Homes for Sale/Harris County/Houston/Carters Sec 02
Active MLS #13493889 · 63 days on market

3448 Elgin Street

Houston, TX 77004
Subdivision  ·  Carters Sec 02
List Price
$1.50M
$208/SF · 26.6% above neighborhood median
Beds
1
Baths
1
Sq Ft
7,200
Built
1960
Lot
7,625 sf
County
Harris
Tax Rate
0.87%

Schools

§ 03
District
Elementary BLACKSHEAR EL B
Middle CULLEN MIDDLE C
High YATES H S CCMR 73% · Grad 81% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This property is turnkey. Renovated 2022. 2 blocks to University of Houston, bus line and light rail train. Easy to lease. Low maintenance finishes. Low taxes. Laundry room on site for additional revenue and tenant retention. 12, 1 bedroom units includes all appliances. Spacious bedrooms plus walk-in closet. Scale revenue by turning it into a boutique hotel, student housing or let is continue to generate income as is. Units lease for $995. Several long term tenants.

Features

§ 02

Interior

  • Programmable Thermostat
  • Dishwasher
  • Disposal
  • Microwave
  • Refrigerator
  • Tile
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric
  • Common Area

Exterior & lot

  • Roof: Composition

Community

Not provided

Property Details

§ 03 · Full MLS record

Property

Property Type Residential Income
Property Sub Type Multi Family
Year Built 1960
Year Built Source Appraiser
New Construction No

Building

Stories 2
Levels Two
Living Area 7,200 sq ft
Living Area Source Appraiser
Building Area Total 7,200 sq ft
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 1
Bathrooms (total) 1
Bathrooms Full 1

Interior

Interior Features Programmable Thermostat
Flooring Tile
Appliances Dishwasher, Disposal, Microwave, Refrigerator
Laundry Common Area

Lot

Lot Size (sq ft) 7,625
Lot Size Source Appraiser

Location

County Harris
MLS Area Major 4
MLS Area Minor University Area
Subdivision Carters Sec 02
Postal Code 77004

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Energy Efficient Doors, Hvac, Insulation, Thermostat

Taxes, Terms & Disclosures

Tax Annual Amount $13,111 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 0.87%
Parcel # 009-032-004-0002
Legal Description LTS 2 & 3 & TR 2A BLK 4 CARTERS SEC 2
Listing Terms Cash, Conventional
Disclosures Owner Is Listing Agent

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$10,100
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$9,007 Property tax$1,093 Homeowners insuranceTBD
Subtotal (P&I + Tax) $10,100

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2402%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.88%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.98%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
restaurant
Cream Burger · 0.1mi
Taco Bell · 0.2mi
Domino's · 0.2mi
place_of_worship
Christian Home Missionary Baptist Church · 0.1mi
Christian Hope Baptist Church · 0.2mi
Liberty Baptist Church · 0.2mi
grocery
· 0.1mi
Houston Food Mart · 0.1mi
Twee's Corner Food Store · 0.2mi
gas_station
Chevron · 0.2mi
Gulf Gas Station · 0.4mi
Exxon · 0.5mi
park
· 0.2mi
University Village Park · 0.2mi
· 0.3mi
gym
Susanna Garrison Hall · 0.3mi
Inner Me Studios · 1.0mi
Be Fit Gym · 1.1mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
1,000 / 75 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $165/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Carters Sec 02
TIER: SUBDIVISION
Subdivision name (MLS)Carters Sec 02 City · ZIPHouston · 77004 CountyHarris Listings in subdivision130 Active now3 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
1960s 1

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 25
Distance
0.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201312400 · ACS 2023
Median HH income
ACS 2023
Median home value
$311,400
Census self-report
Owner-occupied
40%
897 housing units
Bachelor's+
37%
Adults 25+
Median age
34.9
Population 1,786
Work from home
35%
of commuters
Commute 45min+
17%
of commuters
Below poverty
49.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3448 Elgin Street, Houston, TX 77004
Harris County · 29.73°N, 95.35°W
restaurant
Cream Burger
0.1 mi · 5 within 2 mi
place_of_worship
Christian Home Missionary Baptist Church
0.1 mi · 7 within 2 mi
grocery
0.1 mi · 4 within 2 mi
gas_station
Chevron
0.2 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 23, 2026 Listed $1.50M Brittney Rogers
Dec 31, 1959 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Brittney Rogers · The Rogers Group Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 23, 2026.
MLS# 13493889 · LIST DATE: Jul 23, 2026 · PARCEL: 009-032-004-0002
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 1:27 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity