Homes for Sale/Matagorda County/Matagorda/Sterling Shores
Active MLS #26713696 · 47 days on market

403 Beachfront Drive

Matagorda, TX 77457
Subdivision  ·  Sterling Shores
List Price
$495,000
$485/SF
Beds
2
Baths
1
Sq Ft
1,020
Built
2021
Lot
0.10 ac
Garage
0-car
County
Matagorda
Tax Rate
0.94%

Schools

§ 03
District
Elementary MATAGORDA ISD D
Middle MATAGORDA ISD D
High BAY CITY HIGH SCHOOL N/R
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Coastal living awaits in Matagorda! Built in 2021 and located just across the street from the dunes, this charming 2-bedroom, 1-bath home offers quick access to the beach and jetty. Inside, enjoy an open-concept living and dining area designed for easy, relaxed living. Storm shutters on the south-facing windows provide added protection, while a cargo lift makes transporting groceries and beach gear a breeze. Downstairs, you’ll find enclosed storage large enough for a golf cart, workshop, or all your coastal toys, plus a fenced yard perfect for pets. Whether you’re searching for a full-time residence, weekend getaway, or rental opportunity, this Matagorda home is ready for you to enjoy!

Features

§ 02

Interior

  • Ceiling Fans
  • Convection Oven
  • Dishwasher
  • Electric Cooktop
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

  • Subdivision
  • Views
  • Roof: Metal
  • Attached
  • Boat
  • Garage
  • Golf Cart Garage
  • Workshop In Garage

Community

  • Beach
  • Water
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 2021
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,020 sq ft
Living Area Source Appraiser
Building Area Total 1,020 sq ft
Construction Cement Siding
Roof Metal

Rooms & Baths

Bedrooms 2
Bathrooms (total) 1
Bathrooms Full 1
Bathrooms Half 0
Rooms Total 2
Fireplaces 1
Fireplace Features Electric, Free Standing

Interior

Interior Features Ceiling Fans
Appliances Convection Oven, Dishwasher, Electric Cooktop
Laundry Washer Hookup, Electric Dryer Hookup

Exterior

Pool Private No
View Yes
View Type Beach, Water

Parking & Garage

Garage Spaces 0
Attached Garage Yes
Parking Features Attached, Boat, Garage, Golf Cart Garage, Workshop In Garage

Lot

Lot Size (acres) 0.1030
Lot Size Source Appraiser
Lot Features Subdivision, Views

Location

County Matagorda
MLS Area Major 54
Subdivision Sterling Shores
Road Surface Asphalt
Postal Code 77457

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Other
Sewer Other, Septic Tank

HOA / Association

HOA Yes
HOA Fee $25
HOA Fee Frequency Annually
HOA Name Sterling Shores

Taxes, Terms & Disclosures

Tax Annual Amount $4,648
Tax Year 2026
Tax Rate (est.) 0.94%
Parcel # 46249
Legal Description STERLING SHORES, BLOCK 4, LOT 11
Lease Considered No
Disclosures Other, Seller Disclosure

Room Layout

§ 04 · 2 rooms · MLS-supplied

Main level · 2

Bedroom Buyer to verify
Bedroom Buyer to verify

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
Tax breakdown not availableWe could not resolve the taxing jurisdictions for this listing. We will enrich this when the county tax roll loads.

HOA & Community

§ 05
● HOA details
$25
ANNUALLY
Association nameSterling Shores Management co. Website Phone Cert on filepending
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
?
FEMA Zone
Flood zone: not mapped by FEMA for this area
No FEMA digital flood map covers this location, so this property's flood risk has not been established. Verify flood insurance requirements with your lender.
SFHA NOT DETERMINED
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Sterling Shores
TIER: SUBDIVISION
Subdivision name (MLS)Sterling Shores City · ZIPMatagorda · 77457 CountyMatagorda Listings in subdivision79 Active now7 Sold (last 12 mo)0 Curated amenities0
● Year-built distribution
1980s 2 2015s 1 2020s 1

Fire Protection

§ 11
Nearest station
Matagorda Volunteer Fire Department and Emergency Medical Services
· Matagorda
Distance
6.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48321730502 · ACS 2023
Median HH income
$52,292
ACS 2023
Median home value
$232,100
Census self-report
Owner-occupied
42%
1,434 housing units
Bachelor's+
31%
Adults 25+
Median age
59.2
Population 1,408
Work from home
18%
of commuters
Commute 45min+
18%
of commuters
Below poverty
16.3%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
403 Beachfront Drive, Matagorda, TX 77457
Matagorda County · 28.60°N, 95.97°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 7, 2026 Listed $495,000 Amberly Savage
Dec 31, 2020 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Amberly Savage · Ward Real Estate, Inc
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 8, 2026.
MLS# 26713696 · LIST DATE: Aug 7, 2026 · PARCEL: 46249
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:44 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity