Schools

§ 03

District

Elementary	GISD OPEN ENROLL	N/R
Middle	GISD OPEN ENROLL	N/R
High	BALL H S CCMR 75% · Grad 96%	C

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to the serene Bay Harbor subdivision, where tranquility meets opportunity. This property has the rare ability of having two separate access entrances. Nestled in a quiet and peaceful neighborhood, this spacious 18,677 square foot lot is a canvas for your dream home. Boasting 100' x 187' generous dimensions, it offers ample space to design and build the home you have always envisioned.

Features

§ 02

Interior

Not provided

Exterior & lot

Cleared
Subdivision

Community

Not provided

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Lot

Lot Size (acres)	0.4288
Lot Size Source	Appraiser
Lot Features	Cleared, Subdivision

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	West End
Subdivision	Bay Harbor
Road Surface	Asphalt
Postal Code	77554

Utilities

Water Source	Public
Sewer	Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount	$744
Tax Year	2025
Tax Rate (est.)	0.51%
Parcel #	1375-0000-0138-000
Legal Description	ABST 121 HALL & JONES SUR LOT 138 BAY HARBOR UNRECORDED SUB
Disclosures	None

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$933

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$871 Property tax$62 Homeowners insuranceTBD

Subtotal (P&I + Tax) $933

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.6952%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.84%

→ stable

City

—

→ stable

County

0.32%

→ stable

Other districts

0.53%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association name— Management co.— Website— Phone— Cert on filepending

● Community amenities

gym

Seek Peace Yoga Galveston · 0.6mi
Gymaica Fitness · 6.8mi

bank

ATM · 1.3mi
ATM · 6.1mi
Circle K ATM · 6.8mi

park

· 4.2mi
· 4.3mi
San Luis Pass County Park · 4.9mi

grocery

Seven Seas Market · 6.1mi
Valero · 6.8mi
Circle K · 6.8mi

police_station

Jamaica Beach Police · 6.9mi

place_of_worship

Mary, Star of the Sea Church · 6.9mi
West Isle Presbyterian Church · 9.8mi
West Isle Church · 9.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok
Top fiber: AT&T

Fiber / DSL

AT&T

Speeds per provider

Cable

Xfinity

Speeds per provider

Fixed Wireless

T-Mobile

Speeds per provider

Fixed Wireless

Verizon

Speeds per provider

Satellite

HughesNet

Speeds per provider

Satellite

Starlink

Speeds per provider

Satellite

Viasat Inc

Speeds per provider

Environmental Risk

§ 08

A

FEMA Zone

Zone AE · Special Flood Hazard Area

1% annual chance of flooding (100-year floodplain). Flood insurance typically required.

PANEL 48167C BASE FLOOD ELEV. 13.0 FT SFHA YES SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Bay Harbor

TIER: SUBDIVISION

Subdivision name (MLS)Bay Harbor City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision330 Active now35 Sold (last 12 mo)6 Curated amenities20

● Year-built distribution

1950s 1 1955s 1 1960s 2 1970s 7 1995s 1 2000s 2 2020s 4 2025s 2

Fire Protection

§ 11

Nearest station

Galveston Fire Department Station 8

Distance

1.9 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023

Median HH income

$82,955

ACS 2023

Median home value

$511,700

Census self-report

Owner-occupied

27%

2,829 housing units

Bachelor's+

51%

Adults 25+

Median age

63.1

Population 1,431

Work from home

4%

of commuters

Commute 45min+

14%

of commuters

Below poverty

3.0%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

3922 5th Street, Galveston, TX 77554

Galveston County · 29.13°N, 95.07°W

gym

Seek Peace Yoga Galveston

0.6 mi · 1 within 2 mi

bank

ATM

1.3 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.