Homes for Sale/Galveston County/Galveston/Bay Harbor
Active MLS #52477276 · 147 days on market

3902 3rd Street

Galveston, TX 77554
Subdivision  ·  Bay Harbor
List Price
$549,000
$275/SF
Beds
4
Baths
2
Sq Ft
2,000
Built
2002
Lot
0.64 ac
Garage
1-car
County
Galveston
Tax Rate
1.95%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Coastal charm meets easy island living in this West End retreat with beautiful bay views and inviting outdoor spaces. The open-concept layout is filled with natural light, creating a seamless flow between the living, dining, and kitchen areas—perfect for entertaining or relaxing after a day on the water. The kitchen offers ample counter space and storage, making it as functional as it is welcoming. 4 Generously sized bedrooms provide plenty of space for family and guests, while the elevated design captures views and enhances coastal living. Step outside to enjoy the expansive wraparound porch, ideal for soaking in sunsets and coastal breezes, or unwind in the screened-in porch for year-round comfort. Whether you’re searching for a full-time residence, weekend getaway, or income-producing vacation rental, this property delivers the ideal blend of comfort, views, and island lifestyle.

Features

§ 02

Interior

  • All Bedrooms Down
  • High Ceilings
  • Main Level Primary
  • Tile Counters
  • Vaulted Ceilings
  • Wired For Sound
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Living Dining Room
  • Programmable Thermostat
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Microwave
  • Dryer
  • Refrigerator
  • Washer

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Enclosed Porch
  • Outdoor Kitchen
  • Paved Driveway
  • Porch
  • Patio
  • Private Yard
  • Corner Lot
  • Subdivision
  • Views
  • Covered
  • Screened
  • Roof: Composition
  • Attached
  • Garage

Community

  • Boat Ramp
  • Bay
  • Canal
  • Water
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 2002
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,000 sq ft
Living Area Source Appraiser
Building Area Total 2,000 sq ft
Construction Stucco
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 10

Interior

Interior Features All Bedrooms Down, High Ceilings, Main Level Primary, Tile Counters, Vaulted Ceilings, Wired For Sound, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Living Dining Room, Programmable Thermostat
Flooring Laminate, Tile
Appliances Dishwasher, Electric Cooktop, Electric Oven, Microwave, Dryer, Refrigerator, Washer
Laundry Electric Dryer Hookup
Windows Window Coverings

Exterior

Exterior Features Balcony, Covered Patio, Deck, Enclosed Porch, Outdoor Kitchen, Paved Driveway, Porch, Patio, Private Yard
Patio / Porch Balcony, Covered, Deck, Patio, Porch, Screened
Pool Private No
Waterfront Features Boat Ramp Lift Access
View Yes
View Type Bay, Canal, Water

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.6428
Lot Size Source Appraiser
Lot Features Corner Lot, Subdivision, Views
Direction Faces North

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Bay Harbor
Road Surface Asphalt,Concrete
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Hvac, Thermostat

HOA / Association

HOA Fee $200
HOA Fee Frequency Annually
Fee Includes Common Areas
Amenities Boat Ramp

Taxes, Terms & Disclosures

Tax Annual Amount $10,684
Tax Year 2025
Tax Rate (est.) 1.95%
Parcel # 1375-0000-0090-000
Legal Description ABST 121 HALL & JONES SUR LOT 90 (90-0) BAY HARBOR UNRECORDE
Listing Terms Cash, Conventional, Investor Financing
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 9

Dining Room 10 - 20
Kitchen 13 - 29
Primary Bedroom 13 - 16
Bedroom 12 - 13
Bedroom 11 - 13
Bedroom 11 - 12
Family Room 10 - 20
Sunroom
Porch

Other · 1

Wine Room 6 - 6

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,187
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,297 Property tax$890 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,187
Yearly HOA fee $200

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$200
ANNUALLY
Association name Management co. Website Phone Cert on filepending
Fee includes
CommonAreas
● Community amenities
gym
Seek Peace Yoga Galveston · 0.6mi
Gymaica Fitness · 6.8mi
bank
ATM · 1.3mi
ATM · 6.1mi
Circle K ATM · 6.8mi
park
· 4.2mi
· 4.3mi
San Luis Pass County Park · 4.9mi
grocery
Seven Seas Market · 6.1mi
Valero · 6.8mi
Circle K · 6.8mi
police_station
Jamaica Beach Police · 6.9mi
place_of_worship
Mary, Star of the Sea Church · 6.9mi
West Isle Presbyterian Church · 9.8mi
West Isle Church · 9.8mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 13.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bay Harbor
TIER: SUBDIVISION
Subdivision name (MLS)Bay Harbor City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision330 Active now35 Sold (last 12 mo)6 Curated amenities20
● Year-built distribution
1950s 1 1955s 1 1960s 2 1970s 7 1995s 1 2000s 2 2020s 4 2025s 2

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 8
Distance
1.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023
Median HH income
$82,955
ACS 2023
Median home value
$511,700
Census self-report
Owner-occupied
27%
2,829 housing units
Bachelor's+
51%
Adults 25+
Median age
63.1
Population 1,431
Work from home
4%
of commuters
Commute 45min+
14%
of commuters
Below poverty
3.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3902 3rd Street, Galveston, TX 77554
Galveston County · 29.13°N, 95.07°W
gym
Seek Peace Yoga Galveston
0.6 mi · 1 within 2 mi
bank
ATM
1.3 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Apr 29, 2026 Listed $549,000 Shani Atkinson
Dec 31, 2001 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Shani Atkinson · RE/MAX Leading Edge
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated May 2, 2026.
MLS# 52477276 · LIST DATE: Apr 29, 2026 · PARCEL: 1375-0000-0090-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity