Homes for Sale/Harris County/Houston/Cougar Heights
Active MLS #85786061 · 11 days on market

3431 Dennis Street

Houston, TX 77004
Subdivision  ·  Cougar Heights
List Price
$385,000
$199/SF
Beds
3
Baths
4
Sq Ft
1,936
Built
2026
Lot
0.04 ac
Garage
2-car
County
Harris
Tax Rate
0.38%

Schools

§ 03
District
Elementary BLACKSHEAR EL B
Middle CULLEN MIDDLE C
High YATES H S CCMR 73% · Grad 81% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

NO HOA!!! Modern new construction just minutes from the Texas Medical Center, UH, and Downtown Houston. This thoughtfully designed home offers a rare combination of privacy, functionality, and investment potential in one of the city’s fastest growing areas. Each bedroom features its own private en-suite bath, creating an ideal layout for roommates, professionals, or anyone seeking personal space without compromise. The open-concept main living area is filled with natural light and flows seamlessly into a sleek, modern kitchen designed for both everyday living and entertaining. Enjoy multiple private outdoor spaces and the rare convenience of a private driveway, a highly valued feature in this rapidly developing neighborhood. Perfect for both owner occupants and investors, this home is positioned for strong rental demand near UH and the Medical Center. Opportunities like this, offering modern construction, en-suite bedrooms, and prime location are limited.

Features

§ 02

Interior

  • Breakfast Bar
  • Balcony
  • Bedroom On Main Level
  • Dry Bar
  • Double Vanity
  • Entrance Foyer
  • En Suite Bathroom
  • Full Bath On Main Level
  • High Ceilings
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Pantry
  • Pot Filler
  • Self Closing Cabinet Doors
  • Self Closing Drawers
  • Soaking Tub
  • Separate Shower
  • Upper Level Primary

Exterior & lot

  • Balcony
  • Paved Driveway
  • Other
  • Subdivision
  • Side Yard
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking
  • Attached
  • Garage
  • Garage Door Opener

Community

  • Smoke Detectors
  • Style: Contemporary Modern

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Contemporary Modern
Year Built 2026
Year Built Source Builder
New Construction Yes
Property Condition New Construction
Builder Name MPA Builders

Building

Stories 3
Levels ThreeOrMore
Living Area 1,936 sq ft
Living Area Source Builder
Building Area Total 1,936 sq ft
Foundation Slab
Construction Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 6

Interior

Interior Features Breakfast Bar, Balcony, Bedroom On Main Level, Dry Bar, Double Vanity, Entrance Foyer, En Suite Bathroom, Full Bath On Main Level, High Ceilings, Kitchen Family Room Combo, Bath In Primary Bedroom, Pantry, Pot Filler, Self Closing Cabinet Doors, Self Closing Drawers, Soaking Tub, Separate Shower, Upper Level Primary, Walk In Pantry, Walk In Closets, Ceiling Fans
Flooring Laminate, Tile
Appliances Convection Oven, Dishwasher, Disposal, Gas Range, Microwave, Wine Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows
Security Smoke Detectors

Exterior

Exterior Features Balcony, Paved Driveway
Patio / Porch Balcony
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Additional Parking, Attached, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.0429
Lot Size Source Appraiser
Lot Features Other, Subdivision, Side Yard

Location

County Harris
MLS Area Major 4
MLS Area Minor University Area
Subdivision Cougar Heights
Road Surface Concrete
Postal Code 77004

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Insulation, Lighting, Windows

Taxes, Terms & Disclosures

Tax Annual Amount $1,472 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 0.38%
Parcel # 142-315-001-0003
Legal Description LT 3 BLK 1 DENNIS STREET CROSSING
Listing Terms Cash, Conventional, FHA, Investor Financing, Va Loan
Lease Considered No
Disclosures None

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 1

Bedroom 10x10

Second level · 3

Living Room 15x14
Dining Room 8x15
Kitchen 19x14

Third level · 2

Primary Bedroom 14x17
Bedroom 13x13

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,435
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,312 Property tax$123 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,435

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2402%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.88%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.98%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
grocery
Express Mart · 0.1mi
Houston Food Mart · 0.2mi
Eddy Lim Market · 0.5mi
restaurant
Popeyes · 0.1mi
Burger King · 0.2mi
Cream Burger · 0.3mi
place_of_worship
Pine Grove Baptist Church · 0.2mi
Saint Emmanuel Baptist Church Fellowship Hall · 0.2mi
Christian Hope Baptist Church · 0.2mi
gas_station
Exxon · 0.2mi
Chevron · 0.3mi
Shell · 0.3mi
park
Malone Park · 0.2mi
University Village Park · 0.3mi
Wilhelmina's Grove · 0.7mi
pharmacy
Mobile Care Pharmacy · 0.6mi
Mid Town Specialty RX Pharmacy · 1.2mi
CVS Pharmacy · 1.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
2,000 Mbps
No fiber · cable ok
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
1,000 / 75 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
HughesNet
50 / 5 Mbps

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cougar Heights
TIER: SUBDIVISION
Subdivision name (MLS)Cougar Heights City · ZIPHouston · 77004 CountyHarris Listings in subdivision4 Active now1 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2025s 1

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 25
Distance
1.0 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201312200 · ACS 2023
Median HH income
ACS 2023
Median home value
$165,500
Census self-report
Owner-occupied
28%
631 housing units
Bachelor's+
13%
Adults 25+
Median age
47.4
Population 1,589
Work from home
36%
of commuters
Commute 45min+
2%
of commuters
Below poverty
42.1%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Houston Food Mart
0.2 mi · 5 within 1.5 mi

Schools

High School for Law and Justice
0.4 mi · 5 within 1.5 mi

Parks

Zurrie Malone Park
0.2 mi · 5 within 1.5 mi

Restaurants

Popeyes Louisiana Kitchen
0.1 mi · 8 within 1.5 mi

Cafés

ThirsTea Houston, TX
0.3 mi · 5 within 1.5 mi

Gyms

Handball Melcher Gymnasium
0.5 mi · 3 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 8, 2026.

Location & Neighborhood

§ 13
● This Home
3431 Dennis Street, Houston, TX 77004
Harris County · 29.73°N, 95.35°W
grocery
Express Mart
0.1 mi · 3 within 2 mi
restaurant
Popeyes
0.1 mi · 5 within 2 mi
place_of_worship
Pine Grove Baptist Church
0.2 mi · 5 within 2 mi
gas_station
Exxon
0.2 mi · 5 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 12, 2026 Listed $385,000 Nancy Ramos
Dec 31, 2025 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Nancy Ramos · eXp Realty LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 13, 2026.
MLS# 85786061 · LIST DATE: Sep 12, 2026 · PARCEL: 142-315-001-0003
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity