Homes for Sale/Galveston County/Crystal Beach/out of town
Active MLS #49071548 · 6 days on market

3520 Hannas Reef

Crystal Beach, TX 77650
Subdivision  ·  out of town
List Price
$309,900
$194/SF
Beds
3
Baths
3
Sq Ft
1,600
Built
1986
Garage
1-car
County
Galveston

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This 3 bed, 3 bath elevated home offers a bright, open layout, spacious bedrooms, and plenty of natural light. Enjoy a large wrap around deck perfect for relaxing or entertaining, plus covered parking and storage below. Situated on a generous lot, this property is ideal as a full-time home, vacation getaway, or investment opportunity.

Features

§ 02

Interior

  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Cleared
  • Roof: Composition
  • Roof: Other
  • Foundation: Other
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1986
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,600 sq ft
Living Area Source Appraiser
Building Area Total 1,600 sq ft
Foundation Other
Construction Other
Roof Composition, Other

Rooms & Baths

Bedrooms 3
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 3

Exterior

Pool Private No

Parking & Garage

Garage Spaces 1
Parking Features Garage

Lot

Lot Features Cleared

Location

County Galveston
MLS Area Major 33
MLS Area Minor Crystal Beach
Subdivision out of town
Postal Code 77650

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Septic Tank

HOA / Association

HOA Yes
HOA Fee $250
HOA Fee Frequency Annually

Taxes, Terms & Disclosures

Parcel # 6363-0003-0012-000
Legal Description ABST 65 B FRANKS SUR LOT 12 BLK 3SEA BREEZE
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Other

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 3

Bedroom TBD
Bedroom TBD
Bedroom TBD

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,209
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,861 Property tax$348 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,209
Yearly HOA fee $250

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.3466%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.18%
→ stable

HOA & Community

§ 05
● HOA details
$250
ANNUALLY
Association name Management co. Website Phone Cert on filepending
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 15.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Out of Town
TIER: SUBDIVISION
Subdivision name (MLS)Out of Town City · ZIPOrange · 77632 CountyOrange Listings in subdivision172 Active now6 Sold (last 12 mo)4 Curated amenities0
● Year-built distribution
1985s 1 2010s 2

Fire Protection

§ 11
Nearest station
Crystal Beach Volunteer Fire Department and Emergency Medical Services
· Crystal Beach
Distance
4.2 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723900 · ACS 2023
Median HH income
$71,970
ACS 2023
Median home value
$316,400
Census self-report
Owner-occupied
43%
3,275 housing units
Bachelor's+
13%
Adults 25+
Median age
62.6
Population 2,995
Work from home
9%
of commuters
Commute 45min+
38%
of commuters
Below poverty
11.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3520 Hannas Reef, Crystal Beach, TX 77650
Galveston County · 29.48°N, 94.58°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 17, 2026 Listed $309,900 Scarlett Brekel
Dec 31, 1985 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Scarlett Brekel · Coldwell Banker Southern Homes
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 18, 2026.
MLS# 49071548 · LIST DATE: Sep 17, 2026 · PARCEL: 6363-0003-0012-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity