Homes for Sale/Fort Bend County/Richmond/Indigo
Active MLS #43308876 · 64 days on market

3435 Loam Lane

Richmond, TX 77406
Subdivision  ·  Indigo
List Price
$404,990
$185/SF · 5.8% above neighborhood median
Beds
4
Baths
3
Sq Ft
2,184
Built
2026
Garage
2-car
County
Fort Bend
Tax Rate
0.23%

Schools

§ 03
District
Elementary PECAN GROVE EL C
Middle JAMES BOWIE MIDDLE A
High WILLIAM B TRAVIS H S CCMR 75% · Grad 99% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautiful two-story home featuring soaring ceilings and an open-concept design that creates a bright and airy feel throughout. The spacious family room is the heart of the home, open to above and overlooked by a versatile upstairs loft, perfect for a secondary living area, game room, or home office. The primary suite is conveniently located on the first floor, offering a private and comfortable retreat, while three additional bedrooms and a full bath are situated upstairs. The kitchen is designed to impress with built-in appliances, a 5-burner cooktop, designer hood vent, and pot and pan drawers, all opening to a separate dining area ideal for hosting and everyday living. Located in the highly desirable Indigo community, residents enjoy a peaceful setting with access to resort-style amenities, scenic surroundings, and convenient proximity to shopping, dining, and major thoroughfares.

Features

§ 02

Interior

  • Double Vanity
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pots And Pan Drawers
  • Pantry
  • Ceiling Fans
  • Loft
  • Programmable Thermostat
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Energy Star Qualified Appliances
  • Tankless Water Heater
  • Carpet
  • Tile

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Sprinkler Irrigation
  • Porch
  • Patio
  • Subdivision
  • Pond On Lot
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Playground
  • Trails
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2026
Year Built Source Builder
New Construction Yes
Property Condition Under Construction
Builder Name Highland Homes

Building

Stories 2
Levels Two
Living Area 2,184 sq ft
Living Area Source Builder
Building Area Total 2,184 sq ft
Foundation Slab
Construction Brick, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 9

Interior

Interior Features Double Vanity, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Main Level Primary, Pots And Pan Drawers, Pantry, Ceiling Fans, Loft, Programmable Thermostat
Flooring Carpet, Tile
Appliances Dishwasher, Gas Cooktop, Disposal, Microwave, Energy Star Qualified Appliances, Tankless Water Heater
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows
Security Smoke Detectors

Exterior

Exterior Features Covered Patio, Deck, Fence, Sprinkler Irrigation, Porch, Patio
Patio / Porch Covered, Deck, Patio, Porch
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size Source Other
Lot Features Subdivision, Pond On Lot
Direction Faces East

Location

County Fort Bend
MLS Area Major 37
MLS Area Minor Fort Bend County North/Richmond
Subdivision Indigo
Postal Code 77406

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Appliances, Insulation, Lighting, Other, Thermostat, Water Heater, Windows

HOA / Association

HOA Yes
HOA Fee $1,776
HOA Fee Frequency Monthly
HOA Name Cohere - Porsche Jackson
Amenities Playground, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $916 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 0.23%
Parcel # 4114-01-008-0490-907
Legal Description INDIGO SEC 1, BLOCK 8, LOT 49
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 6

Primary Bedroom 11x14
Primary Bathroom
Kitchen
Family Room
Dining Room
Bedroom 11x11

Second level · 3

Bedroom 11x11
Bedroom 10x11
Bonus Room

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.5000 Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,508
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,432 Property tax$76 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,508
Yearly HOA fee $21,312

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.9789%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
1.50%
→ stable
School
1.06%
→ stable
City
→ stable
County
→ stable
Other districts
0.42%
→ stable

HOA & Community

§ 05
● HOA details
$1,776
MONTHLY
Association nameCohere - Porsche Jackson Management co. Websitevisit Phone Cert on filehoa.texas.gov
● Community amenities
park
· 0.5mi
Harlem Road Park · 0.6mi
Savannah Park · 1.3mi
grocery
· 0.7mi
Riveredge Grocery · 3.3mi
Randalls 2670 · 2.0mi
gas_station
Chevron · 0.7mi
Valero · 3.3mi
daycare
Funshine Acadamy · 1.6mi
· 1.9mi
Tree House Acadamy of Richmond · 2.0mi
restaurant
Thai Square · 2.0mi
Ninja Japanese Cuisine · 2.0mi
La Cocina · 2.0mi
pharmacy
Randalls Pharmacy · 2.0mi
Walgreens · 4.3mi
CVS Pharmacy · 2.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Windstream Sugar Land, Inc.
1,000 / 1,000 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
Windstream Sugar Land, Inc.
200 / 83 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48157C SFHA YES SOURCE 48157C_STUDY2
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $175/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Indigo
TIER: SUBDIVISION
Subdivision name (MLS)Indigo City · ZIPRichmond · 77406 CountyFort Bend Listings in subdivision187 Active now54 Sold (last 12 mo)50 Curated amenities60
● Year-built distribution
2020s 3 2025s 50

Fire Protection

§ 11
Nearest station
Pecan Grove Volunteeer Fire Department 1
· Richmond
Distance
1.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673700 · ACS 2023
Median HH income
ACS 2023
Median home value
Census self-report
Owner-occupied
100%
19 housing units
Bachelor's+
2%
Adults 25+
Median age
47.6
Population 2,893
Work from home
of commuters
Commute 45min+
0%
of commuters
Below poverty
0.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3435 Loam Lane, Richmond, TX 77406
Fort Bend County · 29.62°N, 95.71°W
park
0.5 mi · 9 within 2 mi
grocery
0.7 mi · 2 within 2 mi
gas_station
Chevron
0.7 mi · 1 within 2 mi
daycare
Funshine Acadamy
1.6 mi · 3 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 21, 2026 Listed $404,990 Dina Verteramo
Dec 31, 2025 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Dina Verteramo · Highland Homes Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 15, 2026.
MLS# 43308876 · LIST DATE: Jul 21, 2026 · PARCEL: 4114-01-008-0490-907
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity