Homes for Sale/Galveston County/Kemah/The Arbors At Waterford Harb Subdivision
Active MLS #19410078 · 100 days on market

403 Waterford Way

Kemah, TX 77565
Subdivision  ·  The Arbors At Waterford Harb Subdivision
List Price
$135,000
Baths
0
Lot
4,420 sf
County
Galveston
Tax Rate
0.92%

Schools

§ 03
District
Elementary LAVACE STEWART EL C
Middle BAYSIDE INT B
High CLEAR FALLS H S CCMR 69% · Grad 99% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Build your dream home in the highly sought-after waterfront community of Waterford Harbor. This exceptional homesite offers a rare opportunity to create a custom residence in one of the area's most prestigious gated neighborhoods. Enjoy peace of mind with 24-hour manned security, beautifully maintained grounds & access to resort-style amenities including a private marina, sparkling community pool & scenic green spaces. As an added benefit, the seller has engineered home plans designed specifically for this lot, which may be available to the buyer, potentially saving valuable time & expense during the design & building process. Stroll beneath mature oak trees that line the tranquil streets and experience the perfect blend of privacy, luxury & convenience. Ideally located near major freeways, shopping, dining & waterfront attractions, this property offers an unmatched lifestyle in the heart of the Clear Lake area. Don't miss your chance to become part of this exclusive community.

Features

§ 02

Interior

Not provided

Exterior & lot

  • Cleared
  • Subdivision
  • Association

Community

  • Marina
  • Park
  • Pool
  • Security
  • Guard
  • Gated With Attendant

Property Details

§ 03 · Full MLS record

Property

Property Type Land

Rooms & Baths

Bathrooms (total) 0

Interior

Security Gated With Attendant

Exterior

Pool Features Association

Lot

Lot Size (sq ft) 4,420
Lot Size Source Appraiser
Lot Features Cleared, Subdivision

Location

County Galveston
MLS Area Major 33
MLS Area Minor League City
Subdivision The Arbors At Waterford Harb Subdivision
Road Surface Concrete
Postal Code 77565

Utilities

Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $2,172
HOA Fee Frequency Annually
HOA Name HCMS
Fee Includes Common Areas, Recreation Facilities
Amenities Marina, Park, Pool, Security, Guard

Taxes, Terms & Disclosures

Tax Annual Amount $1,241
Tax Year 2025
Tax Rate (est.) 0.92%
Parcel # 1192-0002-0006-000
Legal Description THE ARBORS AT WATERFORD HARBOR SUB (98), BLOCK 2, LOT 6, ACR
Listing Terms Cash, Conventional, FHA, Owner May Carry, Va Loan
Disclosures Seller Disclosure

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$914
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$811 Property tax$103 Homeowners insuranceTBD
Subtotal (P&I + Tax) $914
Yearly HOA fee $2,172

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6582%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.97%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.37%
→ stable

HOA & Community

§ 05
● HOA details
$2,172
ANNUALLY
Association nameHCMS Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48167C SFHA NO SOURCE 48167C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $192/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
TIER: NEIGHBORHOOD
Subdivision name (MLS) City · ZIP County Listings in subdivision Active now1 Sold (last 12 mo)0 Curated amenities0
● Year-built distribution
No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11
Nearest station
Seabrook Volunteer Fire Department
Distance
1.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167721502 · ACS 2023
Median HH income
$110,074
ACS 2023
Median home value
$441,700
Census self-report
Owner-occupied
60%
1,205 housing units
Bachelor's+
45%
Adults 25+
Median age
53.3
Population 2,408
Work from home
18%
of commuters
Commute 45min+
47%
of commuters
Below poverty
4.8%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
403 Waterford Way, Kemah, TX 77565
Galveston County · 29.54°N, 95.05°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 16, 2026 Listed $135,000 Laci Barnard
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Laci Barnard · Real Broker, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 2, 2026.
MLS# 19410078 · LIST DATE: Jun 16, 2026 · PARCEL: 1192-0002-0006-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 8:10 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity