Homes for Sale/Harris County/Katy/Lakes Bridgewater Sec 02
Active MLS #92640440 · 33 days on market

3438 Coldwater Canyon Lane

Katy, TX 77449
Subdivision  ·  Lakes Bridgewater Sec 02
List Price
$300,000
$114/SF
Beds
5
Baths
3
Sq Ft
2,624
Built
1999
Lot
0.24 ac
Garage
2-car
County
Harris
Tax Rate
1.73%

Schools

§ 03
District
Elementary LORAINE T GOLBOW EL B
Middle T H MCDONALD J H B
High MORTON RANCH H S CCMR 77% · Grad 92% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Spacious 5-bedroom, 3-bath home in Lakes of Bridgewater offering 2,624 sq ft of flexible living space on an oversized 10,280 sq ft lot. A first-floor bedroom with a full bath provides a convenient option for guests, extended stays, or a private home office. The main living areas flow easily between the kitchen, dining, and family room, with a breakfast bar, pantry, and fireplace adding everyday function and comfort. Upstairs features a generous game room, four additional bedrooms, and the primary suite with dual sinks, and walk-in closet. Outside, enjoy a large fenced backyard with plenty of room for entertaining, play, or future outdoor improvements. Convenient access to Grand Parkway, Mason Rd, shopping, dining, and community amenities including a pool, parks, trails, playgrounds, and ponds. Some rooms have been virtually staged.

Features

§ 02

Interior

  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Gas

Exterior & lot

  • Other
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1999
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,624 sq ft
Living Area Source Appraiser
Building Area Total 2,624 sq ft
Foundation Slab
Construction Brick, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 5
Fireplaces 1

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.2360
Lot Size Source Appraiser
Lot Features Other

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - North
Subdivision Lakes Bridgewater Sec 02
Postal Code 77449

Utilities

Heating Central, Electric
Cooling Central Air, Gas
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $570
HOA Fee Frequency Annually
HOA Name Bridgewater

Taxes, Terms & Disclosures

Tax Annual Amount $5,176 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.73%
Parcel # 120-049-001-0010
Legal Description LT 10 BLK 1 LAKES OF BRIDGEWATER SEC 2
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 1

Guest Quarters 10'O" x 11'7"

Second level · 4

Primary Bedroom 18'3" x 13'8"
Bedroom 10'8" × 11'8
Bedroom 10'1" × 15'0"
Bedroom 10'6" x 11'8"

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.7450
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 71 CountyHarris TCEQ District ID3737190 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7250 Resolved MUD jurisdiction Harris County MUD 71 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,232
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,801 Property tax$431 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,232
Yearly HOA fee $570

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.5710%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.72%
→ stable
School
1.12%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable

HOA & Community

§ 05
● HOA details
$570
ANNUALLY
Association nameBridgewater Management co. Website Phone Cert on filemls-trestle
● Community amenities
park
· 0.0mi
Saums Pocket Park · 1.9mi
· 0.1mi
grocery
· 0.3mi
Farm Stores · 0.7mi
· 0.8mi
place_of_worship
First Christian Church · 0.4mi
Holy Covenant United Methodist · 0.5mi
Westside Baptist Church · 0.6mi
restaurant
Basa's Mexican Grill · 0.6mi
Mazajj Organic Coffee · 0.7mi
· 0.8mi
hospital
Sanitas Medical Center · 0.6mi
Oceans Behavioral Hospital Of Katy · 3.1mi
MedExpress · 1.3mi
coffee
Mazajj Organic Coffee · 0.7mi
Starbucks · 1.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_LOMC166
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Lakes Bridgewater Sec 02
TIER: SUBDIVISION
Subdivision name (MLS)Lakes Bridgewater Sec 02 City · ZIPKaty · 77449 CountyHarris Listings in subdivision54 Active now6 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
1995s 5 2000s 1

Fire Protection

§ 11
Nearest station
HCESD 48 Fire Station #5
Distance
0.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542302 · ACS 2023
Median HH income
$83,651
ACS 2023
Median home value
$233,100
Census self-report
Owner-occupied
72%
2,497 housing units
Bachelor's+
34%
Adults 25+
Median age
38.3
Population 7,794
Work from home
8%
of commuters
Commute 45min+
17%
of commuters
Below poverty
10.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3438 Coldwater Canyon Lane, Katy, TX 77449
Harris County · 29.82°N, 95.75°W
park
0.0 mi · 5 within 2 mi
grocery
0.3 mi · 4 within 2 mi
place_of_worship
First Christian Church
0.4 mi · 4 within 2 mi
restaurant
Basa's Mexican Grill
0.6 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 21, 2026 Listed $300,000 Yehonatan David
Dec 31, 1998 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Yehonatan David · Compass RE Texas, LLC - Houston
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 20, 2026.
MLS# 92640440 · LIST DATE: Aug 21, 2026 · PARCEL: 120-049-001-0010
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity