Homes for Sale/Galveston County/Galveston/Pirates Beach
Active MLS #32830444 · 132 days on market

4027 Silver Reef Court

Galveston, TX 77554
Subdivision  ·  Pirates Beach
List Price
$949,900
$495/SF
Beds
4
Baths
3
Sq Ft
1,920
Built
2018
Lot
0.20 ac
Garage
1-car
County
Galveston
Tax Rate
1.23%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Located in the popular Pirates Beach West community, this home with a private pool offers flexible living and coastal appeal. The main level features an open layout connecting the kitchen, living, and dining areas, ideal for entertaining or everyday use. The kitchen includes a gas range, stainless steel appliances, ample cabinet and counter space, a large island, and a tiled backsplash, while durable hard-surface flooring, crown molding, and impact-rated windows are found throughout. Upstairs, the primary suite is joined by a secondary bedroom with custom twin-over-twin bunk beds, along with an additional living area that can function as a media room, game room, or potential fifth bedroom. Bathrooms feature decorative tile finishes and glass-enclosed showers, and a built-in desk area adds functional workspace. Sold furnished with exclusions and currently used as a vacation rental, this property is ideal as a primary residence, second home, or investment opportunity near the beach.

Features

§ 02

Interior

  • Built In Bunk Beds
  • Balcony
  • Crown Molding
  • Double Vanity
  • En Suite Bathroom
  • Full Bath On Main Level
  • Kitchen Island
  • Kitchen Family Room Combo
  • Pantry
  • Quartz Counters
  • Two Bedrooms Up
  • Two Bedrooms Down
  • Tub Shower
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Loft
  • Living Dining Room

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Sprinkler Irrigation
  • Porch
  • Patio
  • Private Yard
  • Cleared
  • Subdivision
  • Back Yard
  • Partial
  • Covered
  • Roof: Composition
  • Attached
  • Driveway
  • Garage
  • Fiberglass
  • In Ground

Community

  • Beach Rights
  • Beach Access
  • Security System Owned
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2018
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,920 sq ft
Living Area Source Appraiser
Building Area Total 1,920 sq ft
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 5
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 10

Interior

Interior Features Built In Bunk Beds, Balcony, Crown Molding, Double Vanity, En Suite Bathroom, Full Bath On Main Level, Kitchen Island, Kitchen Family Room Combo, Pantry, Quartz Counters, Two Bedrooms Up, Two Bedrooms Down, Tub Shower, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Loft, Living Dining Room, Programmable Thermostat
Flooring Vinyl
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Window Coverings
Security Security System Owned, Smoke Detectors

Exterior

Exterior Features Covered Patio, Deck, Fence, Sprinkler Irrigation, Porch, Patio, Private Yard
Patio / Porch Covered, Deck, Patio, Porch
Fencing Back Yard, Partial
Pool Private Yes
Pool Features Fiberglass, In Ground

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Driveway, Garage

Lot

Lot Size (acres) 0.1970
Lot Size Source Appraiser
Lot Features Cleared, Subdivision
Direction Faces South

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Pirates Beach
Road Surface Concrete
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $400
HOA Fee Frequency Annually
HOA Name CKM
Amenities Beach Rights, Beach Access

Taxes, Terms & Disclosures

Tax Annual Amount $11,661
Tax Year 2025
Tax Rate (est.) 1.23%
Parcel # 5863-0002-0007-000
Legal Description ABST 121 HALL & JONES SUR LOT 7 BLK 2 PIRATES BEACH SEC 10
Listing Terms Cash, Conventional
Lease Considered No

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 5

Living Room 17.1 x 16.3
Kitchen 20.3 x 12.1
Bedroom 11.0 x 11.1
Bedroom 11.11 x 11.0
Bathroom 11.11 x 5.1

Second level · 5

Den 19.1 x 8.8
Primary Bedroom 12.6 x 11.3
Primary Bathroom 4.11 x 6.10
Bedroom 7.7 x 12.7
Bathroom 8.11 x 9.6

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$6,676
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$5,704 Property tax$972 Homeowners insuranceTBD
Subtotal (P&I + Tax) $6,676
Yearly HOA fee $400

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$400
ANNUALLY
Association nameCKM Management co. Website Phone Cert on filepending
● Community amenities
grocery
Fresco Mart General Store & Deli · 0.3mi
Circle K · 2.8mi
Valero · 2.8mi
place_of_worship
West Isle Church · 0.5mi
West Isle Presbyterian Church · 0.5mi
Mary, Star of the Sea Church · 2.7mi
restaurant
Waterman's Restaurant · 0.7mi
Cooper's Landing · 4.4mi
Seahorse Grill · 5.0mi
park
Sea Shell Beach Pocket Park 3 · 0.8mi
Galveston Island State Park · 1.7mi
Jamaica Beach Park · 2.9mi
bank
ATM (ATM Link, Inc.) · 2.6mi
Circle K ATM · 2.8mi
ATM · 3.5mi
police_station
Jamaica Beach Police · 2.7mi
Galveston Police Department · 9.0mi
Galveston County Sheriff's Office · 9.0mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 15.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Pirates Beach
TIER: SUBDIVISION
Subdivision name (MLS)Pirates Beach City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision327 Active now22 Sold (last 12 mo)7 Curated amenities53
● Year-built distribution
1970s 1 1975s 1 1980s 3 1985s 2 1990s 2 2000s 5 2005s 2 2010s 1 2015s 2

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 7
Distance
0.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726101 · ACS 2023
Median HH income
$117,826
ACS 2023
Median home value
$364,100
Census self-report
Owner-occupied
32%
2,970 housing units
Bachelor's+
57%
Adults 25+
Median age
61.6
Population 1,809
Work from home
73%
of commuters
Commute 45min+
22%
of commuters
Below poverty
3.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
4027 Silver Reef Court, Galveston, TX 77554
Galveston County · 29.20°N, 94.95°W
grocery
Fresco Mart General Store & Deli
0.3 mi · 1 within 2 mi
place_of_worship
West Isle Church
0.5 mi · 2 within 2 mi
restaurant
Waterman's Restaurant
0.7 mi · 1 within 2 mi
park
Sea Shell Beach Pocket Park 3
0.8 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 14, 2026 Listed $949,900 Nichelle Richards
Dec 31, 2017 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Nichelle Richards · Nan & Company Properties-Galveston Office
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 18, 2026.
MLS# 32830444 · LIST DATE: May 14, 2026 · PARCEL: 5863-0002-0007-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity