Homes for Sale/Waller County/Katy/Sunterra Sec 4
Active MLS #92425609 · 40 days on market

404 Camino Bay Drive

Katy, TX 77493
Subdivision  ·  Sunterra Sec 4
List Price
$258,000
$153/SF · 3.1% below neighborhood median
Beds
3
Baths
3
Sq Ft
1,681
Built
2022
Lot
0.13 ac
Garage
2-car
County
Waller
Tax Rate
3.91%

Schools

§ 03
District
Elementary JAMES & MITZI CROSS EL N/R
Middle HASKETT J H B
High FREEMAN H S B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Built in 2022 and set on a cul-de-sac lot, this two-story Katy home offers three bedrooms and two and a half bathrooms with a bright, open-concept main level. The kitchen features a center island, stainless steel appliances, and generous counter space, flowing into the living and dining areas finished with wood-look plank flooring. Upstairs, the primary suite includes a separate tub and shower, and a convenient laundry room adds functionality. Enjoy a fully fenced backyard with a grassy lawn, plus a two-car attached garage. Move-in ready in a newer community. This home has been virtually staged to illustrate its potential. Included 100-Day Home Warranty with buyer activation

Features

§ 02

Interior

  • Dishwasher
  • Microwave
  • Carpet
  • Plank
  • Vinyl
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Gas

Exterior & lot

  • Cul De Sac
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Security System Owned
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2022
Year Built Source Owner
New Construction No

Building

Stories 2
Levels Two
Living Area 1,681 sq ft
Living Area Source Owner
Building Area Total 1,681 sq ft
Foundation Slab
Construction Brick, Other
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 3
Fireplaces 0

Interior

Flooring Carpet, Plank, Vinyl
Appliances Dishwasher, Microwave
Security Security System Owned

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1276
Lot Size Source Appraiser
Lot Features Cul De Sac

Location

County Waller
MLS Area Major 25
MLS Area Minor Katy - Old Towne
Subdivision Sunterra Sec 4
Postal Code 77493

Utilities

Heating Central, Gas
Cooling Central Air, Gas
Water Source Public
Sewer Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount $10,079
Tax Year 2025
Tax Rate (est.) 3.91%
Parcel # 800004-002-007-000
Legal Description S800004 SUNTERRA 4 BLK 2 LOT 7
Listing Terms Cash, Conventional, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 3 rooms · MLS-supplied

Second level · 3

Primary Bedroom 12 x 16
Bedroom 11 x 9
Bedroom 14 x 9

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction Harris-Waller Counties MUD 5 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
1.5000
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32076879157 Filed underHarris-Waller Counties Municipal Utility District No. 5 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,389
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,549 Property tax$840 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,389

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
202320242025
MUD
→ stable
School
1.12%
→ stable
City
→ stable
County
0.56%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
park
Sunterra Lagoon · 0.6mi
daycare
Kiddie Academy of Sunterra · 0.9mi
gym
Retreat Gym · 1.0mi
grocery
H-E-B · 3.6mi
gas_station
H-E-B Fuel · 3.7mi
pharmacy
Brookshire Brothers Pharmacy · 4.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Centric Fiber
1,000 / 1,000 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48473C SFHA NO SOURCE 48473C_LOMC7
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $158/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Sunterra Sec 4
TIER: SUBDIVISION
Subdivision name (MLS)Sunterra Sec 4 City · ZIPKaty · 77493 CountyWaller Listings in subdivision28 Active now5 Sold (last 12 mo)0 Curated amenities9
● Year-built distribution
2020s 5

Fire Protection

§ 11
Nearest station
Waller Harris Emergency Services District 200 Fire Station 6
· Katy
Distance
2.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48473680100 · ACS 2023
Median HH income
$142,971
ACS 2023
Median home value
$392,100
Census self-report
Owner-occupied
84%
3,206 housing units
Bachelor's+
48%
Adults 25+
Median age
32.9
Population 10,988
Work from home
30%
of commuters
Commute 45min+
20%
of commuters
Below poverty
6.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
404 Camino Bay Drive, Katy, TX 77493
Waller County · 29.84°N, 95.85°W
park
Sunterra Lagoon
0.6 mi · 1 within 2 mi
daycare
Kiddie Academy of Sunterra
0.9 mi · 1 within 2 mi
gym
Retreat Gym
1.0 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 14, 2026 Listed $258,000 Amber Broadway
Dec 31, 2021 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Amber Broadway · Opendoor Brokerage, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 27, 2026.
MLS# 92425609 · LIST DATE: Aug 14, 2026 · PARCEL: 800004-002-007-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity