Homes for Sale/Fort Bend County/Richmond/Waterside Estates Sec 11
Active MLS #13662010 · 2 days on market

3831 Carters Lake Drive

Richmond, TX 77406
Subdivision  ·  Waterside Estates Sec 11
List Price
$308,500
$157/SF · 18.2% above neighborhood median
Beds
4
Baths
2
Sq Ft
1,959
Built
2004
Lot
6,435 sf
Garage
2-car
County
Fort Bend
Tax Rate
1.36%

Schools

§ 03
District
Elementary OAKLAND EL B
Middle JAMES BOWIE MIDDLE A
High WILLIAM B TRAVIS H S CCMR 75% · Grad 99% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome home to this well-maintained, charming 4-bedroom,2-bath home-where comfort, updates & easy living come together! Fresh paint & recent luxury vinyl plank flooring (no carpet!) give it a bright, inviting feel. Spacious living & dining rooms offer plenty of room to gather. The kitchen features updated appliances. All bedrooms are generously sized with one currently being used as a home office. Unwind in the primary suite with a sunken soaking tub, separate shower & large walk-in closet with built-in shelving. A/C & furnace replaced in 2019. The oversized garage has an extension for storage, hobbies or workshop. Relax on the patio & deck, ready for weekend barbecues or breezy evenings! Enjoy community lakes, parks, playground, tennis courts, splash pad, pickleball & walking trails. Easy access to the Grand Parkway, Westpark Tollway, Hwy 59 & I-10. Shopping, dining & entertainment nearby. A wonderful fit for first-time buyers, those downsizing or investors. This one will go quickly!

Features

§ 02

Interior

  • All Bedrooms Down
  • Breakfast Bar
  • Bidet
  • Crown Molding
  • En Suite Bathroom
  • Hollywood Bath
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pantry
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Living Dining Room
  • Programmable Thermostat
  • Dishwasher

Exterior & lot

  • Deck
  • Fence
  • Irrigation Sprinklers
  • Patio
  • Tennis Courts
  • Subdivision
  • Backs To Greenbelt Park
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking
  • Attached
  • Garage
  • Garage Door Opener
  • Oversized
  • Association

Community

  • Picnic Area
  • Playground
  • Pickleball
  • Park
  • Pool
  • Tennis Courts
  • Trails
  • Trash
  • Prewired
  • Security System Owned
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2004
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,959 sq ft
Living Area Source Appraiser
Building Area Total 1,959 sq ft
Foundation Slab
Construction Brick, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 9
Fireplaces 0

Interior

Interior Features All Bedrooms Down, Breakfast Bar, Bidet, Crown Molding, En Suite Bathroom, Hollywood Bath, Kitchen Family Room Combo, Main Level Primary, Pantry, Soaking Tub, Separate Shower, Tub Shower, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Living Dining Room, Programmable Thermostat
Flooring Plank, Tile, Vinyl
Appliances Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave
Laundry Washer Hookup, Electric Dryer Hookup
Windows Low Emissivity Windows, Window Coverings
Security Prewired, Security System Owned, Smoke Detectors

Exterior

Exterior Features Deck, Fence, Irrigation Sprinklers, Patio, Tennis Courts
Patio / Porch Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Additional Parking, Attached, Garage, Garage Door Opener, Oversized

Lot

Lot Size (sq ft) 6,435
Lot Size (acres) 0.1477
Lot Size Source Appraiser
Lot Features Subdivision, Backs To Greenbelt Park

Location

County Fort Bend
MLS Area Major 37
MLS Area Minor Fort Bend County North/Richmond
Subdivision Waterside Estates Sec 11
Road Surface Concrete
Postal Code 77406

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Hvac, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $860
HOA Fee Frequency Annually
HOA Name Waterside Estates
Fee Includes Common Areas, Recreation Facilities
Amenities Picnic Area, Playground, Pickleball, Park, Pool, Tennis Courts, Trails, Trash

Taxes, Terms & Disclosures

Tax Annual Amount $4,198 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.36%
Parcel # 9163-11-003-0040-907
Legal Description WATERSIDE ESTATES SEC 11, BLOCK 3, LOT 4
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Exclusions Disclosure, Municipal Utility District Disclosure

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 9

Primary Bedroom 16X13
Bedroom 12X10
Breakfast Room Nook 9x8
Kitchen 13x11
Utility Room 7x7
Bedroom 14x10
Bedroom 13x11
Dining Room 12x11
Living Room 17x15

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.5900
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionFort Bend County MUD 118 CountyFort Bend TCEQ District ID3084800 Bonded indebtedness— Current year rate— FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5700 Resolved MUD jurisdiction Fort Bend County MUD 118 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,202
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,852 Property tax$350 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,202
Yearly HOA fee $860

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.0489%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.57%
→ stable
School
1.06%
→ stable
City
—
→ stable
County
—
→ stable
Other districts
0.42%
→ stable

HOA & Community

§ 05
● HOA details
$860
ANNUALLY
Association nameWaterside Estates Management co.— Website— Phone— Cert on filepending
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
park
Waterside Estates Playground · 0.4mi
Waterside Estates Tennis Courts · 0.4mi
· 0.5mi
place_of_worship
The Church of Jesus Christ of Latter-day Saints · 0.6mi
Oakhill Missionary Baptist Church · 1.3mi
Ismaili Jamatkhana and Center - Harvest Green · 1.4mi
restaurant
Sonic · 0.8mi
Brooklyn Pizza · 0.9mi
Jack in the Box · 1.0mi
daycare
· 1.0mi
· 1.0mi
Meadow Montessori · 1.0mi
grocery
Kroger Marketplace · 1.1mi
ALDI · 1.1mi
· 1.2mi
gym
· 1.2mi
LA Fitness · 1.3mi
StretchLab · 1.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
2,500 / 2,500 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Fiber to the Premises
Windstream Sugar Land, Inc.
1,000 / 1,000 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-13.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 16, 2026.

Recent Comparable Sales

§ 09
7 comparable sales nearby · sold median $133/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Waterside Estates Sec 11
TIER: SUBDIVISION
Subdivision name (MLS)Waterside Estates Sec 11 City · ZIPRichmond · 77406 CountyFort Bend Listings in subdivision37 Active now1 Sold (last 12 mo)3 Curated amenities60
● Year-built distribution
2000s 1

Fire Protection

§ 11
Nearest station
Pecan Grove Volunteer Fire Department
· Richmond
Distance
0.3 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673501 · ACS 2023
Median HH income
$126,586
ACS 2023
Median home value
$406,100
Census self-report
Owner-occupied
84%
3,521 housing units
Bachelor's+
47%
Adults 25+
Median age
36.8
Population 10,955
Work from home
25%
of commuters
Commute 45min+
20%
of commuters
Below poverty
10.4%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3831 Carters Lake Drive, Richmond, TX 77406
Fort Bend County · 29.65°N, 95.74°W
park
Waterside Estates Playground
0.4 mi · 5 within 2 mi
place_of_worship
The Church of Jesus Christ of Latter-day Saints
0.6 mi · 1 within 2 mi
restaurant
Sonic
0.8 mi · 5 within 2 mi
daycare
—
1.0 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 15, 2026 Listed $308,500 Michelle Posey
Dec 31, 2003 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Michelle Posey · Compass RE Texas, LLC - West Houston
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Oct 16, 2026.
MLS# 13662010 · LIST DATE: Oct 15, 2026 · PARCEL: 9163-11-003-0040-907
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Oct 17, 2026, 4:23 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity