Schools

§ 03

District

Elementary	PECK EL	B
Middle	CULLEN MIDDLE	C
High	YATES H S CCMR 73% · Grad 81%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Build your vision on this spacious homesite in the heart of the highly sought-after OST South Union area, where new construction and revitalization are shaping a vibrant, growing community. Tucked into a quiet, charming subdivision, this lot offers a peaceful setting with exceptional convenience. Just minutes from Downtown Houston, the Texas Medical Center, NRG Stadium, Rice University, the University of Houston, Discovery Green, and the Museum District, you’ll enjoy easy access to the city’s most iconic destinations. Major thoroughfares including 610, 288, and Beltway 8 keep commuting effortless, while shopping, dining, and everyday essentials are close by. Whether you’re building your dream home or your next investment, this prime location offers outstanding potential in a high-demand neighborhood on the rise.

Features

§ 02

Interior

Not provided

Exterior & lot

Subdivision

Community

Not provided

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Lot

Lot Size (acres)	0.1412
Lot Size Source	Survey
Lot Features	Subdivision

Location

County	Harris
MLS Area Major	4
MLS Area Minor	University Area
Subdivision	Scott Terrace Sec 02
Road Surface	Concrete
Postal Code	77021

Utilities

Water Source	Public
Sewer	Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount	$2,535 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	1.33%
Parcel #	075-238-005-0019
Legal Description	LT 19 BLK 5 SCOTT TERRACE SEC 2
Listing Terms	Cash, Conventional
Disclosures	None

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,352

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,141 Property tax$211 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,352

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.1252%

ALL 8 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.88%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.87%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association name— Management co.— Website— Phone— Cert on filepending

● Community amenities

bank

PLS Check Cashers · 0.2mi
Chase Bank · 0.3mi
Bank of America · 0.4mi

gym

Planet Fitness · 0.2mi
Susanna Garrison Hall · 2.0mi
Inner Me Studios · 2.9mi

pharmacy

Walgreens · 0.3mi
Walgreens · 0.3mi
Essentials Pharmacy · 0.3mi

place_of_worship

Greater Ebenezer Baptist Church · 0.3mi
Walls Chapel African Methodist Episcopal Zion Church · 0.3mi
Houston Deliverance · 0.5mi

restaurant

McDonald's · 0.3mi
Taco Bell · 0.3mi
Wendy's · 0.3mi

veterinary

Safe Haven Animal Hospital · 0.3mi
East End Animal Surgery and Urgent Care · 2.8mi
BCP Veterinary Pharmacy · 3.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

GSO Satellite

Viasat Inc

100 / 3 Mbps

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 1 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

54 days/yr above 95°F

Plus 8 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

8 comparable sales nearby · sold median $94/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Scott Terrace Sec 02

TIER: SUBDIVISION

Subdivision name (MLS)Scott Terrace Sec 02 City · ZIPHouston · 77021 CountyHarris Listings in subdivision29 Active now3 Sold (last 12 mo)0 Curated amenities60

● Year-built distribution

1950s 2

Fire Protection

§ 11

Nearest station

Houston Fire Department Station 46

Distance

0.9 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201313600 · ACS 2023

Median HH income

$28,961

ACS 2023

Median home value

$162,600

Census self-report

Owner-occupied

40%

1,804 housing units

Bachelor's+

7%

Adults 25+

Median age

31.6

Population 4,373

Work from home

13%

of commuters

Commute 45min+

14%

of commuters

Below poverty

44.3%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

3919 Zephyr Street, Houston, TX 77021

Harris County · 29.70°N, 95.36°W

bank

PLS Check Cashers

0.2 mi · 3 within 2 mi

gym

Planet Fitness

0.2 mi · 1 within 2 mi

pharmacy

Walgreens

0.3 mi · 5 within 2 mi

place_of_worship

Greater Ebenezer Baptist Church

0.3 mi · 2 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.