Homes for Sale/Harris County/Houston/RIVERSIDE TERRACE
Active MLS #93628286 · 29 days on market

3957 Charleston Street

Houston, TX 77021
Subdivision  ·  RIVERSIDE TERRACE
List Price
$1.90M
$407/SF · 102.7% above neighborhood median
Beds
4
Baths
7
Sq Ft
4,673
Built
2026
Lot
9,145 sf
Garage
3-car
County
Harris
Tax Rate
0.74%

Schools

§ 03
District
Elementary PECK EL B
Middle CULLEN MIDDLE C
High YATES H S CCMR 73% · Grad 81% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

A showcase of modern luxury and craftsmanship in Riverside Terrace. This Smith Hearthstone custom home features soaring ceilings, expansive windows, a floating staircase, designer lighting and refined finishes throughout. The chef’s kitchen offers a waterfall island, custom cabinetry, premium appliances and a 48” ZLINE 8-burner gas cooktop with dual ovens and pot filler. Additional features include a floor-to-ceiling fireplace, wet bar, media room with beverage bar, elevator, custom walk-in closets, automatic blackout shades, surround sound and a full-home generator. Resort-style outdoor living includes a pool and spa, sunken pool bar, outdoor kitchen, covered patio and private cabana with full bath.

Features

§ 02

Interior

  • Wet Bar
  • Balcony
  • Crown Molding
  • Dry Bar
  • Double Vanity
  • Entrance Foyer
  • Elevator
  • En Suite Bathroom
  • Full Bath On Main Level
  • Handicap Access
  • High Ceilings
  • Hot Tub Spa
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pots And Pan Drawers
  • Pantry
  • Pot Filler

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Fence
  • Hot Tub Spa
  • Outdoor Kitchen
  • Patio
  • Private Yard
  • Subdivision
  • Side Yard
  • Back Yard
  • Partial
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking
  • Attached
  • Electric Vehicle Charging Stations

Community

  • Security System Owned
  • Smoke Detectors
  • Style: Contemporary Modern

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Contemporary Modern
Year Built 2026
Year Built Source PublicRecords
New Construction Yes
Property Condition New Construction
Builder Name Hearthstone Homes, LP

Building

Stories 2
Levels Two
Living Area 4,673 sq ft
Living Area Source Appraiser
Building Area Total 4,673 sq ft
Foundation Slab
Construction Stucco
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 7
Bathrooms Full 5
Bathrooms Half 2
Rooms Total 14
Fireplaces 2
Fireplace Features Electric, Gas, Outside

Interior

Interior Features Wet Bar, Balcony, Crown Molding, Dry Bar, Double Vanity, Entrance Foyer, Elevator, En Suite Bathroom, Full Bath On Main Level, Handicap Access, High Ceilings, Hot Tub Spa, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pots And Pan Drawers, Pantry, Pot Filler, Self Closing Cabinet Doors, Self Closing Drawers, Two Bedrooms Up
Flooring Tile
Appliances Double Oven, Electric Oven, Gas Cooktop, Disposal, Ice Maker, Microwave, Dryer, Refrigerator, Tankless Water Heater, Wine Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Window Coverings
Security Security System Owned, Smoke Detectors

Exterior

Exterior Features Balcony, Covered Patio, Deck, Fence, Hot Tub Spa, Outdoor Kitchen, Patio, Private Yard
Patio / Porch Balcony, Covered, Deck, Patio
Fencing Back Yard, Partial
Pool Private Yes
Pool Features In Ground, Pool Spa Combo

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Additional Parking, Attached, Electric Vehicle Charging Stations, Garage, Garage Door Opener, Oversized

Lot

Lot Size (sq ft) 9,145
Lot Size Source Appraiser
Lot Features Subdivision, Side Yard

Location

County Harris
MLS Area Major 4
MLS Area Minor Riverside
Subdivision RIVERSIDE TERRACE
Postal Code 77021

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Electric Generator
Energy Efficient Hvac, Thermostat, Water Heater

Taxes, Terms & Disclosures

Tax Annual Amount $14,038 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 0.74%
Parcel # 061-139-011-0016
Legal Description LT 16 BLK 79 RIVERSIDE TERRACE SEC 18
Lease Considered No
Disclosures None

Room Layout

§ 04 · 14 rooms · MLS-supplied

Main level · 9

Primary Bedroom 24.4 X 18.4
Office 14.2 X 12.10
Family Room 17 X 16
Breakfast Room Nook 10 X 8
Kitchen 10 X 17
Dining Room 17 X 12
Entry Foyer 6 X 15
Utility Room 13 X 7
Living Room 24.10 X 19

Second level · 5

Bedroom 17 X 13
Bedroom 12 X 12
Bedroom 10 X 15
Game Room 27.6 X 24.2
Media Room 10 X 19

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$12,579
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$11,409 Property tax$1,170 Homeowners insuranceTBD
Subtotal (P&I + Tax) $12,579

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2402%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.88%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.98%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association nameRiverside Terrace Townhome Association Inc Management co. Website Phone(713) 522-5583 Cert on filehoa.texas.gov;tx_comptroller
● Community amenities
hospital_er
Quentin Mease Hospital · 0.1mi
hospital
Quentin Mease Hospital · 0.1mi
UTHealth Harris County Psychiatric Center · 0.7mi
Richmond State Supported Living Center · 2.8mi
place_of_worship
Nazareth Baptist Church · 0.1mi
University Christian Church · 0.1mi
Shiloh Baptist Church · 0.2mi
grocery
· 0.1mi
· 0.5mi
· 1.3mi
restaurant
Denny's · 0.2mi
Popeyes · 0.5mi
Hartz · 0.6mi
park
· 0.2mi
Brazos Park · 0.3mi
· 0.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
1,000 / 75 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $201/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Riverside Terrace
TIER: SUBDIVISION
Subdivision name (MLS)Riverside Terrace City · ZIPHouston · 77004 CountyHarris Listings in subdivision3,261 Active now2 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
2020s 1 2025s 1

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 25
Distance
1.0 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201313201 · ACS 2023
Median HH income
$70,526
ACS 2023
Median home value
$500,900
Census self-report
Owner-occupied
53%
822 housing units
Bachelor's+
56%
Adults 25+
Median age
50.1
Population 1,588
Work from home
14%
of commuters
Commute 45min+
5%
of commuters
Below poverty
19.5%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
3957 Charleston Street, Houston, TX 77021
Harris County · 29.70°N, 95.35°W
hospital_er
Quentin Mease Hospital
0.1 mi · 1 within 2 mi
hospital
Quentin Mease Hospital
0.1 mi · 1 within 2 mi
place_of_worship
Nazareth Baptist Church
0.1 mi · 10 within 2 mi
grocery
0.1 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 25, 2026 Listed $1.90M Deshia Denby
Dec 31, 2025 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Deshia Denby · Braden Real Estate Group
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 26, 2026.
MLS# 93628286 · LIST DATE: Aug 25, 2026 · PARCEL: 061-139-011-0016
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity