Homes for Sale/Fort Bend County/Katy/Canyon Lakes At Cardiff Ranch Sec 3
Active MLS #97950901 · 83 days on market

3503 Cardiff Mist Drive

Katy, TX 77494
Subdivision  ·  Canyon Lakes At Cardiff Ranch Sec 3
List Price
$660,000
$167/SF · 3.6% above neighborhood median
Beds
5
Baths
5
Sq Ft
3,959
Built
2013
Lot
0.22 ac
Garage
3-car
County
Fort Bend
Tax Rate
2.37%

Schools

§ 03
District
Elementary KEIKO DAVIDSON EL A
Middle TAYS J H A
High TOMPKINS H S CCMR 90% · Grad 98% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome home to Cardiff Ranch, where thoughtful design meets everyday comfort! This beautifully appointed 5-bedroom home offers an exceptional layout with two bedrooms conveniently located on the first floor, including a spacious primary suite and an additional downstairs bedroom ideal for guests or flexible use. Upstairs features generously sized secondary bedrooms surrounding a massive game room perfect for entertaining or relaxation. Every bedroom has direct access to a bathroom, providing comfort and privacy throughout. The open-concept living spaces are ideal for entertaining, while the 3-car garage offers ample storage, parking, or hobby space. Located in the highly sought-after Cardiff Ranch community and zoned to award-winning Katy ISD schools, this home combines space, functionality, and an unbeatable location just minutes from shopping, dining, and major commuter routes.

Features

§ 02

Interior

  • Crown Molding
  • Vaulted Ceilings
  • Convection Oven
  • Dishwasher
  • Disposal
  • Gas Range
  • Microwave
  • Carpet
  • Plank
  • Tile
  • Vinyl
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric
  • Electric Dryer Hookup
  • Gas Dryer Hookup

Exterior & lot

  • Other
  • Pond On Lot
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • In Ground
  • Association

Community

  • Clubhouse
  • Fitness Center
  • Picnic Area
  • Park
  • Pool
  • Trails
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2013
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,959 sq ft
Living Area Source Appraiser
Building Area Total 3,959 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 5
Bathrooms Full 4
Bathrooms Half 1
Rooms Total 10
Fireplaces 1
Fireplace Features Gas

Interior

Interior Features Crown Molding, Vaulted Ceilings
Flooring Carpet, Plank, Tile, Vinyl
Appliances Convection Oven, Dishwasher, Disposal, Gas Range, Microwave
Laundry Electric Dryer Hookup, Gas Dryer Hookup

Exterior

Pool Private Yes
Pool Features In Ground, Association

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.2187
Lot Size Source Appraiser
Lot Features Other, Pond On Lot

Location

County Fort Bend
MLS Area Major 36
MLS Area Minor Katy - Southwest
Subdivision Canyon Lakes At Cardiff Ranch Sec 3
Road Surface Concrete
Postal Code 77494

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,025
HOA Fee Frequency Annually
HOA Name Cardiff Ranch/RealManage
Fee Includes Other
Amenities Clubhouse, Fitness Center, Picnic Area, Park, Pool, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $15,635 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.37%
Parcel # 2254-03-001-0030-914
Legal Description CANYON LAKES AT CARDIFF RANCH SEC 3, BLOCK 1, LOT 3
Listing Terms Cash, Conventional, FHA
Lease Considered No
Disclosures Exclusions Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 6

Primary Bedroom 16 x 17
Bedroom 13 x 12
Office 12 x 12
Dining Room 11 x 13
Breakfast Room Nook 11 x 12
Living Room 17 x 17

Second level · 4

Bedroom 13 x 12
Bedroom 12 x 12
Bedroom 12 x 12
Game Room 17 x 17

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.7300
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionFort Bend County MUD 58 CountyFort Bend TCEQ District ID3080008 Bonded indebtedness$192,400,000 Current year rate0.7000 FetchedApr 23, 2026
● Stale — high risk
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7000 Resolved MUD jurisdiction Fort Bend County MUD 58 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$5,266
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,963 Property tax$1,303 Homeowners insuranceTBD
Subtotal (P&I + Tax) $5,266
Yearly HOA fee $1,025

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3348%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.70%
→ stable
School
1.12%
→ stable
City
→ stable
County
→ stable
Other districts
0.52%
→ stable

HOA & Community

§ 05
● HOA details
$1,025
ANNUALLY
Association nameCardiff Ranch/RealManage Management co. Website Phone Cert on filepending
Fee includes
Other
● Community amenities
restaurant
Chuckwagon BBQ & Burgers · 0.2mi
Little V Vietnamese Bistro · 0.2mi
Ling's Restaurant · 0.4mi
coffee
Daily Donuts · 0.2mi
Kona Reserve Coffee · 0.3mi
Southern Maid Donuts · 1.5mi
grocery
Timewise · 0.3mi
H-E-B · 0.9mi
Cornerstore · 1.6mi
gas_station
Shell · 0.3mi
H-E-B Fuel · 0.9mi
Valero · 1.6mi
veterinary
Brixton Pet Health · 0.5mi
Bingle Vet - Katy · 1.0mi
Thrive Affordible Vet Care · 2.0mi
place_of_worship
West Campus St. Peter's United Methodist Church · 0.6mi
Second Baptist Church, 1463 Campus · 1.5mi
Sai Durga Shiv Venkateswara Temple · 1.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
6 comparable sales nearby · sold median $161/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Canyon Lakes At Cardiff Ranch Sec 3
TIER: SUBDIVISION
Subdivision name (MLS)Canyon Lakes At Cardiff Ranch Sec 3 City · ZIPKaty · 77494 CountyFort Bend Listings in subdivision9 Active now1 Sold (last 12 mo)0 Curated amenities40
● Year-built distribution
2010s 1

Fire Protection

§ 11
Nearest station
Willowfork Fire Department Station 3
· Katy
Distance
0.9 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673111 · ACS 2023
Median HH income
$175,877
ACS 2023
Median home value
$452,200
Census self-report
Owner-occupied
89%
3,056 housing units
Bachelor's+
71%
Adults 25+
Median age
39.2
Population 10,739
Work from home
40%
of commuters
Commute 45min+
21%
of commuters
Below poverty
1.3%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3503 Cardiff Mist Drive, Katy, TX 77494
Fort Bend County · 29.73°N, 95.84°W
restaurant
Chuckwagon BBQ & Burgers
0.2 mi · 5 within 2 mi
coffee
Daily Donuts
0.2 mi · 3 within 2 mi
grocery
Timewise
0.3 mi · 2 within 2 mi
gas_station
Shell
0.3 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 2, 2026 Listed $660,000 Chase Taylor
Dec 31, 2012 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Chase Taylor · RE/MAX The Woodlands & Spring
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 15, 2026.
MLS# 97950901 · LIST DATE: Jul 2, 2026 · PARCEL: 2254-03-001-0030-914
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity