Schools

§ 03

District

Elementary	LORAINE T GOLBOW EL	B
Middle	T H MCDONALD J H	B
High	MORTON RANCH H S CCMR 77% · Grad 92%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this charming 2 story 3BR/2BA home nestled beneath a beautiful oak tree. Inside, you'll find high ceilings, fans in every room, laminate wood flooring in the family room & game room, & smart WiFi lighting. The spacious kitchen offers abundant counter space & cabinetry, a gas range, stainless steel appliances, a new faucet, & a window at the sink. The kitchen opens seamlessly to the breakfast area & family room with a cozy gas fireplace. Enjoy walk in closets, updated kitchen and bathroom lighting, replaced double paned windows, a 2023 water heater, & a 2 year old fence. The large backyard features a paver patio, string lighting, & mature landscaping-perfect for relaxing or entertaining. Fridge, washer/dryer and a new generator stay with the home. Conveniently located within walking distance to the elementary & junior high schools. The neighborhood park is at the end of the street with trails around the lake. Shopping & restaurants just minutes away. Schedule your apt today!

Features

§ 02

Interior

Breakfast Bar
Double Vanity
Entrance Foyer
High Ceilings
Kitchen Family Room Combo
Bath In Primary Bedroom
Main Level Primary
Tub Shower
Window Treatments
Ceiling Fans
Programmable Thermostat
Dishwasher
Disposal
Gas Range
Microwave
Oven
Dryer
Refrigerator

Exterior & lot

Deck
Fence
Patio
Subdivision
Pond On Lot
Back Yard
Roof: Composition
Foundation: Slab
Attached
Garage
Garage Door Opener
Association

Community

Playground
Pool
Trails
Smoke Detectors
Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	1999
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	2,078 sq ft
Living Area Source	Appraiser
Building Area Total	2,078 sq ft
Foundation	Slab
Construction	Brick, Cement Siding
Roof	Composition

Rooms & Baths

Bedrooms	3
Bathrooms (total)	3
Bathrooms Full	2
Bathrooms Half	1
Rooms Total	7
Fireplaces	1
Fireplace Features	Gas Log

Interior

Interior Features	Breakfast Bar, Double Vanity, Entrance Foyer, High Ceilings, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Tub Shower, Window Treatments, Ceiling Fans, Programmable Thermostat
Flooring	Carpet, Laminate, Tile
Appliances	Dishwasher, Disposal, Gas Range, Microwave, Oven, Dryer, Refrigerator, Washer
Laundry	Washer Hookup, Electric Dryer Hookup
Windows	Window Coverings
Security	Smoke Detectors

Exterior

Exterior Features	Deck, Fence, Patio
Patio / Porch	Deck, Patio
Fencing	Back Yard
Pool Private	No
Pool Features	Association

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Garage, Garage Door Opener

Lot

Lot Size (sq ft)	6,403
Lot Size (acres)	0.1470
Lot Size Source	Appraiser
Lot Features	Subdivision, Pond On Lot

Location

County	Harris
MLS Area Major	25
MLS Area Minor	Katy - North
Subdivision	Lakes Bridgewater
Postal Code	77449

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer
Energy Efficient	Hvac, Thermostat

HOA / Association

HOA	Yes
HOA Fee	$540
HOA Fee Frequency	Annually
HOA Name	Bridgewater Homeowners Associatio
Amenities	Playground, Pool, Trails

Taxes, Terms & Disclosures

Tax Annual Amount	$4,770 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.87%
Parcel #	120-049-004-0002
Legal Description	LT 2 BLK 4 LAKES OF BRIDGEWATER SEC 2
Listing Terms	Cash, Conventional, FHA, Investor Financing, Va Loan
Lease Considered	No
Disclosures	Municipal Utility District Disclosure

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 4

Primary Bedroom	15x13
Breakfast Room Nook	10x9
Family Room	19.5x12.5
Kitchen	15x19

Second level · 3

Bedroom	15x11
Bedroom	13x13
Game Room	16x15

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

0.7450

TOTAL TAX RATE · PER $100 ASSESSED · 2026

JurisdictionHarris County MUD 71 CountyHarris TCEQ District ID3737190 Bonded indebtedness— Current year rate— FetchedApr 27, 2026

● Verdict unknown

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7250 Resolved MUD jurisdiction Harris County MUD 71 Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,929

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,531 Property tax$398 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,929

Yearly HOA fee $540

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.5710%

ALL 8 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

0.72%

→ stable

School

1.12%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.35%

→ stable

HOA & Community

§ 05

● HOA details

$540

ANNUALLY

Association nameBridgewater Homeowners Associatio Management co.— Website— Phone— Cert on filetx_comptroller

● Community amenities

park

· 0.1mi
Saums Pocket Park · 1.9mi
· 0.1mi

place_of_worship

Westside Baptist Church · 0.3mi
Bridgewater Baptist Church · 0.5mi
First Christian Church · 0.8mi

restaurant

Basa's Mexican Grill · 0.6mi
Mazajj Organic Coffee · 0.7mi
· 0.8mi

coffee

Mazajj Organic Coffee · 0.7mi
Starbucks · 1.6mi

grocery

· 0.7mi
Farm Stores · 0.7mi
· 0.7mi

daycare

Kids 'R' Kids · 0.7mi
Little Angels Daycare · 1.7mi
British International School of Houston · 1.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Coaxial Cable

Spectrum

1,000 / 35 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 3 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_LOMC166

🌡 Heat days >95°F

72 days/yr above 95°F

Plus 24 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Lakes Bridgewater Sec 01

TIER: SUBDIVISION

Subdivision name (MLS)Lakes Bridgewater Sec 01 City · ZIPKaty · 77449 CountyHarris Listings in subdivision732 Active now6 Sold (last 12 mo)1 Curated amenities60

● Year-built distribution

1995s 1 2000s 5

Fire Protection

§ 11

Nearest station

HCESD 48 Fire Station #5

Distance

0.7 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542302 · ACS 2023

Median HH income

$83,651

ACS 2023

Median home value

$233,100

Census self-report

Owner-occupied

72%

2,497 housing units

Bachelor's+

34%

Adults 25+

Median age

38.3

Population 7,794

Work from home

8%

of commuters

Commute 45min+

17%

of commuters

Below poverty

10.6%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

3406 Morningtide Drive, Katy, TX 77449

Harris County · 29.82°N, 95.75°W

park

—

0.1 mi · 5 within 2 mi

place_of_worship

Westside Baptist Church

0.3 mi · 4 within 2 mi

restaurant

Basa's Mexican Grill

0.6 mi · 3 within 2 mi

coffee

Mazajj Organic Coffee

0.7 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.