Homes for Sale/Galveston County/Galveston/Bay Harbor
Active MLS #90384517 · 95 days on market

3915 1st Street

Galveston, TX 77554
Subdivision  ·  Bay Harbor
List Price
$450,000
$433/SF
Beds
3
Baths
2
Sq Ft
1,040
Built
1970
Lot
0.46 ac
Garage
0-car
County
Galveston
Tax Rate
1.29%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Rare West End opportunity on nearly half an acre with a private pool, elevator, whole-home generator, new roof and wraparound deck—just minutes from the beach. Inside, you'll find custom blinds throughout, generous living areas, and an elevator providing convenient access to all levels. Recent improvements include a new roof and whole-home generator for added peace of mind. Just minutes from the beach, this property combines privacy, comfort, and convenience in one exceptional package. Whether you're looking for a full-time residence, vacation getaway, investment property, or home, this home is ready to enjoy. The oversized lot provides room to spread out and embrace the coastal lifestyle, while the included golf cart makes beach trips and neighborhood cruising effortless. A rare Galveston opportunity offering space, amenities, and island charm.

Features

§ 02

Interior

  • Kitchen Family Room Combo
  • Dishwasher
  • Electric Range
  • Disposal
  • Engineered Hardwood
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup

Exterior & lot

  • Cleared
  • Other
  • Views
  • Wooded
  • Roof: Composition
  • Attached Carport
  • Above Ground

Community

  • Bay
  • Beach
  • Water
  • Style: Ranch

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Ranch
Year Built 1970
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,040 sq ft
Living Area Source Appraiser
Building Area Total 1,040 sq ft
Construction Cement Siding, Wood Siding
Roof Composition
Accessibility Accessible Elevator Installed

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 4
Fireplaces 1

Interior

Interior Features Kitchen Family Room Combo
Flooring Engineered Hardwood
Appliances Dishwasher, Electric Range, Disposal
Laundry Washer Hookup

Exterior

Pool Private Yes
Pool Features Above Ground
View Yes
View Type Bay, Beach, Water

Parking & Garage

Garage Spaces 0
Carport Spaces 1
Parking Features Attached Carport

Lot

Lot Size (acres) 0.4591
Lot Size Source Appraiser
Lot Features Cleared, Other, Views, Wooded

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Bay Harbor
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Sewer Septic Tank

HOA / Association

HOA Yes
HOA Name Neighborhood managed

Taxes, Terms & Disclosures

Tax Annual Amount $5,784
Tax Year 2025
Tax Rate (est.) 1.29%
Parcel # 1375-0000-0006-001
Legal Description ABST 121 HALL & JONES SUR S 1/2 OF LOT 6 (6-1) BAY HARBOR UN
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Owner Is Listing Agent

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 4

Primary Bedroom 12x12
Living Room
Bedroom 12x10
Bedroom 12x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,184
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,702 Property tax$482 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,184

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association nameNeighborhood managed Management co. Website Phone Cert on filepending
● Community amenities
gym
Seek Peace Yoga Galveston · 0.6mi
Gymaica Fitness · 6.8mi
bank
ATM · 1.3mi
ATM · 6.1mi
Circle K ATM · 6.8mi
park
· 4.2mi
· 4.3mi
San Luis Pass County Park · 4.9mi
grocery
Seven Seas Market · 6.1mi
Valero · 6.8mi
Circle K · 6.8mi
police_station
Jamaica Beach Police · 6.9mi
place_of_worship
Mary, Star of the Sea Church · 6.9mi
West Isle Presbyterian Church · 9.8mi
West Isle Church · 9.8mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 13.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bay Harbor
TIER: SUBDIVISION
Subdivision name (MLS)Bay Harbor City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision330 Active now35 Sold (last 12 mo)6 Curated amenities20
● Year-built distribution
1950s 1 1955s 1 1960s 2 1970s 7 1995s 1 2000s 2 2020s 4 2025s 2

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 8
Distance
1.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023
Median HH income
$82,955
ACS 2023
Median home value
$511,700
Census self-report
Owner-occupied
27%
2,829 housing units
Bachelor's+
51%
Adults 25+
Median age
63.1
Population 1,431
Work from home
4%
of commuters
Commute 45min+
14%
of commuters
Below poverty
3.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3915 1st Street, Galveston, TX 77554
Galveston County · 29.13°N, 95.07°W
gym
Seek Peace Yoga Galveston
0.6 mi · 1 within 2 mi
bank
ATM
1.3 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 20, 2026 Listed $450,000 Jesus Aguilera
Dec 31, 1969 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jesus Aguilera · Funk Realty Group, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 17, 2026.
MLS# 90384517 · LIST DATE: Jun 20, 2026 · PARCEL: 1375-0000-0006-001
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity