Schools

§ 03

District

Elementary	LOCKHART EL	B
Middle	CULLEN MIDDLE	C
High	YATES H S CCMR 73% · Grad 81%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to 3855 Arbor St! This charming 2-bedroom, 1-bath home offers an excellent opportunity in a highly convenient Houston location. Situated near the University of Houston, this property provides easy access to major highways, downtown Houston, the Texas Medical Center, shopping, dining, and entertainment. Whether you’re looking for a comfortable home, a first-time purchase, or an investment opportunity, this property offers plenty of potential. Don’t miss your opportunity to own in a location with convenient access to some of Houston’s most sought-after destinations!

Features

§ 02

Interior

Two Bedrooms Down
Heat: Central
Heat: Electric
Cool: Central Air
Cool: Electric

Exterior & lot

Subdivision
Roof: Composition
Foundation: Slab

Community

Style: Colonial

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Colonial
Year Built	1957
Year Built Source	Owner
New Construction	No

Building

Stories	1
Levels	One
Living Area	1,335 sq ft
Living Area Source	Owner
Building Area Total	1,335 sq ft
Foundation	Slab
Construction	Unknown
Roof	Composition

Rooms & Baths

Bedrooms	2
Bathrooms (total)	1
Bathrooms Full	1
Bathrooms Half	0
Rooms Total	3

Interior

Interior Features

Two Bedrooms Down

Exterior

Pool Private

No

Lot

Lot Size (acres)	0.1515
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Harris
MLS Area Major	4
MLS Area Minor	University Area
Subdivision	Oak Manor Sec 02
Postal Code	77004

Utilities

Heating	Central, Electric
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount	$4,172
Tax Year	2025
Tax Rate (est.)	1.19%
Parcel #	069-079-003-0029
Legal Description	LT 29 BLK 4 OAK MANOR SEC 2
Lease Considered	No
Disclosures	Seller Disclosure

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 3

Primary Bedroom	13x2
Bedroom	12x12
Bathroom	—

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,450

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$2,102 Property tax$348 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,450

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.2402%

ALL 9 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.88%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.98%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association name— Management co.— Website— Phone— Cert on filepending

● Community amenities

gas_station

Exxon · 0.2mi
Shell · 0.4mi
Valero · 0.8mi

restaurant

Popeyes · 0.2mi
Frenchy's Chicken · 0.2mi
Burger King · 0.5mi

grocery

· 0.2mi
Quik Stop Market · 0.2mi
BMB Food Store · 0.4mi

park

· 0.2mi
· 0.4mi
Cougar Woods · 0.4mi

place_of_worship

Wheeler Avenue Baptist Church · 0.2mi
Loyal Missionary Baptist Church · 0.3mi
Riverside United Methodist Church · 0.3mi

police_station

University of Houston Police Department · 0.3mi
Department of Public Safety · 0.4mi
Houston I.S.D. Police Department · 1.1mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

1,000 / 75 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

GSO Satellite

Viasat Inc

100 / 3 Mbps

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 1 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

54 days/yr above 95°F

Plus 8 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Oak Manor Sec 02

TIER: SUBDIVISION

Subdivision name (MLS)Oak Manor Sec 02 City · ZIPHouston · 77004 CountyHarris Listings in subdivision29 Active now1 Sold (last 12 mo)1 Curated amenities60

● Year-built distribution

1955s 1

Fire Protection

§ 11

Nearest station

Houston Fire Department Station 25

Distance

0.3 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201312000 · ACS 2023

Median HH income

$62,235

ACS 2023

Median home value

$264,300

Census self-report

Owner-occupied

65%

684 housing units

Bachelor's+

63%

Adults 25+

Median age

21.3

Population 3,412

Work from home

42%

of commuters

Commute 45min+

1%

of commuters

Below poverty

12.0%

tract-level

Amenities & Nearby Places

§ 13

Grocery

Student Center Market

0.7 mi · 5 within 1.5 mi

Schools

Wheeler Avenue Christian Academy

0.2 mi · 5 within 1.5 mi

Parks

Cullen Family Plaza

0.6 mi · 5 within 1.5 mi

Restaurants

Popeyes Louisiana Kitchen

0.2 mi · 8 within 1.5 mi

Cafés

Shipley Do-Nuts

0.5 mi · 5 within 1.5 mi

Gyms

Susanna Garrison Hall

0.7 mi · 3 within 1.5 mi

Data: Google Places (refreshed every 7 days). Last fetched May 6, 2026.

Location & Neighborhood

§ 13

● This Home

3855 Arbor Street, Houston, TX 77004

Harris County · 29.71°N, 95.35°W

restaurant

Popeyes

0.2 mi · 4 within 2 mi

gas_station

Exxon

0.2 mi · 2 within 2 mi

grocery

—

0.2 mi · 3 within 2 mi

park

—

0.2 mi · 3 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.