Homes for Sale/Galveston County/Santa Fe/Arcadia Townsite
Active MLS #37060290 · 6 days on market

3908 Terry Street

Santa Fe, TX 77517
Subdivision  ·  Arcadia Townsite
List Price
$160,000
$121/SF · 37.6% below neighborhood median
Beds
2
Baths
1
Sq Ft
1,319
Built
1975
Lot
9,600 sf
Garage
0-car
County
Galveston
Tax Rate
3.03%

Schools

§ 03
District
Elementary ROY J WOLLAM EL B
Middle SANTA FE J H C
High SANTA FE H S CCMR 96% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

The property provides an investment opportunity. The generously sized lot offers ample outdoor space for entertaining, gardening, pets, recreation or creating your own backyard retreat. Whether you're searching for a primary residence, investment opportunity or a home with potential to make your own, this property offers a great combination of manageable living space and outdoor possibilities in an established Santa Fe location. Foundation and flooring are in need of repairs.

Features

§ 02

Interior

  • All Bedrooms Down
  • Laminate Counters
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Gas Oven
  • Gas Range
  • Microwave
  • Vinyl
  • Wood
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

  • Fence
  • Private Yard
  • Storage
  • Cleared
  • Back Yard
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Foundation: Slab
  • Detached Carport
  • Detached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1975
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,319 sq ft
Living Area Source Appraiser
Building Area Total 1,319 sq ft
Foundation Pillar Post Pier, Slab
Construction Brick, Stone, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 2
Bathrooms (total) 1
Bathrooms Full 1
Bathrooms Half 0
Rooms Total 8
Fireplaces 1
Fireplace Features Wood Burning

Interior

Interior Features All Bedrooms Down, Laminate Counters, Ceiling Fans, Programmable Thermostat
Flooring Vinyl, Wood
Appliances Dishwasher, Gas Oven, Gas Range, Microwave
Laundry Washer Hookup, Electric Dryer Hookup

Exterior

Exterior Features Fence, Private Yard, Storage
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 0
Attached Garage No
Carport Spaces 2
Parking Features Detached Carport, Detached, Garage

Lot

Lot Size (sq ft) 9,600
Lot Size (acres) 0.2204
Lot Size Source Appraiser
Lot Features Cleared

Location

County Galveston
MLS Area Major 33
MLS Area Minor Santa Fe
Subdivision Arcadia Townsite
Road Surface Asphalt
Postal Code 77517

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Private, Well
Sewer Septic Tank
Energy Efficient Thermostat

Taxes, Terms & Disclosures

Tax Annual Amount $4,851
Tax Year 2025
Tax Rate (est.) 3.03%
Parcel # 1200-0015-0004-001
Legal Description ABST 604 I & G N RR SUR SEC 16 S PT OF LOTS 4 & 5 (4-1) BLK
Listing Terms Cash, Investor Financing, Other
Lease Considered No
Disclosures Other

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 8

Living Room 16x11
Primary Bedroom 16x11
Bedroom 12x12
Bathroom 5x10
Kitchen 14x10
Family Room 12x22
Bonus Room 17x9
Porch 12x9

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,365
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$961 Property tax$404 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,365

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.0745%
ALL 7 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.10%
→ stable
City
0.23%
→ stable
County
0.32%
→ stable
Other districts
0.42%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
place_of_worship
Trinity Baptist Church · 0.3mi
Arcadia First Baptist Church · 0.3mi
Santa Fe Christian Church · 0.8mi
park
Runge Park · 0.4mi
· 1.1mi
· 1.2mi
veterinary
Fix Ur Pet · 0.6mi
Loving Care Pet Hospital · 1.0mi
The Fe Animal Hospital · 2.0mi
gym
Anytime Fitness · 0.6mi
Santa Fe Sports · 0.7mi
Alamo Gym · 0.9mi
restaurant
Jack in the Box · 0.6mi
Little Caesars · 1.2mi
Lorenzo’sPizza · 1.5mi
grocery
H-E-B · 0.8mi
Buc-ee's · 4.7mi
Kroger · 5.2mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48167C SFHA NO SOURCE 48167C_STUDY2
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
5 comparable sales nearby · sold median $194/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Arcadia Townsite
TIER: SUBDIVISION
Subdivision name (MLS)Arcadia Townsite City · ZIPSanta Fe · 77517 CountyGalveston Listings in subdivision166 Active now11 Sold (last 12 mo)12 Curated amenities60
● Year-built distribution
1955s 1 1960s 1 1975s 1 1980s 2 2020s 2 2025s 1

Fire Protection

§ 11
Nearest station
Santa Fe Fire and Rescue Station 2
· Santa Fe
Distance
0.1 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723403 · ACS 2023
Median HH income
$92,724
ACS 2023
Median home value
$289,800
Census self-report
Owner-occupied
57%
1,581 housing units
Bachelor's+
16%
Adults 25+
Median age
39.2
Population 3,377
Work from home
11%
of commuters
Commute 45min+
22%
of commuters
Below poverty
7.1%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3908 Terry Street, Santa Fe, TX 77517
Galveston County · 29.39°N, 95.12°W
place_of_worship
Trinity Baptist Church
0.3 mi · 5 within 2 mi
park
Runge Park
0.4 mi · 5 within 2 mi
veterinary
Fix Ur Pet
0.6 mi · 2 within 2 mi
gym
Anytime Fitness
0.6 mi · 3 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 18, 2026 Listed $160,000 Shelly Mattingly-Arnold
Dec 31, 1974 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Shelly Mattingly-Arnold · Keller Williams Realty Clear Lake / NASA
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 22, 2026.
MLS# 37060290 · LIST DATE: Sep 18, 2026 · PARCEL: 1200-0015-0004-001
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 2:49 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity