Homes for Sale/Montgomery County/Spring/Canyon Gate/Canyon Gate At Legends Ranch 0
Active MLS #63906625 · 33 days on market

3522 Cactus Creek Drive

Spring, TX 77386
Subdivision  ·  Canyon Gate At Legends Ranch 0
List Price
$285,000
$104/SF · 30.4% below neighborhood median
Beds
4
Baths
3
Sq Ft
2,740
Built
2004
Lot
0.15 ac
Garage
2-car
County
Montgomery
Tax Rate
2.75%

Schools

§ 03
District
Elementary BIRNHAM WOODS EL B
Middle YORK J H A
High GRAND OAKS H S CCMR 73% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this 2-story single-family home located in the guard-gated Canyon Gate at Legends Ranch community. Built in 2004, the property offers 2,740 square feet of living space situated on a 6,701 square foot lot. The floor plan features 4 bedrooms and 2.5 bathrooms, providing a functional layout for buyers or investors looking to customize a space to their specifications. The home includes a 2-car attached garage and a fenced backyard. Residents here gain access to community amenities including neighborhood pools, tennis courts, and walking trails. The property is zoned to highly rated Conroe ISD schools, including Birnham Woods Elementary and Grand Oaks High School, with convenient proximity to the Grand Parkway and Interstate 45.

Features

§ 02

Interior

  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2004
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,740 sq ft
Living Area Source Appraiser
Building Area Total 2,740 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 6
Fireplaces 1

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1538
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Montgomery
MLS Area Major 15
MLS Area Minor Spring Northeast
Subdivision Canyon Gate At Legends Ranch 0
Postal Code 77386

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,099
HOA Fee Frequency Annually
HOA Name POA of Legends Ranch

Taxes, Terms & Disclosures

Tax Annual Amount $7,836 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.75%
Parcel # 320539
Legal Description CANYON GATE AT LEGENDS RANCH 02, BLOCK 1, LOT 24
Lease Considered No
Disclosures None

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 3

Primary Bedroom 10x10
Kitchen
Living Room

Second level · 3

Bedroom 10x10
Bedroom 10x10
Bedroom 10x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.5550
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionMontgomery County MUD 89 CountyMontgomery TCEQ District ID5858160 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5550 Resolved MUD jurisdiction Montgomery County MUD 89 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,364
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,711 Property tax$653 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,364
Yearly HOA fee $1,099

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.1286%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.56%
→ stable
School
0.95%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.25%
→ stable

HOA & Community

§ 05
● HOA details
$1,099
ANNUALLY
Association namePOA of Legends Ranch Management co.Goodwin Websitevisit Phone(855) 289-6007 Cert on filemls-trestle
● Community amenities
park
· 0.2mi
Avalon Point Park · 1.2mi
· 0.2mi
daycare
The Learning Experience · 0.7mi
Kids 'R' Kids · 0.8mi
Holcomb Family YMCA · 1.3mi
hospital
· 0.8mi
Bender's Landing Urgent Care · 0.8mi
Woodlands Specialty Hospital · 3.3mi
grocery
Timewise · 0.8mi
Kroger Marketplace · 0.8mi
Stripes Store # 1038 · 0.9mi
restaurant
McDonald's · 0.8mi
Spring Asian Cuisine · 0.8mi
The Kimbap · 0.8mi
urgent_care
Memorial Hermann-GoHealth Urgent Care · 0.8mi
AFC Urgent Care · 15.7mi
NextCare Urgent Care, Spring · 2.1mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 2 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
65 days/yr above 95°F
Plus 11 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
7 comparable sales nearby · sold median $150/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Canyon Gate
TIER: NEIGHBORHOOD
Subdivision name (MLS)Canyon Gate At Legends Ranch 0 City · ZIPSpring · 77386 CountyMontgomery Listings in subdivision407 Active now16 Sold (last 12 mo)13 Curated amenities60
● Year-built distribution
2000s 3 2005s 12 2020s 1

Fire Protection

§ 11
Nearest station
Fire Station 11-4, South Montgomery County Fire Department
Distance
0.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339692006 · ACS 2023
Median HH income
$108,625
ACS 2023
Median home value
$269,900
Census self-report
Owner-occupied
90%
2,678 housing units
Bachelor's+
40%
Adults 25+
Median age
34.7
Population 9,239
Work from home
15%
of commuters
Commute 45min+
10%
of commuters
Below poverty
16.0%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Kroger Marketplace
0.7 mi · 5 within 1.5 mi

Schools

None within 1.5 mi

Parks

None within 1.5 mi

Restaurants

McDonald's
0.7 mi · 8 within 1.5 mi

Cafés

McDonald's
0.7 mi · 5 within 1.5 mi

Gyms

Lee labrada Fitness and Performance
0.7 mi · 3 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 10, 2026.

Location & Neighborhood

§ 13
● This Home
3522 Cactus Creek Drive, Spring, TX 77386
Montgomery County · 30.13°N, 95.39°W
park
0.2 mi · 5 within 2 mi
daycare
The Learning Experience
0.7 mi · 2 within 2 mi
hospital
0.8 mi · 2 within 2 mi
grocery
Timewise
0.8 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 22, 2026 Listed $285,000 Steven Franco
Dec 31, 2003 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Steven Franco · Real Broker, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 17, 2026.
MLS# 63906625 · LIST DATE: Aug 22, 2026 · PARCEL: 320539
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity