Homes for Sale/Harris County/Houston/White Oak Terrace Tr F U/R
Active MLS #98173081 · 85 days on market

3514 Areba Street

Houston, TX 77091
Subdivision  ·  White Oak Terrace Tr F U/R
List Price
$270,000
$149/SF
Beds
3
Baths
2
Sq Ft
1,810
Built
1968
Lot
0.17 ac
Garage
2-car
County
Harris
Tax Rate
1.38%

Schools

§ 03
District
Elementary HARRIS EL C
Middle HOFFMAN MIDDLE F
High EISENHOWER H S CCMR 68% · Grad 82% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01
No description on fileThe listing agent has not provided a public description yet.

Features

§ 02

Interior

  • Dishwasher
  • Gas Range
  • Microwave
  • Tile
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Roof: Composition
  • Foundation: Slab
  • Detached
  • Garage

Community

  • Security System Owned
  • Style: Traditional
  • Style: Patio Home

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Single Family Residence
Sub Type Additional Single Family Residence
Architectural Style Traditional, Patio Home
Year Built 1968
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,810 sq ft
Living Area Source Appraiser
Building Area Total 1,810 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 1
Bathrooms Half 1
Rooms Total 3

Interior

Flooring Tile
Appliances Dishwasher, Gas Range, Microwave
Security Security System Owned

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage No
Parking Features Detached, Garage

Lot

Lot Size (acres) 0.1736
Lot Size Source Appraiser
Direction Faces South

Location

County Harris
MLS Area Major 9
MLS Area Minor Northwest Houston
Subdivision White Oak Terrace Tr F U/R
Road Surface Concrete
Postal Code 77091

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Name White Oak Terrace/Felicia Light

Taxes, Terms & Disclosures

Tax Annual Amount $3,713
Tax Year 2025
Tax Rate (est.) 1.38%
Parcel # 097-468-000-0391
Legal Description LT 391 WHITE OAK TERRACE TR F U/R
Listing Terms Cash, FHA, Va Loan
Lease Considered Yes
Disclosures Seller Disclosure

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 3

Primary Bedroom 13 X 12
Bedroom 12 X 10
Bedroom 12 X 10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,930
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,621 Property tax$309 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,930

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.4271%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.03%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
1.01%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association nameWhite Oak Terrace/Felicia Light Management co. Website Phone Cert on filepending
● Community amenities
gas_station
Exxon · 0.3mi
Valero · 0.3mi
Circle K · 0.3mi
grocery
· 0.3mi
· 0.4mi
Fuel Up · 0.7mi
place_of_worship
House of Prayer Missionary Baptist Church · 0.3mi
Shady Acres Baptist Church · 0.7mi
Our Savior Lutheran Church · 0.7mi
restaurant
Church's Chicken · 0.3mi
McDonald's · 0.8mi
Domino's · 0.9mi
park
· 0.3mi
Highland Park · 0.3mi
Sylvester Turner Park · 0.7mi
pharmacy
CVS Pharmacy · 1.4mi
CVS Pharmacy · 1.4mi
Walgreens · 1.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 2,000 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
65 days/yr above 95°F
Plus 11 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
4 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
White Oak Terrace Tr F U/R
TIER: SUBDIVISION
Subdivision name (MLS)White Oak Terrace Tr F U/R City · ZIPHouston · 77091 CountyHarris Listings in subdivision25 Active now2 Sold (last 12 mo)3 Curated amenities60
● Year-built distribution
1965s 1

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 67
Distance
1.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201531900 · ACS 2023
Median HH income
$40,659
ACS 2023
Median home value
$201,300
Census self-report
Owner-occupied
56%
1,947 housing units
Bachelor's+
23%
Adults 25+
Median age
35.6
Population 6,106
Work from home
4%
of commuters
Commute 45min+
6%
of commuters
Below poverty
28.2%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3514 Areba Street, Houston, TX 77091
Harris County · 29.86°N, 95.46°W
gas_station
Exxon
0.3 mi · 4 within 2 mi
grocery
0.3 mi · 4 within 2 mi
place_of_worship
House of Prayer Missionary Baptist Church
0.3 mi · 5 within 2 mi
restaurant
Church's Chicken
0.3 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 1, 2026 Listed $270,000 Michael Hamilton
Dec 31, 1967 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Michael Hamilton · Hamilton Real Estate & Dev Co.
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 14, 2026.
MLS# 98173081 · LIST DATE: Jul 1, 2026 · PARCEL: 097-468-000-0391
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity