Schools

§ 03

District

Elementary	GISD OPEN ENROLL	N/R
Middle	GISD OPEN ENROLL	N/R
High	BALL H S CCMR 75% · Grad 96%	C

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Turnkey Income Duplex with Airbnb Permit — Prime Galveston Location! Fully renovated from top to bottom In 2025. This duplex is a luxury, low-maintenance investment ready for immediate income. Upgrades include new roof, 2 brand-new HVAC systems, fresh interior and exterior paint, modern flooring, and designer kitchens and baths. Upstairs Unit: 2 bedrooms, 1 bath, high ceilings, laminate floors. Downstairs Unit: 3 bedrooms, 1 bath, marble floors Both units feature modern lighting, ceiling fans, and stylish finishes throughout. Ideal for investors or house-hacking buyers seeking high-yield rental potential. Conveniently located near UTMB, Cruise Terminals, The Strand, Boardwalk, shopping, and dining. Don’t miss this turnkey opportunity to own a prime Galveston investment property. Schedule an appointment to view it today!

Features

§ 02

Interior

Granite Counters
Ceiling Fans
Programmable Thermostat
Dishwasher
Disposal
Microwave
Refrigerator
Laminate
Marble
Heat: Central
Heat: Gas
Cool: Central Air
Cool: Electric
Washer Hookup
Dryer Hookup

Exterior & lot

Roof: Composition

Community

Fire Alarm
Style: Split Level

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential Income
Property Sub Type	Duplex
Sub Type Additional	Duplex
Architectural Style	Split Level
Year Built	1955
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two,MultiSplit
Living Area	2,274 sq ft
Living Area Source	Appraiser
Building Area Total	2,274 sq ft
Construction	Wood Siding
Roof	Composition

Rooms & Baths

Bedrooms	3
Bathrooms (total)	1
Bathrooms Full	1

Interior

Interior Features	Granite Counters, Ceiling Fans, Programmable Thermostat
Flooring	Laminate, Marble
Appliances	Dishwasher, Disposal, Microwave, Refrigerator
Laundry	Washer Hookup, Dryer Hookup
Security	Fire Alarm

Lot

Lot Size (sq ft)	3,600
Lot Size Source	Appraiser

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	Harborside
Subdivision	Galveston Townsite
Postal Code	77550

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Energy Efficient	Thermostat

Taxes, Terms & Disclosures

Tax Annual Amount	$4,808
Tax Year	2024
Tax Rate (est.)	1.20%
Parcel #	3505-0335-0005-001
Legal Description	ABST 628 M B MENARD SUR E 1/2 OF LOT 5 & W 1/2 OF LOT 6 (5-1
Listing Terms	Cash, Conventional
Disclosures	Seller Disclosure

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,802

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$2,401 Property tax$401 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,802

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.7190%

ALL 6 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.84%

→ stable

City

—

→ stable

County

0.32%

→ stable

Other districts

0.55%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association name— Management co.— Website— Phone— Cert on filepending

● Community amenities

police_station

Galveston County Sheriff · 0.0mi
Galveston County Sheriff · 0.2mi
Galveston County Sheriff's Office · 0.4mi

place_of_worship

Assumption Church · 0.0mi
Broadway Church · 0.1mi
First Church · 0.1mi

daycare

East End PreSchool · 0.1mi
East End PreSchool · 0.3mi
Moody Early Childhood Center · 0.2mi

restaurant

Domino's · 0.2mi
Mosquito Cafe · 0.2mi
Saltwater Grill · 0.2mi

gym

Urban HF - 24HR Access · 0.2mi
Healing House · 0.4mi
Healing House · 0.3mi

park

San Jacinto Park · 0.2mi
San Jacinto Park · 0.3mi
· 0.2mi

Broadband & Connectivity

§ 06

Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08

A

FEMA Zone

Zone AE · Special Flood Hazard Area

1% annual chance of flooding (100-year floodplain). Flood insurance typically required.

PANEL 48167C BASE FLOOD ELEV. 12.0 FT SFHA YES SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

8 comparable sales nearby · sold median $103/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Galveston Townsite

TIER: SUBDIVISION

Subdivision name (MLS)Galveston Townsite City · ZIPGalveston · 77550 CountyGalveston Listings in subdivision4,561 Active now248 Sold (last 12 mo)114 Curated amenities60

● Year-built distribution

1950s 4 1955s 43 1960s 31 1965s 16 1970s 18 1975s 2 1980s 2 2000s 1 2010s 5 2015s 1 2020s 9 2025s 7

Fire Protection

§ 11

Nearest station

Galveston Fire Department Station 1

· Galveston

Distance

0.7 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167724600 · ACS 2023

Median HH income

$22,944

ACS 2023

Median home value

$174,300

Census self-report

Owner-occupied

24%

1,078 housing units

Bachelor's+

14%

Adults 25+

Median age

29.2

Population 1,833

Work from home

2%

of commuters

Commute 45min+

4%

of commuters

Below poverty

56.3%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

3515 Winnie Street, Galveston, TX 77550

Galveston County · 29.30°N, 94.81°W

police_station

Galveston County Sheriff

0.0 mi · 1 within 2 mi

place_of_worship

Assumption Church

0.0 mi · 10 within 2 mi

daycare

East End PreSchool

0.1 mi · 2 within 2 mi

restaurant

Domino's

0.2 mi · 5 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.