Homes for Sale/Galveston County/Galveston/Bay Harbor
Active MLS #80201137 · 22 days on market

4023 1st Street

Galveston, TX 77554
Subdivision  ·  Bay Harbor
List Price
$499,000
$224/SF
Beds
3
Baths
3
Sq Ft
2,228
Built
1961
Lot
0.46 ac
Garage
2-car
County
Galveston
Tax Rate
1.82%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Two-story detached single-family home. The first floor offers a studio-style bedroom with a private bathroom and kitchenette, along with tile flooring throughout the level. Upstairs, the main living area features wood-style flooring and an open-concept design connecting the kitchen, dining, and living areas. The kitchen includes stainless steel appliances and a center island. Two additional bedrooms and a laundry closet are located on the second floor. The primary bedroom includes a walk-in shower. Outside, enjoy a covered patio, covered deck, and a spacious grassed area suitable for outdoor activities and entertaining.

Features

§ 02

Interior

  • Balcony
  • Bedroom On Main Level
  • Two Bedrooms Up
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Living Dining Room
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Dryer
  • Refrigerator
  • Washer
  • Tile
  • Vinyl
  • Wood

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Fully Fenced
  • Fence
  • Porch
  • Patio
  • Private Yard
  • Subdivision
  • Backs To Greenbelt Park
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Other
  • None

Community

  • Style: Other
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other, Traditional
Year Built 1961
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,228 sq ft
Living Area Source Appraiser
Building Area Total 2,228 sq ft
Foundation Other
Construction Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 5

Interior

Interior Features Balcony, Bedroom On Main Level, Two Bedrooms Up, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Living Dining Room
Flooring Tile, Vinyl, Wood
Appliances Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Window Coverings

Exterior

Exterior Features Balcony, Covered Patio, Deck, Fully Fenced, Fence, Porch, Patio, Private Yard
Patio / Porch Balcony, Covered, Deck, Patio, Porch
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Parking Features None

Lot

Lot Size (acres) 0.4591
Lot Size Source Appraiser
Lot Features Subdivision, Backs To Greenbelt Park
Direction Faces Southwest

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Bay Harbor
Road Surface Asphalt,Concrete
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer, Septic Tank

HOA / Association

HOA Yes
HOA Fee $240
HOA Fee Frequency Annually
HOA Name BHA

Taxes, Terms & Disclosures

Tax Annual Amount $9,066
Tax Year 2025
Tax Rate (est.) 1.82%
Parcel # 1375-0000-0016-005
Legal Description ABST 121 HALL & JONES SUR N 1/2 OF LOT 16 (16-5) BAY HARBOR
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Other, Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 1

Bedroom 18x16

Second level · 4

Bedroom 12x10
Bedroom 12x10
Dining Room 12x10
Kitchen 16x14

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,752
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,996 Property tax$756 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,752
Yearly HOA fee $240

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$240
ANNUALLY
Association nameBHA Management co. Website Phone Cert on filepending
● Community amenities
gym
Seek Peace Yoga Galveston · 0.6mi
Gymaica Fitness · 6.8mi
bank
ATM · 1.3mi
ATM · 6.1mi
Circle K ATM · 6.8mi
park
· 4.2mi
· 4.3mi
San Luis Pass County Park · 4.9mi
grocery
Seven Seas Market · 6.1mi
Valero · 6.8mi
Circle K · 6.8mi
police_station
Jamaica Beach Police · 6.9mi
place_of_worship
Mary, Star of the Sea Church · 6.9mi
West Isle Presbyterian Church · 9.8mi
West Isle Church · 9.8mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bay Harbor
TIER: SUBDIVISION
Subdivision name (MLS)Bay Harbor City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision330 Active now35 Sold (last 12 mo)6 Curated amenities20
● Year-built distribution
1950s 1 1955s 1 1960s 2 1970s 7 1995s 1 2000s 2 2020s 4 2025s 2

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 8
Distance
1.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023
Median HH income
$82,955
ACS 2023
Median home value
$511,700
Census self-report
Owner-occupied
27%
2,829 housing units
Bachelor's+
51%
Adults 25+
Median age
63.1
Population 1,431
Work from home
4%
of commuters
Commute 45min+
14%
of commuters
Below poverty
3.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
4023 1st Street, Galveston, TX 77554
Galveston County · 29.13°N, 95.07°W
gym
Seek Peace Yoga Galveston
0.6 mi · 1 within 2 mi
bank
ATM
1.3 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 1, 2026 Listed $499,000 Oscar Romero Jr
Dec 31, 1960 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Oscar Romero Jr · Orchard Brokerage
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 2, 2026.
MLS# 80201137 · LIST DATE: Sep 1, 2026 · PARCEL: 1375-0000-0016-005
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity