Homes for Sale/Harris County/Katy/Marcello Lakes Sec
Active MLS #36593641 · 47 days on market

3518 Lake Lugano Circle

Katy, TX 77493
Subdivision  ·  Marcello Lakes Sec
List Price
$515,996
$188/SF · 23.6% above neighborhood median
Beds
4
Baths
4
Sq Ft
2,745
Built
2020
Lot
6,578 sf
Garage
2-car
County
Harris
Tax Rate
3.01%

Schools

§ 03
District
Elementary LEONARD EL D
Middle HASKETT J H B
High PAETOW H S CCMR 70% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this stunning traditional 2-story home built in 2020, perfectly situated on a peaceful cul-de-sac lot in Marcello Lakes Sec 2. Offering 2,745 sq. ft. of thoughtfully designed living space, this property features 4 spacious bedrooms, 3 full and 1 half baths, and an attached 2-car garage.

At the heart of the home, a cozy gas-log fireplace anchors the open-concept living area, seamlessly flowing into a modern kitchen equipped with quality appliances. Enjoy breathtaking, serene lake views and exceptional waterfront ambiance right from your property. The private first-floor primary suite serves as a relaxing retreat, complemented by three additional bedrooms upstairs and neighborhood perks including an area pool, boat ramp, and scenic lakefront views.

Experience modern comfort and picturesque scenery firsthand. Schedule your showing appointment to tour this exceptional lake-view home today!

Features

§ 02

Interior

  • Crown Molding
  • Jetted Tub
  • Kitchen Family Room Combo
  • Main Level Primary
  • Quartz Counters
  • Walk In Closets
  • Ceiling Fans
  • Living Dining Room
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Dryer
  • Refrigerator
  • Washer
  • Heat: Central
  • Heat: Gas

Exterior & lot

  • Covered Patio
  • Deck
  • Patio
  • Cul De Sac
  • Views
  • Waterfront
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Boat Dock
  • Boat Ramp
  • Smoke Detectors
  • Lake
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2020
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,745 sq ft
Living Area Source Appraiser
Building Area Total 2,745 sq ft
Foundation Slab
Construction Brick, Stone
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 4
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Crown Molding, Jetted Tub, Kitchen Family Room Combo, Main Level Primary, Quartz Counters, Walk In Closets, Ceiling Fans, Living Dining Room
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Security Smoke Detectors

Exterior

Exterior Features Covered Patio, Deck, Patio
Patio / Porch Covered, Deck, Patio
Pool Private No
Waterfront Yes
Waterfront Features Boat Ramp Lift Access, Lake, Lake Front, Waterfront
View Yes
View Type Lake, Water

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 6,578
Lot Size Source Appraiser
Lot Features Cul De Sac, Views, Waterfront
Direction Faces West

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - Old Towne
Subdivision Marcello Lakes Sec
Postal Code 77493

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,500
HOA Fee Frequency Annually
HOA Name Spectrum Associations Management
Amenities Boat Dock, Boat Ramp

Taxes, Terms & Disclosures

Tax Annual Amount $15,512 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 3.01%
Parcel # 150-264-001-0084
Legal Description LT 84 BLK 1 MARCELLO LAKES SEC 2
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 1

Primary Bedroom 15 x 15, 1st

Second level · 3

Bedroom 12 x 12, 2nd
Bedroom 12 x 12, 2nd
Bedroom 12 x 12, 2nd

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
1.3000
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionHarris County MUD 536 CountyHarris TCEQ District ID3747156 Bonded indebtedness$125,000,000 Current year rate— FetchedApr 23, 2026
● Rate not extracted
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.3000 Resolved MUD jurisdiction Harris County MUD 536 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,391
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,098 Property tax$1,293 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,391
Yearly HOA fee $1,500

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
3.1460%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
1.30%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable

HOA & Community

§ 05
● HOA details
$1,500
ANNUALLY
Association nameSpectrum Associations Management Management co.— Website— Phone— Cert on filepending
● Community amenities
gas_station
Chevron · 0.3mi
Exxon · 0.3mi
H-E-B Fuel · 1.0mi
restaurant
Sonic · 0.4mi
McDonald's · 0.9mi
Dulce Donuts · 1.2mi
grocery
Time : Mart · 0.4mi
H-E-B · 0.9mi
Walmart Supercenter · 1.7mi
park
Katy Pointe Park · 0.4mi
Four Seasons Park · 1.0mi
Katy Park · 1.2mi
coffee
Blessed Nutrition · 1.1mi
Black Rock Coffee Bar · 1.3mi
Starbucks · 1.5mi
bank
Shell Federal Credit Union · 1.4mi
Chase · 1.6mi
Regions · 1.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $152/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Marcello Lakes Sec
TIER: SUBDIVISION
Subdivision name (MLS)Marcello Lakes Sec City · ZIPKaty · 77493 CountyHarris Listings in subdivision4 Active now1 Sold (last 12 mo)0 Curated amenities36
● Year-built distribution
2020s 1

Fire Protection

§ 11
Nearest station
Waller Harris Emergency Services District 200 Fire Station 6
· Katy
Distance
1.7 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542902 · ACS 2023
Median HH income
$126,327
ACS 2023
Median home value
$334,300
Census self-report
Owner-occupied
79%
9,986 housing units
Bachelor's+
47%
Adults 25+
Median age
27.8
Population 34,297
Work from home
24%
of commuters
Commute 45min+
21%
of commuters
Below poverty
13.1%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3518 Lake Lugano Circle, Katy, TX 77493
Harris County · 29.83°N, 95.79°W
gas_station
Chevron
0.3 mi · 4 within 2 mi
restaurant
Sonic
0.4 mi · 5 within 2 mi
grocery
Time : Mart
0.4 mi · 2 within 2 mi
park
Katy Pointe Park
0.4 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 7, 2026 Listed $515,996 Key Love
Dec 31, 2019 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Key Love · Keller Williams Memorial
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 15, 2026.
MLS# 36593641 · LIST DATE: Aug 7, 2026 · PARCEL: 150-264-001-0084
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity