Homes for Sale/Harris County/Houston/Scott Terrace Sec 04
Active MLS #79151286 · 3 days on market

3815 Zephyr Street

Houston, TX 77021
Subdivision  ·  Scott Terrace Sec 04
List Price
$169,000
$100/SF · 49.9% below neighborhood median
Beds
3
Baths
2
Sq Ft
1,683
Built
1952
Lot
6,600 sf
Garage
0-car
County
Harris
Tax Rate
1.97%

Schools

§ 03
District
Elementary THOMPSON EL B
Middle CULLEN MIDDLE C
High YATES H S CCMR 73% · Grad 81% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This 1.5-story, 3-bedroom, 2-bathroom home offers 1,683 sq ft of living space on a 0.15-acre lot in the established Scott Terrace subdivision. Built in 1952, the property is in need of extensive renovation and updating, making it an excellent opportunity for an investor, renovator, or buyer ready to transform a classic Houston home. The 1.5-story layout adds character and flexibility, while the generous square footage provides plenty of room to reimagine the existing floor plan and create a modern, personalized space. With its established setting, vintage character, and substantial renovation potential, this property is ready for someone with vision to bring it back to life. Sold as-is and priced accordingly.

Features

§ 02

Interior

  • Heat: Window Unit
  • Cool: Window Units

Exterior & lot

  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Attached Carport

Community

  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 1952
Year Built Source PublicRecords
New Construction No

Building

Levels OneAndOneHalf
Living Area 1,683 sq ft
Living Area Source Appraiser
Building Area Total 1,683 sq ft
Foundation Slab
Construction Unknown
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 3

Exterior

Pool Private No

Parking & Garage

Garage Spaces 0
Carport Spaces 2
Parking Features Attached Carport

Lot

Lot Size (sq ft) 6,600
Lot Size (acres) 0.1515
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 4
MLS Area Minor University Area
Subdivision Scott Terrace Sec 04
Postal Code 77021

Utilities

Heating Window Unit
Cooling Window Units
Water Source Public
Sewer Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount $3,335 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.97%
Parcel # 075-238-016-0007
Legal Description LT 7 BLK 14 SCOTT TERRACE SEC 4
Lease Considered No
Disclosures Special Addendum

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 3

Primary Bedroom 12x11
Bedroom 11x10
Bedroom 10x9

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,293
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,015 Property tax$278 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,293

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.1252%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
—
→ stable
School
0.88%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.87%
→ stable

HOA & Community

§ 05
● HOA details
—
ANNUAL
Association name— Management co.— Website— Phone— Cert on filepending
● Community amenities
gym
Planet Fitness · 0.2mi
Susanna Garrison Hall · 2.1mi
Inner Me Studios · 3.0mi
park
· 0.3mi
· 0.3mi
Yvette Calloway Park · 0.9mi
bank
PLS Check Cashers · 0.3mi
Chase Bank · 0.3mi
Bank of America · 0.4mi
place_of_worship
Greater Ebenezer Baptist Church · 0.3mi
Walls Chapel African Methodist Episcopal Zion Church · 0.4mi
Mount Gilead Baptist Church · 0.4mi
grocery
ALDI · 0.3mi
OST Food Store · 0.4mi
· 0.5mi
restaurant
Sonic · 0.3mi
Whataburger · 0.3mi
Taco Bell · 0.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-22.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 26, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $201/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Scott Terrace Sec 04
TIER: SUBDIVISION
Subdivision name (MLS)Scott Terrace Sec 04 City · ZIPHouston · 77021 CountyHarris Listings in subdivision87 Active now6 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
1950s 6

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 46
Distance
0.9 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201313700 · ACS 2023
Median HH income
$47,964
ACS 2023
Median home value
$147,400
Census self-report
Owner-occupied
55%
921 housing units
Bachelor's+
26%
Adults 25+
Median age
48.1
Population 2,100
Work from home
16%
of commuters
Commute 45min+
14%
of commuters
Below poverty
21.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3815 Zephyr Street, Houston, TX 77021
Harris County · 29.70°N, 95.36°W
gym
Planet Fitness
0.2 mi · 1 within 2 mi
park
—
0.3 mi · 4 within 2 mi
bank
PLS Check Cashers
0.3 mi · 3 within 2 mi
place_of_worship
Greater Ebenezer Baptist Church
0.3 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 24, 2026 Listed $169,000 Lucian Galloway
Dec 31, 1951 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Lucian Galloway · White Line Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 25, 2026.
MLS# 79151286 · LIST DATE: Sep 24, 2026 · PARCEL: 075-238-016-0007
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 27, 2026, 2:43 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity