Homes for Sale/Fort Bend County/Katy/Silver Ranch Sec 1
Active MLS #626133 · 13 days on market

3615 Morning Gale Lane

Katy, TX 77494
Subdivision  ·  Silver Ranch Sec 1
List Price
$395,000
$155/SF · 14.2% below neighborhood median
Beds
4
Baths
3
Sq Ft
2,548
Built
2008
Lot
6,631 sf
Garage
2-car
County
Fort Bend
Tax Rate
1.62%

Schools

§ 03
District
Elementary WOODCREEK EL A
Middle TAYS J H A
High TOMPKINS H S CCMR 90% · Grad 98% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Fantastic 4 bed, 2 full bath home with a beautiful blend of white stone & brick. Hardwood floors and an open foyer greet you upon entering. Elegant formal dining located adjacent to the kitchen. Arched openings lead into the spacious family room with a cozy brick fireplace. Convenient breakfast bar and passthrough window connect the living area to the open kitchen. Wood cabinets, granite counters, SS appliances, and a dedicated breakfast area. Refrigerator, washer & dryer included. Primary suite conveniently located downstairs and includes a generous en-suite bath with dual sinks and a garden tub/separate shower. Upstairs, you'll find three spacious beds with c/fans, and a game room. Step outside to enjoy the covered patio and the backyard with sprinkler system. NEW ROOF recently replaced! Tank-less water heater. Conveniently located near 99 and I-10, with easy access to shopping, dining, and everyday essentials. See it today!

Features

§ 02

Interior

  • Breakfast Bar
  • Entrance Foyer
  • Granite Counters
  • High Ceilings
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Separate Shower
  • Tub Shower
  • Walk In Closets
  • Ceiling Fans
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Ice Maker
  • Microwave
  • Refrigerator

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Irrigation Sprinklers
  • Porch
  • Patio
  • Private Yard
  • Subdivision
  • Side Yard
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Garage Door Opener
  • Association

Community

  • Pool
  • Tennis Courts
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2008
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,548 sq ft
Living Area Source Appraiser
Building Area Total 2,548 sq ft
Foundation Slab
Construction Brick, Cement Siding, Stone
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 10
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Breakfast Bar, Entrance Foyer, Granite Counters, High Ceilings, Bath In Primary Bedroom, Main Level Primary, Pantry, Separate Shower, Tub Shower, Walk In Closets, Ceiling Fans
Flooring Carpet, Tile, Wood
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup

Exterior

Exterior Features Covered Patio, Deck, Fence, Irrigation Sprinklers, Porch, Patio, Private Yard
Patio / Porch Covered, Deck, Patio, Porch
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener

Lot

Lot Size (sq ft) 6,631
Lot Size (acres) 0.1522
Lot Size Source Appraiser
Lot Features Subdivision, Side Yard
Direction Faces Southwest

Location

County Fort Bend
MLS Area Major 36
MLS Area Minor Katy - Southwest
Subdivision Silver Ranch Sec 1
Road Surface Concrete
Postal Code 77494

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Hvac, Water Heater

HOA / Association

HOA Yes
HOA Fee $850
HOA Fee Frequency Annually
HOA Name Silver Ranch HOA
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Pool, Tennis Courts

Taxes, Terms & Disclosures

Tax Annual Amount $6,384 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.62%
Parcel # 8127-01-002-0310-914
Legal Description SILVER RANCH SEC 1, BLOCK 2, LOT 31
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 6

Primary Bedroom 16x14
Den 20x15
Kitchen 20x15
Breakfast Room Nook 10x6
Family Room 20x15
Dining Room 15x12

Second level · 4

Bedroom 13x12
Bedroom 12x11
Bedroom 12x11
Game Room 20x15

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.7300
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionFort Bend County MUD 58 CountyFort Bend TCEQ District ID3080008 Bonded indebtedness$192,400,000 Current year rate0.7000 FetchedApr 23, 2026
● Stale — high risk
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7000 Resolved MUD jurisdiction Fort Bend County MUD 58 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,904
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,372 Property tax$532 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,904
Yearly HOA fee $850

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3348%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.70%
→ stable
School
1.12%
→ stable
City
—
→ stable
County
—
→ stable
Other districts
0.52%
→ stable

HOA & Community

§ 05
● HOA details
$850
ANNUALLY
Association nameSilver Ranch HOA Management co.— Website— Phone— Cert on filemls-trestle
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
· 0.2mi
Highland Park · 1.9mi
· 0.3mi
restaurant
Crust Pizza Co. · 0.3mi
Union Kitchen · 0.3mi
Jax Grill · 0.3mi
daycare
Play Street Museum - Katy · 0.3mi
Kids 'R' Kids · 1.3mi
Primrose School of West Cinco Ranch · 1.4mi
gym
Villa Sport Athletic Club · 0.4mi
VillaSport · 0.4mi
Fitness FX · 1.6mi
veterinary
Thrive Pet Healthcare - Falcon · 0.5mi
Thrive Affordible Vet Care · 1.2mi
Brixton Pet Health · 1.3mi
grocery
Kroger · 0.5mi
Timewise · 1.3mi
· 1.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-27.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Nov 4, 2026.

Recent Comparable Sales

§ 09
6 comparable sales nearby · sold median $181/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Silver Ranch Sec 1
TIER: SUBDIVISION
Subdivision name (MLS)Silver Ranch Sec 1 City · ZIPKaty · 77494 CountyFort Bend Listings in subdivision108 Active now5 Sold (last 12 mo)3 Curated amenities60
● Year-built distribution
2005s 5

Fire Protection

§ 11
Nearest station
Willowfork Fire Department Station 3
· Katy
Distance
1.3 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673112 · ACS 2023
Median HH income
$170,000
ACS 2023
Median home value
$498,600
Census self-report
Owner-occupied
81%
2,740 housing units
Bachelor's+
80%
Adults 25+
Median age
36.2
Population 9,051
Work from home
31%
of commuters
Commute 45min+
14%
of commuters
Below poverty
11.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3615 Morning Gale Lane, Katy, TX 77494
Fort Bend County · 29.74°N, 95.82°W
park
—
0.2 mi · 5 within 2 mi
restaurant
Crust Pizza Co.
0.3 mi · 5 within 2 mi
daycare
Play Street Museum - Katy
0.3 mi · 1 within 2 mi
gym
Villa Sport Athletic Club
0.4 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 23, 2026 Listed $395,000 Claudio Andrade
Dec 31, 2007 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Claudio Andrade · REALM Real Estate Professionals - West Houston
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Oct 31, 2026.
MLS# 626133 · LIST DATE: Oct 23, 2026 · PARCEL: 8127-01-002-0310-914
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Nov 5, 2026, 4:00 PM CST. Properties may subsequently be sold or off-market. Equal Housing Opportunity