Homes for Sale/Montgomery County/Montgomery/The Cove At Walden
Active MLS #78560561 · 29 days on market

3900 Aspen Drive

Montgomery, TX 77356
Subdivision  ·  The Cove At Walden
List Price
$225,000
$256/SF
Beds
2
Baths
2
Sq Ft
880
Built
1984
County
Montgomery
Tax Rate
1.50%

Schools

§ 03
District
Elementary MADELEY RANCH EL B
Middle MONTGOMERY J H C
High MONTGOMERY H S CCMR 85% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Located in the highly sought-after Walden on Lake Conroe community, this beautifully updated, fully furnished condo is truly turnkey and ready for immediate enjoyment as a personal retreat, full-time residence, or investment property. Thoughtfully renovated with stylish finishes, the home features durable vinyl plank flooring and stunning water views that create the perfect lakeside atmosphere. Just bring your suitcase and start enjoying the Lake Conroe lifestyle. Residents have access to an impressive array of amenities, including boat ramps, swimming pools, the Yacht Club, fitness center, racquet center, hike and bike trails, Melville Park, Flag Plaza, and baseball and soccer fields. Experience resort-style living in one of Lake Conroe's most desirable waterfront communities. Per seller.

Features

§ 02

Interior

  • Balcony
  • Double Vanity
  • Kitchen Family Room Combo
  • Pots And Pan Drawers
  • Pantry
  • Self Closing Cabinet Doors
  • Self Closing Drawers
  • Tub Shower
  • Window Treatments
  • Living Dining Room
  • Dryer
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Washer
  • Energy Star Qualified Appliances

Exterior & lot

  • Balcony
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Unassigned

Community

  • Smoke Detectors
  • Lake
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Condominium
Sub Type Additional Condominium
Architectural Style Traditional
Year Built 1984
Year Built Source Appraiser
New Construction No

Building

Stories 1
Levels One
Living Area 880 sq ft
Living Area Source Appraiser
Building Area Total 880 sq ft
Foundation Pillar Post Pier
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 2
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 2

Interior

Interior Features Balcony, Double Vanity, Kitchen Family Room Combo, Pots And Pan Drawers, Pantry, Self Closing Cabinet Doors, Self Closing Drawers, Tub Shower, Window Treatments, Living Dining Room
Flooring Plank, Vinyl
Appliances Dryer, Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Washer, Energy Star Qualified Appliances, Refrigerator
Windows Window Coverings
Security Smoke Detectors

Exterior

Exterior Features Balcony
Patio / Porch Balcony
Pool Private No
Waterfront Yes
Waterfront Features Lake, Lake Front
View Yes
View Type Lake

Parking & Garage

Parking Features Unassigned

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision The Cove At Walden
Postal Code 77356

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Sewer Public Sewer
Energy Efficient Appliances

HOA / Association

HOA Fee $422
HOA Fee Frequency Monthly
HOA Name Walden Community Improvement Asso
Fee Includes Clubhouse, Common Areas, Insurance, Maintenance Structure, Other, Recreation Facilities, Sewer, Trash, Water

Taxes, Terms & Disclosures

Tax Annual Amount $3,375 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.50%
Parcel # 169563
Legal Description S925700 - THE COVE AT WALDEN, BLDG A UNIT 207
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 2 rooms · MLS-supplied

Main level · 2

Bedroom 15x11
Bedroom 13x11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.3200
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionMontgomery County MUD 9 CountyMontgomery TCEQ District ID5857400 Bonded indebtedness Current year rate FetchedApr 28, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.3700 Resolved MUD jurisdiction Montgomery County MUD 9 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,632
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,351 Property tax$281 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,632
Yearly HOA fee $5,064

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.9855%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.37%
→ stable
School
1.09%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable

HOA & Community

§ 05
● HOA details
$422
MONTHLY
Association nameWalden Community Improvement Asso Management co. Website Phone Cert on filemls-trestle
Fee includes
Clubhouse · CommonAreas · Insurance · MaintenanceStructure · Other · RecreationFacilities · Sewer · Trash · Water
● Community amenities
park
· 0.7mi
Cape Conroe Park · 1.5mi
Stanley Lake MUD Park · 1.7mi
gas_station
Chevron Food Mart · 0.9mi
Chevron · 2.2mi
grocery
Chevron Food Mart · 0.9mi
· 1.2mi
Walmart Supercenter · 1.8mi
post_office
USPS Collection Box · 1.2mi
Dr. James Field · 3.8mi
United States Postal Service · 3.8mi
gym
pool · 1.2mi
CAPFit24 · 1.9mi
CrossFit Kovu · 1.9mi
daycare
Go-n-Play, LLC · 1.7mi
School of LIVE Music · 2.0mi
ABC Academy LLC · 1.9mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
2,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Tachus Fiber Internet
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
Consolidated Communications
100 / 10 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
HughesNet
100 / 5 Mbps
+ 2 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
The Cove At Walden
TIER: SUBDIVISION
Subdivision name (MLS)The Cove At Walden City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision74 Active now4 Sold (last 12 mo)8 Curated amenities60
● Year-built distribution
1980s 4

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 54
· Montgomery
Distance
1.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694305 · ACS 2023
Median HH income
$77,500
ACS 2023
Median home value
$290,800
Census self-report
Owner-occupied
77%
2,096 housing units
Bachelor's+
44%
Adults 25+
Median age
37.0
Population 5,329
Work from home
22%
of commuters
Commute 45min+
41%
of commuters
Below poverty
6.5%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Carnicería salchicha as
1.4 mi · 1 within 1.5 mi

Schools

SonLight Academy
0.4 mi · 2 within 1.5 mi

Parks

Walden Baseball Field
0.2 mi · 2 within 1.5 mi

Restaurants

Playin' A Round Café
0.7 mi · 8 within 1.5 mi

Cafés

Playin' A Round Café
0.7 mi · 2 within 1.5 mi

Gyms

pool
1.2 mi · 1 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 9, 2026.

Location & Neighborhood

§ 13
● This Home
3900 Aspen Drive, Montgomery, TX 77356
Montgomery County · 30.41°N, 95.63°W
park
0.7 mi · 4 within 2 mi
gas_station
Chevron Food Mart
0.9 mi · 1 within 2 mi
grocery
Chevron Food Mart
0.9 mi · 4 within 2 mi
post_office
USPS Collection Box
1.2 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 25, 2026 Listed $225,000 Rachel Hrncir
Dec 31, 1983 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Rachel Hrncir · Martha Turner Sotheby's International Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 28, 2026.
MLS# 78560561 · LIST DATE: Aug 25, 2026 · PARCEL: 169563
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity