · 1.2mi
Snappy Mart · 1.4mi

restaurant

Schlotzsky's · 0.7mi
Dolly's Donuts · 1.8mi

place_of_worship

Bayou Church · 1.2mi
Memorial Assembly of God Church · 1.4mi
Cedar Bayou United Methodist Church · 1.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

7,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Frontier

7,000 / 7,000 Mbps

● LOW LATENCY

Fiber to the Premises

Lyte Fiber, LLC

2,500 / 2,500 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Coaxial Cable

Optimum

940 / 35 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 3 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

54 days/yr above 95°F

Plus 8 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-10-13.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 16, 2026.

Recent Comparable Sales

§ 09

5 comparable sales nearby · sold median $144/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Whispering Pines Sec 01

TIER: SUBDIVISION

Subdivision name (MLS)Whispering Pines Sec 01 City · ZIPBaytown · 77521 CountyHarris Listings in subdivision5 Active now1 Sold (last 12 mo)0 Curated amenities25

● Year-built distribution

1975s 1

Fire Protection

§ 11

Nearest station

Baytown Fire Department Station 3

Distance

0.4 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201253201 · ACS 2023

Median HH income

$129,611

ACS 2023

Median home value

$269,200

Census self-report

Owner-occupied

76%

2,329 housing units

Bachelor's+

21%

Adults 25+

Median age

43.8

Population 6,565

Work from home

10%

of commuters

Commute 45min+

9%

of commuters

Below poverty

2.9%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

3403 Winter Lane, Baytown, TX 77521

Harris County · 29.77°N, 94.93°W

park

J. C. Hollaway Park

0.5 mi · 5 within 2 mi

pharmacy

Walgreens

0.5 mi · 1 within 2 mi

gas_station

TA

0.7 mi · 5 within 2 mi

grocery

TA

0.7 mi · 3 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.