Homes for Sale/Fort Bend County/Katy/Canyon Lakes At Cardiff Ranch
Active MLS #71085156 · 15 days on market

3443 Stone Springs Drive

Katy, TX 77494
Subdivision  ·  Canyon Lakes At Cardiff Ranch
List Price
$649,000
$198/SF
Beds
4
Baths
4
Sq Ft
3,276
Built
2014
Lot
8,482 sf
Garage
2-car
County
Fort Bend
Tax Rate
1.53%

Schools

§ 03
District
Elementary KEIKO DAVIDSON EL A
Middle TAYS J H A
High TOMPKINS H S CCMR 90% · Grad 98% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this beautiful 3,276 sq. ft. home in sought-after Canyon Lakes at Cardiff Ranch! Featuring 4 spacious bedrooms, 3.5 baths, 3 LARGE WALK-IN CLOSETS, charming bay windows, generous living areas, a versatile floor plan, backyard storage shed, and NO BACK NEIGHBORS! Enjoy plenty of room for entertaining, a home office, or relaxing in comfort. Ideally situated directly across from the community pool, playground, clubhouse, fitness center, scenic lake, and walking trails. Zoned to award-winning Katy ISD schools, including Keiko Davidson Elementary, Tays Junior High, and Tompkins High School. Enjoy convenient access to I-10 and Westpark Tollway, with nearby shopping, dining, entertainment, and parks. Just 15 minutes from Katy and LaCenterra! This exceptional property combines privacy, spacious living, abundant storage, and wonderful community amenities in a desirable location. Experience the convenience of having neighborhood amenities just steps from your front door!A must-see gem

Features

§ 02

Interior

  • Balcony
  • Double Vanity
  • Entrance Foyer
  • Granite Counters
  • High Ceilings
  • Jetted Tub
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pantry
  • Separate Shower
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Tile
  • Wood

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Porch
  • Patio
  • Private Yard
  • Subdivision
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2014
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,276 sq ft
Living Area Source Owner
Building Area Total 3,276 sq ft
Foundation Slab
Construction Stone
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 4
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Balcony, Double Vanity, Entrance Foyer, Granite Counters, High Ceilings, Jetted Tub, Kitchen Family Room Combo, Main Level Primary, Pantry, Separate Shower, Ceiling Fans, Programmable Thermostat
Flooring Tile, Wood
Appliances Dishwasher, Gas Cooktop, Disposal, Microwave
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Deck, Fence, Porch, Patio, Private Yard
Patio / Porch Covered, Deck, Patio, Porch
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 8,482
Lot Size (acres) 0.1947
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Fort Bend
MLS Area Major 36
MLS Area Minor Katy - Southwest
Subdivision Canyon Lakes At Cardiff Ranch
Postal Code 77494

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $1,100
HOA Fee Frequency Annually
HOA Name Cardiff Ranch

Taxes, Terms & Disclosures

Tax Annual Amount $9,953 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.53%
Parcel # 2254-04-001-0380-914
Legal Description CANYON LAKES AT CARDIFF RANCH SEC 4, BLOCK 1, LOT 38
Listing Terms Cash, Conventional, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 1

Bedroom 1x1

Second level · 3

Bedroom 1x1
Bedroom 1x1
Bedroom 1x1

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.7300
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionFort Bend County MUD 58 CountyFort Bend TCEQ District ID3080008 Bonded indebtedness$192,400,000 Current year rate0.7000 FetchedApr 23, 2026
● Stale — high risk
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7000 Resolved MUD jurisdiction Fort Bend County MUD 58 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,726
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,897 Property tax$829 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,726
Yearly HOA fee $1,100

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3348%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.70%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
—
→ stable
Other districts
0.52%
→ stable

HOA & Community

§ 05
● HOA details
$1,100
ANNUALLY
Association nameCardiff Ranch Management co.— Website— Phone— Cert on filemls-trestle
● Community amenities
park
· 0.0mi
· 0.0mi
· 0.1mi
post_office
CARDIFF POSTAL · 0.2mi
CARDIFF POSTAL · 0.2mi
CARDIFF POSTAL · 0.3mi
restaurant
Chuckwagon BBQ & Burgers · 0.2mi
Chuckwagon BBQ & Burgers · 0.2mi
Chuckwagon BBQ & Burgers · 0.3mi
daycare
Kids 'R' Kids Learning Academy of Cardiff Ranch · 0.2mi
Kids 'R' Kids Learning Academy of Cardiff Ranch · 0.3mi
Kids 'R' Kids Learning Academy of Cardiff Ranch · 0.5mi
coffee
Daily Donuts · 0.2mi
Kona Reserve Coffee · 0.3mi
urgent_care
Preferred Urgent Care - Fulshear · 0.3mi
Preferred Urgent Care - Fulshear · 0.3mi
Preferred Urgent Care - Fulshear · 0.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-13.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 16, 2026.

Recent Comparable Sales

§ 09
3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Canyon Lakes At Cardiff Ranch
TIER: SUBDIVISION
Subdivision name (MLS)Canyon Lakes At Cardiff Ranch City · ZIPKaty · 77494 CountyFort Bend Listings in subdivision355 Active now2 Sold (last 12 mo)4 Curated amenities60
● Year-built distribution
2010s 1 2015s 1

Fire Protection

§ 11
Nearest station
Willowfork Fire Department Station 3
· Katy
Distance
1.0 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673111 · ACS 2023
Median HH income
$175,877
ACS 2023
Median home value
$452,200
Census self-report
Owner-occupied
89%
3,056 housing units
Bachelor's+
71%
Adults 25+
Median age
39.2
Population 10,739
Work from home
40%
of commuters
Commute 45min+
21%
of commuters
Below poverty
1.3%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3443 Stone Springs Drive, Katy, TX 77494
Fort Bend County · 29.73°N, 95.84°W
park
—
0.0 mi · 6 within 2 mi
post_office
CARDIFF POSTAL
0.2 mi · 2 within 2 mi
restaurant
Chuckwagon BBQ & Burgers
0.2 mi · 6 within 2 mi
daycare
Kids 'R' Kids Learning Academy of Cardiff Ranch
0.2 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 1, 2026 Listed $649,000 Kristina Davidson
Dec 31, 2013 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Kristina Davidson · Executive Real Estate
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Oct 16, 2026.
MLS# 71085156 · LIST DATE: Oct 1, 2026 · PARCEL: 2254-04-001-0380-914
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Oct 16, 2026, 5:20 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity