Schools

§ 03

District

Elementary	LOOSCAN EL	B
Middle	MARSHALL MIDDLE	A
High	NORTHSIDE H S CCMR 81% · Grad 86%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Well-maintained duplex offering a great opportunity for both investing and house hacking. The property features two 2-bedroom, 1-bath units, each with granite countertops and tile and wood flooring throughout. Both units are currently tenant occupied, providing immediate rental income. Whether you're looking to expand your investment portfolio or explore a house-hacking opportunity by living in one unit and renting the other, this property offers flexibility and strong income potential. Each unit also features a spacious yard and attractive curb appeal. Ideally located minutes from Houston Heights and Lindale Park, with convenient access to I-45, I-10, METRORail Red Line, and nearby dining, shopping, and entertainment

Features

§ 02

Interior

Heat: Central
Heat: Gas
Cool: Central Air
Cool: Electric

Exterior & lot

Roof: Composition

Community

Not provided

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential Income
Property Sub Type	Duplex
Sub Type Additional	Duplex
Year Built	1960
Year Built Source	PublicRecords
New Construction	No

Building

Stories	1
Levels	One
Living Area	1,600 sq ft
Living Area Source	Appraiser
Building Area Total	1,600 sq ft
Roof	Composition

Rooms & Baths

Bedrooms	4
Bathrooms (total)	2
Bathrooms Full	2

Lot

Lot Size (sq ft)	5,000
Lot Size Source	Appraiser

Location

County	Harris
MLS Area Major	9
MLS Area Minor	Northside
Subdivision	Ryon Add
Postal Code	77009

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric

Taxes, Terms & Disclosures

Tax Annual Amount	$4,335 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.67%
Parcel #	031-062-000-0002
Legal Description	LT 3 BLK 62 RYON
Listing Terms	Cash, Conventional, Other, Va Loan
Disclosures	Seller Disclosure

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,922

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,561 Property tax$361 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,922

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.1252%

ALL 8 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.88%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.87%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association name— Management co.— Website— Phone— Cert on filepending

● Community amenities

park

Irvington Park · 0.1mi
Milton Park · 0.3mi
· 0.1mi

place_of_worship

Saints Chapel Church of God in Christ · 0.1mi
Greater Faith Baptist Church · 0.1mi
Seventh Day Adventist Church · 0.2mi

gas_station

Chevron · 0.2mi
Valero · 0.5mi

pharmacy

CVS Pharmacy · 0.2mi
CVS Pharmacy · 1.1mi
CVS Pharmacy · 0.3mi

grocery

Pepe's Supermarket · 0.2mi
Pepe's Supermarket · 0.7mi
All In One · 0.6mi

restaurant

Burger King · 0.3mi
Alicia's Tamale Kitchen · 0.9mi
Dairy Land · 0.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 2,000 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

1,000 / 75 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 2 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

54 days/yr above 95°F

Plus 8 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Ryon Add

TIER: SUBDIVISION

Subdivision name (MLS)Ryon Add City · ZIPHouston · 77009 CountyHarris Listings in subdivision176 Active now10 Sold (last 12 mo)3 Curated amenities60

● Year-built distribution

1950s 1 1960s 1 2015s 2

Fire Protection

§ 11

Nearest station

Houston Fire Department Station 12

Distance

0.2 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201210500 · ACS 2023

Median HH income

$48,837

ACS 2023

Median home value

$226,900

Census self-report

Owner-occupied

47%

1,783 housing units

Bachelor's+

16%

Adults 25+

Median age

38.4

Population 4,624

Work from home

14%

of commuters

Commute 45min+

1%

of commuters

Below poverty

25.0%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

3810 Cochran Street, Houston, TX 77009

Harris County · 29.80°N, 95.36°W

park

Irvington Park

0.1 mi · 5 within 2 mi

place_of_worship

Saints Chapel Church of God in Christ

0.1 mi · 10 within 2 mi

gas_station

Chevron

0.2 mi · 1 within 2 mi

pharmacy

CVS Pharmacy

0.2 mi · 2 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.