Homes for Sale/Galveston County/Galveston/Pirates Beach
Active MLS #85209246 · 23 days on market

3902 Pirates Beach Court

Galveston, TX 77554
Subdivision  ·  Pirates Beach
List Price
$540,000
$438/SF · 24.6% above neighborhood median
Beds
3
Baths
2
Sq Ft
1,234
Built
2014
Lot
0.18 ac
Garage
1-car
County
Galveston
Tax Rate
1.80%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Wake up to the feeling of being on vacation every day! This inviting 3-bedroom, 2-bath beach home captures the relaxed spirit of coastal living with spacious one-level living, soaring ceilings, and an open layout made for gathering with family and friends. The kitchen features granite countertops, stainless steel appliances, and plenty of room to entertain. Offered fully furnished, this home is ready for you to unpack and start enjoying island life. A cargo lift, utility room, double-wide driveway, and ample parking add everyday convenience. Tucked away on a quiet cul-de-sac, this home is where beach days become sunset dinners and weekends turn into lasting memories. Enjoy the added benefit of a Social Membership to the Galveston Country Club. Whether a full-time residence, beach getaway, or vacation rental, this coastal retreat is ready to welcome you home!

Features

§ 02

Interior

  • All Bedrooms Up
  • Breakfast Bar
  • High Ceilings
  • Tub Shower
  • Vaulted Ceilings
  • Ceiling Fans
  • Kitchen Dining Combo
  • Living Dining Room
  • Programmable Thermostat
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Dryer
  • Refrigerator
  • Washer
  • Laminate

Exterior & lot

  • Covered Patio
  • Deck
  • Porch
  • Patio
  • Cul De Sac
  • Subdivision
  • Views
  • Covered
  • Roof: Composition
  • Attached Carport
  • Attached
  • Driveway
  • Garage
  • Garage Door Opener

Community

  • Lake
  • Water
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 2014
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,234 sq ft
Living Area Source Appraiser
Building Area Total 1,234 sq ft
Construction Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 5

Interior

Interior Features All Bedrooms Up, Breakfast Bar, High Ceilings, Tub Shower, Vaulted Ceilings, Ceiling Fans, Kitchen Dining Combo, Living Dining Room, Programmable Thermostat
Flooring Laminate
Appliances Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Low Emissivity Windows, Storm Windows

Exterior

Exterior Features Covered Patio, Deck, Porch, Patio
Patio / Porch Covered, Deck, Patio, Porch
Pool Private No
View Yes
View Type Lake, Water

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Carport Spaces 2
Parking Features Attached Carport, Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.1833
Lot Size Source Appraiser
Lot Features Cul De Sac, Subdivision, Views
Direction Faces South

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Pirates Beach
Road Surface Asphalt
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $500
HOA Fee Frequency Annually
HOA Name PPOA / CKM

Taxes, Terms & Disclosures

Tax Annual Amount $9,735
Tax Year 2024
Tax Rate (est.) 1.80%
Parcel # 5861-0001-0007-000
Legal Description ABST 121 PAGE 45 LOT 7 BLK 1 PIRATES BEACH SEC 8
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 5

Living Room 17x14
Dining Room 11x11
Primary Bedroom 15x12
Bedroom 11x10
Bedroom 13x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,054
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,243 Property tax$811 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,054
Yearly HOA fee $500

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$500
ANNUALLY
Association namePPOA / CKM Management co. Website Phone Cert on filepending
● Community amenities
grocery
Fresco Mart General Store & Deli · 0.3mi
Circle K · 2.8mi
Valero · 2.8mi
place_of_worship
West Isle Church · 0.5mi
West Isle Presbyterian Church · 0.5mi
Mary, Star of the Sea Church · 2.7mi
restaurant
Waterman's Restaurant · 0.7mi
Cooper's Landing · 4.4mi
Seahorse Grill · 5.0mi
park
Sea Shell Beach Pocket Park 3 · 0.8mi
Galveston Island State Park · 1.7mi
Jamaica Beach Park · 2.9mi
bank
ATM (ATM Link, Inc.) · 2.6mi
Circle K ATM · 2.8mi
ATM · 3.5mi
police_station
Jamaica Beach Police · 2.7mi
Galveston Police Department · 9.0mi
Galveston County Sheriff's Office · 9.0mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 13.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
5 comparable sales nearby · sold median $351/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Pirates Beach
TIER: SUBDIVISION
Subdivision name (MLS)Pirates Beach City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision327 Active now21 Sold (last 12 mo)7 Curated amenities53
● Year-built distribution
1970s 1 1975s 1 1980s 3 1985s 2 1990s 2 2000s 4 2005s 2 2010s 1 2015s 2

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 7
Distance
0.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726101 · ACS 2023
Median HH income
$117,826
ACS 2023
Median home value
$364,100
Census self-report
Owner-occupied
32%
2,970 housing units
Bachelor's+
57%
Adults 25+
Median age
61.6
Population 1,809
Work from home
73%
of commuters
Commute 45min+
22%
of commuters
Below poverty
3.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3902 Pirates Beach Court, Galveston, TX 77554
Galveston County · 29.21°N, 94.94°W
grocery
Fresco Mart General Store & Deli
0.3 mi · 1 within 2 mi
place_of_worship
West Isle Church
0.5 mi · 2 within 2 mi
restaurant
Waterman's Restaurant
0.7 mi · 1 within 2 mi
park
Sea Shell Beach Pocket Park 3
0.8 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 1, 2026 Listed $540,000 Linda Sivy
Dec 31, 2013 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Linda Sivy · Better Homes and Gardens Real Estate Gary Greene - Galveston
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 2, 2026.
MLS# 85209246 · LIST DATE: Sep 1, 2026 · PARCEL: 5861-0001-0007-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity