Schools

§ 03

District

Elementary	LORAINE T GOLBOW EL	B
Middle	T H MCDONALD J H	B
High	MORTON RANCH H S CCMR 77% · Grad 92%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

A charming corner lot house. The house is two story with 3 bedrooms and 2.5 bathrooms. Primary bedroom is downstairs. The primary bedroom is spacious and has a beautiful master bathroom. The family room downstairs has a very open concept with high ceilings and a cozy fireplace Formal dining with a gourmet kitchen. Has a family friendly game room. Lots of new upgrades in the past couple of years. New furnace 2023, New roof July 2024, New Garage door April 2025, all new appliances (refrigerator, washing machine, dryer) A very big backyard. This would be a great family house for your future.

Features

§ 02

Interior

Dishwasher
Disposal
Microwave
Heat: Central
Heat: Gas
Heat: Heat Pump
Cool: Heat Pump

Exterior & lot

Corner Lot
Roof: Composition
Foundation: Slab
Attached
Garage

Community

Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	1999
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	2,078 sq ft
Living Area Source	Appraiser
Building Area Total	2,078 sq ft
Foundation	Slab
Construction	Brick, Cement Siding
Roof	Composition

Rooms & Baths

Bedrooms	3
Bedrooms Possible	4
Bathrooms (total)	3
Bathrooms Full	2
Bathrooms Half	1
Rooms Total	4
Fireplaces	1

Interior

Appliances

Dishwasher, Disposal, Microwave

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Garage

Lot

Lot Size (acres)	0.1690
Lot Size Source	Appraiser
Lot Features	Corner Lot

Location

County	Harris
MLS Area Major	25
MLS Area Minor	Katy - North
Subdivision	Lakes Bridgewater Sec 02
Road Surface	Asphalt,Concrete
Postal Code	77449

Utilities

Heating	Central, Gas, Heat Pump
Cooling	Heat Pump
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$490
HOA Fee Frequency	Annually
HOA Name	Signature Assoc. Mgmt

Taxes, Terms & Disclosures

Tax Annual Amount	$4,724 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.51%
Parcel #	120-049-004-0009
Legal Description	LT 9 BLK 4 LAKES OF BRIDGEWATER SEC 2
Lease Considered	No
Disclosures	Seller Disclosure

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 2

Bedroom	12x14
Kitchen	10x11

Second level · 2

Bedroom	11x12.5
Bedroom	12x11

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

0.7450

TOTAL TAX RATE · PER $100 ASSESSED · 2026

JurisdictionHarris County MUD 71 CountyHarris TCEQ District ID3737190 Bonded indebtedness— Current year rate— FetchedApr 27, 2026

● Verdict unknown

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7250 Resolved MUD jurisdiction Harris County MUD 71 Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,276

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,882 Property tax$394 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,276

Yearly HOA fee $490

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.5710%

ALL 8 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

0.72%

→ stable

School

1.12%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.35%

→ stable

HOA & Community

§ 05

● HOA details

$490

ANNUALLY

Association nameSignature Assoc. Mgmt Management co.— Website— Phone— Cert on filemls-trestle

● Community amenities

park

· 0.0mi
Saums Pocket Park · 1.9mi
· 0.1mi

grocery

· 0.3mi
Farm Stores · 0.7mi
· 0.8mi

place_of_worship

First Christian Church · 0.4mi
Holy Covenant United Methodist · 0.5mi
Westside Baptist Church · 0.6mi

restaurant

Basa's Mexican Grill · 0.6mi
Mazajj Organic Coffee · 0.7mi
· 0.8mi

hospital

Sanitas Medical Center · 0.6mi
Oceans Behavioral Hospital Of Katy · 3.1mi
MedExpress · 1.3mi

coffee

Mazajj Organic Coffee · 0.7mi
Starbucks · 1.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Coaxial Cable

Spectrum

1,000 / 35 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 3 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_LOMC166

🌡 Heat days >95°F

72 days/yr above 95°F

Plus 24 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Lakes Bridgewater Sec 02

TIER: SUBDIVISION

Subdivision name (MLS)Lakes Bridgewater Sec 02 City · ZIPKaty · 77449 CountyHarris Listings in subdivision54 Active now6 Sold (last 12 mo)2 Curated amenities60

● Year-built distribution

1995s 5 2000s 1

Fire Protection

§ 11

Nearest station

HCESD 48 Fire Station #5

Distance

0.7 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542302 · ACS 2023

Median HH income

$83,651

ACS 2023

Median home value

$233,100

Census self-report

Owner-occupied

72%

2,497 housing units

Bachelor's+

34%

Adults 25+

Median age

38.3

Population 7,794

Work from home

8%

of commuters

Commute 45min+

17%

of commuters

Below poverty

10.6%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

3447 Coldwater Canyon Lane, Katy, TX 77449

Harris County · 29.82°N, 95.75°W

park

—

0.0 mi · 5 within 2 mi

grocery

—

0.3 mi · 4 within 2 mi

place_of_worship

First Christian Church

0.4 mi · 4 within 2 mi

restaurant

Basa's Mexican Grill

0.6 mi · 4 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.