Homes for Sale/Harris County/Katy/Lakes/Grand Harbor Sec 02
Active MLS #45538745 · 40 days on market

402 Mornington Lane

Katy, TX 77494
Subdivision  ·  Lakes/Grand Harbor Sec 02
List Price
$353,000
$160/SF
Beds
3
Baths
2
Sq Ft
2,209
Built
2010
Lot
0.19 ac
Garage
2-car
County
Harris
Tax Rate
1.68%

Schools

§ 03
District
Elementary WEST MEMORIAL EL C
Middle WEST MEMORIAL J H B
High KATY H S CCMR 83% · Grad 95% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Ready for immediate move in. Photos coming soon. Close to I-10 and Katy Mills. Good and practical location. Built in 2010. Per Seller: Roof is 4 years old and A/C Compressor was replaced within the last 12 months. One story 3-2-2 on a cul-de-sac.. Tile and wood flooring. Large back yard. Refrigerator, washer and dryer included. Gas range is fairly new.

Features

§ 02

Interior

  • Wired For Sound
  • Ceiling Fans
  • Dishwasher
  • Disposal
  • Gas Range
  • Microwave
  • Dryer
  • Refrigerator
  • Washer
  • Tile
  • Wood
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Gas Dryer Hookup

Exterior & lot

  • Deck
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Cul De Sac
  • Subdivision
  • Partial
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking
  • Attached
  • Garage
  • Garage Door Opener

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2010
Year Built Source PublicRecords
New Construction No
Builder Name Centex

Building

Stories 1
Levels One
Living Area 2,209 sq ft
Living Area Source Appraiser
Building Area Total 2,209 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 5
Fireplaces 1

Interior

Interior Features Wired For Sound, Ceiling Fans
Flooring Tile, Wood
Appliances Dishwasher, Disposal, Gas Range, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows

Exterior

Exterior Features Deck, Fence, Sprinkler Irrigation, Patio, Private Yard
Patio / Porch Deck, Patio
Fencing Partial
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Additional Parking, Attached, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.1882
Lot Size Source Appraiser
Lot Features Cul De Sac, Subdivision

Location

County Harris
MLS Area Major 36
MLS Area Minor Katy - Southwest
Subdivision Lakes/Grand Harbor Sec 02
Road Surface Concrete
Postal Code 77494

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Doors, Insulation, Windows

HOA / Association

HOA Yes
HOA Fee $800
HOA Fee Frequency Annually
HOA Name Spectrum
Fee Includes Common Areas, Other

Taxes, Terms & Disclosures

Tax Annual Amount $5,925 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.68%
Parcel # 127-710-004-0064
Legal Description LT 64 BLK 4 LAKES AT GRAND HARBOR SEC 2
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered Yes
Disclosures Municipal Utility District Disclosure, Other, Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 5

Family Room 20X16
Primary Bedroom 16X16
Bedroom 13X12
Bedroom 12X11
Dining Room 14X13

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.5400
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris-Fort Bend Counties MUD 3 CountyHarris TCEQ District ID4418004 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5400 Resolved MUD jurisdiction Harris-Fort Bend Counties MUD 3 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,614
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,120 Property tax$494 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,614
Yearly HOA fee $800

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3860%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.54%
→ stable
School
1.12%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.35%
→ stable

HOA & Community

§ 05
● HOA details
$800
ANNUALLY
Association nameSpectrum Management co. Websitevisit Phone(936) 582-1054 Cert on filemls-trestle
Fee includes
CommonAreas · Other
● Community amenities
gym
Woodlands Elite Cheer Co. · 0.3mi
Momentum Indoor Climbing · 1.4mi
Planet Fitness · 0.3mi
restaurant
Tacos Del Julio · 0.3mi
Bonchon Chicken · 0.3mi
Subway · 0.3mi
hospital
SteadFast Primary Care · 0.4mi
Medical Plaza 2 · 0.6mi
Medical Plaza 1 · 0.6mi
veterinary
All Pets Animal Hospital · 0.4mi
Veterinary Emergency Group · 1.6mi
VEG ER for Pets · 1.6mi
bank
Navy Federal Credit Union · 0.5mi
Chase Bank · 0.7mi
PNC Bank · 0.7mi
park
· 0.5mi
Katy Boardwalk Nature Preserve · 1.1mi
Pin Oak Village Park · 1.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
2,500 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
2,500 / 2,500 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
1,000 / 75 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
TIER: NEIGHBORHOOD
Subdivision name (MLS) City · ZIP County Listings in subdivision Active now9 Sold (last 12 mo)4 Curated amenities60
● Year-built distribution
2005s 5 2010s 4

Fire Protection

§ 11
Nearest station
Harris County Emergency Services District Number 48 Fire Station 1
· Katy
Distance
0.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201455300 · ACS 2023
Median HH income
$70,573
ACS 2023
Median home value
$256,600
Census self-report
Owner-occupied
18%
5,453 housing units
Bachelor's+
52%
Adults 25+
Median age
34.7
Population 14,134
Work from home
20%
of commuters
Commute 45min+
16%
of commuters
Below poverty
9.2%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
402 Mornington Lane, Katy, TX 77494
Harris County · 29.78°N, 95.79°W
gym
Woodlands Elite Cheer Co.
0.3 mi · 2 within 2 mi
restaurant
Bonchon Chicken
0.3 mi · 6 within 2 mi
hospital
SteadFast Primary Care
0.4 mi · 3 within 2 mi
veterinary
All Pets Animal Hospital
0.4 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 15, 2026 Listed $353,000 Stuart Scholer
Dec 31, 2009 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Stuart Scholer · 5th Stream Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 31, 2026.
MLS# 45538745 · LIST DATE: Aug 15, 2026 · PARCEL: 127-710-004-0064
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity