Homes for Sale/Harris County/Katy/Enclave At Bridgewater Sec 02
Active MLS #91429881 · 28 days on market

3735 Morning Cove Lane

Katy, TX 77449
Subdivision  ·  Enclave At Bridgewater Sec 02
List Price
$315,000
$141/SF · 3.7% above neighborhood median
Beds
3
Baths
3
Sq Ft
2,237
Built
2003
Lot
0.19 ac
Garage
2-car
County
Harris
Tax Rate
1.88%

Schools

§ 03
District
Elementary LORAINE T GOLBOW EL B
Middle T H MCDONALD J H B
High MORTON RANCH H S CCMR 77% · Grad 92% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This beautiful, two story bright home,is conveniently situated in Enclave at Bridgewater, with easy access to Grand Parkway 99 and I-10. and Katy ISD. This gem has been remodeled in 2023 with new roof, new A/C, furnace, flooring and all new appliances and paint. The luminous kitchen is ample and it opens to dining and living room ideal to family gathering and entertainment. It features a large owner retreat and stunning primary bathroom and spacious and functional remodeled closet. Very large backyard with countless possibilities to craft your dream backyard. No carpet and all appliances are included.

Features

§ 02

Interior

  • All Bedrooms Up
  • Breakfast Bar
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Pantry
  • Quartz Counters
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Walk In Closets
  • Kitchen Dining Combo
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Dryer
  • Refrigerator

Exterior & lot

  • Fence
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2003
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,237 sq ft
Living Area Source Appraiser
Building Area Total 2,237 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 7

Interior

Interior Features All Bedrooms Up, Breakfast Bar, Kitchen Family Room Combo, Bath In Primary Bedroom, Pantry, Quartz Counters, Soaking Tub, Separate Shower, Tub Shower, Walk In Closets, Kitchen Dining Combo
Flooring Plank, Tile, Vinyl
Appliances Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors

Exterior

Exterior Features Fence
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1904
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - North
Subdivision Enclave At Bridgewater Sec 02
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Hvac

HOA / Association

HOA Yes
HOA Fee $545
HOA Fee Frequency Annually
HOA Name Bridgewater CA

Taxes, Terms & Disclosures

Tax Annual Amount $5,933 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.88%
Parcel # 123-477-003-0009
Legal Description LT 9 BLK 3 ENCLAVE AT BRIDGEWATER SEC 2
Listing Terms Cash, Conventional, FHA
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 3

Dining Room 14x12
Living Room 14x14
Kitchen 10x12

Second level · 4

Primary Bedroom 14x12
Bedroom 10x10
Bedroom 10x10
Bonus Room 12x11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.7450
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 71 CountyHarris TCEQ District ID3737190 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7250 Resolved MUD jurisdiction Harris County MUD 71 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,385
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,891 Property tax$494 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,385
Yearly HOA fee $545

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.5710%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.72%
→ stable
School
1.12%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable

HOA & Community

§ 05
● HOA details
$545
ANNUALLY
Association nameBridgewater CA Management co. Website Phone Cert on filepending
● Community amenities
restaurant
Mazajj Organic Coffee · 0.1mi
Basa's Mexican Grill · 0.6mi
· 0.1mi
grocery
· 0.1mi
Farm Stores · 0.1mi
Walmart Supercenter · 0.9mi
park
· 0.1mi
Diane Winborn Community SPARK Park · 2.1mi
· 0.4mi
daycare
Kids 'R' Kids · 0.1mi
Little Angels Daycare · 2.0mi
Roots of Learning Preschool · 2.0mi
coffee
Mazajj Organic Coffee · 0.2mi
Black Rock Coffee Bar · 1.0mi
Starbucks · 1.2mi
pharmacy
CVS Pharmacy · 0.3mi
Health-Rite Pharmacy · 2.1mi
CVS Pharmacy · 2.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $136/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Enclave At Bridgewater Sec 02
TIER: SUBDIVISION
Subdivision name (MLS)Enclave At Bridgewater Sec 02 City · ZIPKaty · 77449 CountyHarris Listings in subdivision359 Active now2 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2000s 2

Fire Protection

§ 11
Nearest station
HCESD 48 Fire Station #5
Distance
1.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542901 · ACS 2023
Median HH income
$112,713
ACS 2023
Median home value
$252,000
Census self-report
Owner-occupied
67%
3,550 housing units
Bachelor's+
37%
Adults 25+
Median age
34.7
Population 9,715
Work from home
15%
of commuters
Commute 45min+
18%
of commuters
Below poverty
10.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3735 Morning Cove Lane, Katy, TX 77449
Harris County · 29.83°N, 95.76°W
restaurant
Mazajj Organic Coffee
0.1 mi · 4 within 2 mi
grocery
Farm Stores
0.1 mi · 3 within 2 mi
park
0.1 mi · 5 within 2 mi
daycare
Kids 'R' Kids
0.1 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 26, 2026 Listed $315,000 Norma Masere
Dec 31, 2002 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Norma Masere · United Real Estate
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 27, 2026.
MLS# 91429881 · LIST DATE: Aug 26, 2026 · PARCEL: 123-477-003-0009
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity