Schools

§ 03

District

Elementary	SIMMS EL	C
Middle	LA MARQUE MIDDLE SCHOOL	N/R
High	LA MARQUE H S CCMR 74% · Grad 80%	D

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Think you can’t find a fully remodeled, 5-bedroom home under $220K on the Texas Gulf Coast? Think again. Welcome to 3408 Palm Avenue—the ultimate combination of space, style, and absolute peace of mind. Nestled in the heart of Texas City’s charming Heights Annex neighborhood, this free-standing, single-story gem blends effortless Southern charm with top-tier modern amenities. Whether you are looking for a spacious haven for a flexible layout with space for a dedicated home office, or a high-yield asset for your real estate investment portfolio, this completely updated property delivers on every front. The interior boasts a fresh, neutral color palette, modern finishes, & gorgeous flooring throughout. With an impressive 5 bedrooms and 2 full bathrooms laid out over 1,702 functional square feet, you will never have to compromise on space. The Exterior situated on a manageable 6,764-square-foot lot. Schedule your private tour today & grab this gem before it's gone!

Features

§ 02

Interior

Dishwasher
Heat: Central
Heat: Gas
Cool: Central Air
Cool: Electric

Exterior & lot

Subdivision
Roof: Composition
Foundation: Slab

Community

Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	1974
Year Built Source	PublicRecords
New Construction	No

Building

Stories	1
Levels	One
Living Area	1,702 sq ft
Living Area Source	Owner
Building Area Total	1,702 sq ft
Foundation	Slab
Construction	Cement Siding
Roof	Composition

Rooms & Baths

Bedrooms	5
Bathrooms (total)	2
Bathrooms Full	2
Bathrooms Half	0
Rooms Total	5

Interior

Appliances

Dishwasher

Exterior

Pool Private

No

Parking & Garage

Garage Spaces

0

Lot

Lot Size (acres)	0.1553
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	Texas City
Subdivision	Heights Annex
Postal Code	77590

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount	$2,253
Tax Year	2025
Tax Rate (est.)	1.22%
Parcel #	3905-0006-0027-000
Legal Description	ABST 63 H FERGUSON SUR LOTS 27 & 28 BLK 6 HEIGHTS ANNEX REPL
Listing Terms	Conventional, Exchange1031, FHA, Owner May Carry, Trade
Lease Considered	No
Disclosures	Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 5

Primary Bedroom	15X14
Bedroom	14X10
Bedroom	14X10
Bedroom	11X11
Bedroom	11X11

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,293

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,105 Property tax$188 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,293

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.2222%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.15%

→ stable

City

—

→ stable

County

0.32%

→ stable

Other districts

0.75%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association name— Management co.— Website— Phone— Cert on filepending

● Community amenities

park

· 0.1mi
· 0.2mi
Amoco Park · 0.8mi

place_of_worship

West Fourteenth Street Baptist Church · 0.1mi
West Fourteenth Street Baptist Church · 0.2mi
Church of Christ Westhaven · 0.7mi

restaurant

Kin Dee Thai Cuisine · 0.1mi
Kin Dee Thai Cuisine · 0.2mi
Starbucks · 0.3mi

grocery

Circle K · 0.1mi
Heights Market · 0.2mi
H-E-B · 0.2mi

urgent_care

Top Care Emergency Room & Urgent ER Care - Heights Houston · 0.2mi
Top Care Emergency Room & Urgent ER Care - Heights Houston · 0.2mi
UTMB Health Urgent Care, Texas City · 4.5mi

pharmacy

H-E-B Pharmacy · 0.2mi
H-E-B Pharmacy · 0.7mi
H-E-B Pharmacy · 0.8mi

Broadband & Connectivity

§ 06

Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48167C SFHA NO SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

HEIGHTS ANNEX

TIER: SUBDIVISION

Subdivision name (MLS)HEIGHTS ANNEX City · ZIPHouston · 77008 CountyHarris Listings in subdivision690 Active now5 Sold (last 12 mo)4 Curated amenities60

● Year-built distribution

1970s 3 1975s 1 1980s 1

Fire Protection

§ 11

Nearest station

Texas City Fire Department Station 1

Distance

1.0 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167721902 · ACS 2023

Median HH income

$50,596

ACS 2023

Median home value

$220,500

Census self-report

Owner-occupied

36%

2,676 housing units

Bachelor's+

14%

Adults 25+

Median age

44.7

Population 6,001

Work from home

7%

of commuters

Commute 45min+

5%

of commuters

Below poverty

14.8%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

3408 Palm Avenue, Texas City, TX 77590

Galveston County · 29.40°N, 94.95°W

park

—

0.1 mi · 3 within 2 mi

place_of_worship

West Fourteenth Street Baptist Church

0.1 mi · 2 within 2 mi

restaurant

Kin Dee Thai Cuisine

0.1 mi · 7 within 2 mi

grocery

Circle K

0.1 mi · 5 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.