Schools

§ 03

District

Elementary	GISD OPEN ENROLL	N/R
Middle	GISD OPEN ENROLL	N/R
High	BALL H S CCMR 75% · Grad 96%	C

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Discover a prime lot on Galveston’s picturesque west end, offering the perfect blend of tranquility & convenience. This property is served by Galveston water & sewer, & recently upgraded electrical lines. Backed by the expansive Galveston State Park, the lot provides unobstructed sunset views and a peaceful, private setting free from rear neighbors. Ideally situated just a short stroll from Waterman's Restaurant & its popular boat launch, this location invites effortless outdoor living & recreation. A quick ride takes you to the Galveston Country Club, Pirates Shopping Plaza, & nature areas. Embrace the coastal lifestyle with this beautifully located lot—your gateway to Galveston Island living.

Features

§ 02

Interior

Not provided

Exterior & lot

Subdivision
Views

Community

Bay
Water

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Exterior

View	Yes
View Type	Bay, Water

Lot

Lot Size (acres)	0.2240
Lot Size Source	Appraiser
Lot Features	Subdivision, Views

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	West End
Subdivision	Palm Beach
Postal Code	77554

Utilities

Water Source	Public
Sewer	Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount	$2,266
Tax Year	2024
Tax Rate (est.)	2.29%
Parcel #	5560-0002-0008-000
Legal Description	ABST 121 PAGE 40 LOT 8 BLK 2 PALM BEACH
Listing Terms	Cash, Conventional, Other
Disclosures	None

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$783

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$594 Property tax$189 Homeowners insuranceTBD

Subtotal (P&I + Tax) $783

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.6952%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.84%

→ stable

City

—

→ stable

County

0.32%

→ stable

Other districts

0.53%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association name— Management co.— Website— Phone— Cert on filepending

● Community amenities

park

· 0.2mi
Sea Shell Beach Pocket Park 3 · 1.1mi
Surfside Jetty Park · 0.2mi

police_station

Surfside Police Department · 0.4mi
Jamaica Beach Police · 2.5mi
Surfside Village Police Department · 4.0mi

grocery

Fresco Mart General Store & Deli · 0.4mi
Circle K · 0.9mi
Circle K · 2.6mi

restaurant

Waterman's Restaurant · 0.4mi
Sharky's Bar and Grill · 0.9mi
Dorado's Dive Club · 1.2mi

place_of_worship

West Isle Church · 0.5mi
St Mary's Star Of The Sea Church · 4.0mi
West Isle Presbyterian Church · 0.5mi

bank

Circle K ATM · 0.9mi
ATM (ATM Link, Inc.) · 2.4mi
Circle K ATM · 2.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok
Top fiber: AT&T

Fiber / DSL

AT&T

Speeds per provider

Cable

Xfinity

Speeds per provider

Fixed Wireless

T-Mobile

Speeds per provider

Fixed Wireless

Verizon

Speeds per provider

Satellite

HughesNet

Speeds per provider

Satellite

Starlink

Speeds per provider

Satellite

Viasat Inc

Speeds per provider

Environmental Risk

§ 08

V

FEMA Zone

Zone VE · Coastal High Hazard

Coastal wave-action hazard zone. Flood insurance required.

PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Palm Beach

TIER: SUBDIVISION

Subdivision name (MLS)Palm Beach City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision434 Active now30 Sold (last 12 mo)11 Curated amenities60

● Year-built distribution

1960s 2 1965s 2 1975s 1 1995s 1 2010s 2 2015s 2 2020s 2 2025s 1

Fire Protection

§ 11

Nearest station

Galveston Fire Department Station 7

Distance

0.8 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726101 · ACS 2023

Median HH income

$117,826

ACS 2023

Median home value

$364,100

Census self-report

Owner-occupied

32%

2,970 housing units

Bachelor's+

57%

Adults 25+

Median age

61.6

Population 1,809

Work from home

73%

of commuters

Commute 45min+

22%

of commuters

Below poverty

3.6%

tract-level

Amenities & Nearby Places

§ 13

Grocery

Dollar General

0.2 mi · 1 within 1.5 mi

Schools

None within 1.5 mi

Parks

Picnic Shelter

0.5 mi · 5 within 1.5 mi

Restaurants

Waterman's Restaurant

0.2 mi · 2 within 1.5 mi

Cafés

None within 1.5 mi

Gyms

Walk on Water Yoga

0.2 mi · 2 within 1.5 mi

Data: Google Places (refreshed every 7 days). Last fetched May 8, 2026.

Location & Neighborhood

§ 13

● This Home

3902 El Lago Street, Galveston, TX 77554

Galveston County · 29.20°N, 94.95°W

park

—

0.2 mi · 5 within 2 mi

police_station

Surfside Police Department

0.4 mi · 1 within 2 mi

grocery

Fresco Mart General Store & Deli

0.4 mi · 2 within 2 mi

restaurant

Waterman's Restaurant

0.4 mi · 5 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.