Homes for Sale/Harris County/Katy/Morton Crk Ranch Sec 15
Active MLS #23049961 · 7 days on market

3411 Winchester Ranch Trail

Katy, TX 77493
Subdivision  ·  Morton Crk Ranch Sec 15
List Price
$287,990
$162/SF · 16.8% above neighborhood median
Beds
3
Baths
2
Sq Ft
1,775
Built
2021
Lot
0.14 ac
Garage
2-car
County
Harris
Tax Rate
2.31%

Schools

§ 03
District
Elementary LEONARD EL D
Middle STOCKDICK J H B
High PAETOW H S CCMR 70% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome home to effortless modern living in this stunning 3-bedroom, 2-bathroom, 1-story residence in the highly sought-after Morton Creek Ranch community of Katy, Texas. This 5-year-young home perfectly blends open-concept entertainment spaces with private retreat areas.Inside, you are greeted by an expansive open design highlighted by soaring high ceilings and massive windows that flood the home with natural light. The chef's kitchen boasts premium granite countertops, ample storage, and a large kitchen island perfect for meal prep or casual dining. Beautiful ceramic tile flows seamlessly through the living, dining, and bathrooms for an upscale, low-maintenance look.Step outside to a spacious covered patio, ideal for weekend barbecues. An automatic sprinkler system maintains flawless curb appeal, while a high-efficiency tankless water heater delivers endless hot water. Zoned to top-rated Katy ISD, you are minutes from shopping and the Grand Parkway.

Features

§ 02

Interior

  • All Bedrooms Down
  • Double Vanity
  • Kitchen Island
  • Walk In Closets
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Style: Contemporary Modern

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Contemporary Modern
Year Built 2021
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,775 sq ft
Living Area Source Appraiser
Building Area Total 1,775 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 7

Interior

Interior Features All Bedrooms Down, Double Vanity, Kitchen Island, Walk In Closets

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1380
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - North
Subdivision Morton Crk Ranch Sec 15
Postal Code 77493

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $615
HOA Fee Frequency Annually
HOA Name MORTON CREEK RANCH/CREST MANAGEME
Fee Includes Recreation Facilities

Taxes, Terms & Disclosures

Tax Annual Amount $6,653 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.31%
Parcel # 141-488-004-0003
Legal Description LT 3 BLK 4 MORTON CREEK RANCH SEC 15
Listing Terms Cash, Conventional, FHA
Lease Considered No
Disclosures None

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 7

Primary Bedroom 17x12
Bedroom 12x10
Bedroom 13x10
Primary Bathroom 10x8
Living Room 17x13
Dining Room 13x10
Kitchen 15x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
1.1800
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 432 CountyHarris TCEQ District ID3737141 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.0600 Resolved MUD jurisdiction Harris County MUD 432 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,283
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,729 Property tax$554 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,283
Yearly HOA fee $615

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.9060%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
1.06%
→ stable
School
1.12%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable

HOA & Community

§ 05
● HOA details
$615
ANNUALLY
Association nameMORTON CREEK RANCH/CREST MANAGEME Management co. Website Phone Cert on filepending
Fee includes
RecreationFacilities
● Community amenities
park
· 0.4mi
· 0.4mi
· 0.4mi
gym
· 0.5mi
· 0.7mi
· 0.7mi
grocery
Time : Mart · 0.8mi
· 0.8mi
H-E-B · 1.0mi
restaurant
Sonic · 0.8mi
Blessed Nutrition · 0.8mi
McDonald's · 0.9mi
hospital
Eye Eye Doc · 0.9mi
Memorial Hermann Go Heath Urgent Care · 0.9mi
MedExpress · 1.2mi
urgent_care
Memorial Hermann-GoHealth Urgent Care · 0.9mi
BellVille Urgent Care - Katy · 1.2mi
CareNow Urgent Care - Morton Ranch · 1.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $139/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Morton Crk Ranch Sec 15
TIER: SUBDIVISION
Subdivision name (MLS)Morton Crk Ranch Sec 15 City · ZIPKaty · 77493 CountyHarris Listings in subdivision8 Active now1 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
2020s 1

Fire Protection

§ 11
Nearest station
West I - 10 Volunteer Fire Department Station 4
Distance
1.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542902 · ACS 2023
Median HH income
$126,327
ACS 2023
Median home value
$334,300
Census self-report
Owner-occupied
79%
9,986 housing units
Bachelor's+
47%
Adults 25+
Median age
27.8
Population 34,297
Work from home
24%
of commuters
Commute 45min+
21%
of commuters
Below poverty
13.1%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3411 Winchester Ranch Trail, Katy, TX 77493
Harris County · 29.82°N, 95.79°W
park
0.4 mi · 5 within 2 mi
gym
0.5 mi · 5 within 2 mi
grocery
Time : Mart
0.8 mi · 3 within 2 mi
restaurant
Sonic
0.8 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 16, 2026 Listed $287,990 Thai Pham
Dec 31, 2020 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Thai Pham · Kiani Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 17, 2026.
MLS# 23049961 · LIST DATE: Sep 16, 2026 · PARCEL: 141-488-004-0003
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity