Homes for Sale/Harris County/Katy/Waterstone Sec 06
Active MLS #38775297 · 162 days on market

3406 Trent Stone Lane

Katy, TX 77449
Subdivision  ·  Waterstone Sec 06
List Price
$270,000
$158/SF
Beds
3
Baths
2
Sq Ft
1,709
Built
2013
Lot
0.12 ac
Garage
2-car
County
Harris
Tax Rate
2.14%

Schools

§ 03
District
Elementary MORTON RANCH EL B
Middle T H MCDONALD J H B
High MORTON RANCH H S CCMR 77% · Grad 92% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Well-maintained one-story home in Waterstone Katy with new carpet and fresh paint. Enjoy privacy with green space behind and no rear neighbors. HOA-maintained back fence for worry-free maintenance. Features a 2-year-old water heater. Easy access to the Grand Parkway and I-10. Spacious open floor concept ideal for modern living. Community amenities include a pool and playground. Located in the highly sought-after Katy ISD district. Close to grocery stores and local doctor offices.

Features

§ 02

Interior

  • All Bedrooms Down
  • Kitchen Island
  • Kitchen Family Room Combo
  • Laminate Counters
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Walk In Pantry
  • Walk In Closets
  • Ceiling Fans
  • Living Dining Room
  • Programmable Thermostat
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Dryer

Exterior & lot

  • Fully Fenced
  • Porch
  • Private Yard
  • Subdivision
  • Backs To Greenbelt Park
  • Pond On Lot
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage
  • Garage Door Opener
  • Association

Community

  • Playground
  • Pool
  • Security
  • Trails
  • Guard
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2013
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,709 sq ft
Living Area Source Appraiser
Building Area Total 1,709 sq ft
Foundation Slab
Construction Brick, Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 5

Interior

Interior Features All Bedrooms Down, Kitchen Island, Kitchen Family Room Combo, Laminate Counters, Soaking Tub, Separate Shower, Tub Shower, Walk In Pantry, Walk In Closets, Ceiling Fans, Living Dining Room, Programmable Thermostat
Flooring Carpet, Laminate, Vinyl
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Dryer, Energy Star Qualified Appliances, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup

Exterior

Exterior Features Fully Fenced, Porch, Private Yard
Patio / Porch Porch
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.1188
Lot Size Source Appraiser
Lot Features Subdivision, Backs To Greenbelt Park, Pond On Lot
Direction Faces West

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - North
Subdivision Waterstone Sec 06
Road Surface Concrete
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Appliances, Insulation, Lighting, Thermostat

HOA / Association

HOA Yes
HOA Fee $800
HOA Fee Frequency Annually
HOA Name Infrmark
Fee Includes Common Areas, Maintenance Grounds, Recreation Facilities
Amenities Playground, Pool, Security, Trails, Guard

Taxes, Terms & Disclosures

Tax Annual Amount $5,788 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.14%
Parcel # 131-621-003-0005
Legal Description LT 5 BLK 3 WATERSTONE SEC 6
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 5

Primary Bedroom 12 x 18
Bedroom 10 x 10
Bedroom 10 x 10
Kitchen 10.5 x 19
Living Room 15 x 28

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.9200 Resolved MUD jurisdiction Harris County MUD 287 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.9400
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32054165454 Filed underHarris County Municipal Utility District #287 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,103
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,621 Property tax$482 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,103
Yearly HOA fee $800

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.7660%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.92%
→ stable
School
1.12%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable

HOA & Community

§ 05
● HOA details
$800
ANNUALLY
Association nameInfrmark Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · MaintenanceGrounds · RecreationFacilities
● Community amenities
park
· 0.3mi
Diane Winborn Community SPARK Park · 1.8mi
· 0.4mi
place_of_worship
Holy Covenant United Methodist · 0.4mi
First Christian Church · 0.5mi
Westside Baptist Church · 0.9mi
post_office
The UPS Store · 0.4mi
United States Postal Service · 2.9mi
United States Postal Service · 4.3mi
gas_station
Sunoco · 0.5mi
Walmart · 0.5mi
Shell · 0.6mi
grocery
Walmart Supercenter · 0.5mi
· 0.5mi
Farm Stores · 0.6mi
bank
Regions · 0.5mi
Chase Bank · 3.4mi
Chase · 0.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
100,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Waterstone Sec 06
TIER: SUBDIVISION
Subdivision name (MLS)Waterstone Sec 06 City · ZIPKaty · 77449 CountyHarris Listings in subdivision48 Active now4 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
2010s 4

Fire Protection

§ 11
Nearest station
HCESD 48 Fire Station #5
Distance
1.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542901 · ACS 2023
Median HH income
$112,713
ACS 2023
Median home value
$252,000
Census self-report
Owner-occupied
67%
3,550 housing units
Bachelor's+
37%
Adults 25+
Median age
34.7
Population 9,715
Work from home
15%
of commuters
Commute 45min+
18%
of commuters
Below poverty
10.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3406 Trent Stone Lane, Katy, TX 77449
Harris County · 29.82°N, 95.76°W
park
0.3 mi · 5 within 2 mi
place_of_worship
Holy Covenant United Methodist
0.4 mi · 2 within 2 mi
post_office
The UPS Store
0.4 mi · 1 within 2 mi
restaurant
Taco Bell
0.5 mi · 6 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Apr 14, 2026 Listed $270,000 Fiona Farhad
Dec 31, 2012 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Fiona Farhad · NB Elite Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 19, 2026.
MLS# 38775297 · LIST DATE: Apr 14, 2026 · PARCEL: 131-621-003-0005
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity