Homes for Sale/Harris County/Houston/W L Hill
Active MLS #53117591 · 240 days on market

404 Gulf Bank Road

Houston, TX 77037
Subdivision  ·  W L Hill
List Price
$750,000
$649/SF
Beds
3
Baths
2
Sq Ft
1,156
Built
1985
Lot
1.57 ac
Garage
0-car
County
Harris
Tax Rate
0.26%

Schools

§ 03
District
Elementary CARROLL EL B
Middle GRANTHAM ACADEMY D
High ALDINE H S CCMR 70% · Grad 85% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Prime Mixed-Use Property with Workspace & Security Features

1.57 Acres located mere minutes from downtown and major highways, this versatile home balances living and practical use. The second-floor workshop—ideal for a business or creative studio—includes ample storage and dual access. The living quarters offer a clean, updated layout with a distinctive upstairs living area plus three bedrooms and 1.5 baths. Fully fenced and gated, this property ensures privacy and control for both residential and light commercial uses. Landscape-ready grounds add curb appeal, while upgraded systems streamline maintenance. With flexible zoning for residential and commercial use, it's a solid foundation for entrepreneurs, hobbyists, or small-business owners. Sold as-is, this property invites buyers ready to make it their own, offering unmatched opportunity. Schedule your private showing today to explore all it offers.

Features

§ 02

Interior

  • Electric Oven
  • Electric Range
  • Free Standing Range
  • Oven
  • Carpet
  • Laminate
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

  • Fully Fenced
  • Cleared
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking
  • Driveway
  • Electric Gate
  • None
  • Workshop In Garage

Community

  • Security Gate
  • Security System Owned
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1985
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two,MultiSplit
Living Area 1,156 sq ft
Living Area Source Appraiser
Building Area Total 1,156 sq ft
Foundation Slab
Construction Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 2
Bathrooms Full 1
Bathrooms Half 1
Rooms Total 8
Fireplaces 0

Interior

Flooring Carpet, Laminate
Appliances Electric Oven, Electric Range, Free Standing Range, Oven
Laundry Washer Hookup, Electric Dryer Hookup
Security Security Gate, Security System Owned, Smoke Detectors

Exterior

Exterior Features Fully Fenced
Pool Private No

Parking & Garage

Garage Spaces 0
Carport Spaces 0
Parking Features Additional Parking, Driveway, Electric Gate, None, Workshop In Garage

Lot

Lot Size (acres) 1.5727
Lot Size Source Appraiser
Lot Features Cleared
Direction Faces East
Additional Parcels Yes
Additional Parcel Info 055-228-076-0009,055-228-076-0008

Location

County Harris
MLS Area Major 34
MLS Area Minor Aldine Area
Subdivision W L Hill
Road Surface Asphalt
Postal Code 77037

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount $1,969 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 0.26%
Parcel # 055-228-076-0002
Legal Description TR 106B, TR 106D-TR 106H W L HILL
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 1

Bathroom

Second level · 7

Primary Bedroom 12x12
Bedroom 10x10
Bathroom
Kitchen
Breakfast Room Nook
Living Room
Bedroom 10x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,667
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,503 Property tax$164 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,667

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.9541%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.03%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.54%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
grocery
Gulf Bank Grocery · 0.3mi
Metro Mart · 0.6mi
MM Food Mart · 0.8mi
place_of_worship
Aldine Church · 0.5mi
Church of God of Prophecy · 0.6mi
St. Mary Magdalene Romanian Orthodox Church · 0.9mi
hospital
La Michoacana Medical Clinic · 0.8mi
Independence Heights Hospital · 3.3mi
Saint John's Family Medical Clinic · 1.4mi
gas_station
Swift · 0.8mi
KRM Food Mart · 1.0mi
Hardy Stop · 1.0mi
park
Melrose Park · 1.3mi
Squatty Lyons Park · 1.3mi
· 1.4mi
bank
Chase · 1.3mi
Chase Bank · 7.2mi
Chase · 1.9mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48201C SFHA YES SOURCE 48201C_STUDY1
🌡 Heat days >95°F
65 days/yr above 95°F
Plus 11 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
W L Hill
TIER: SUBDIVISION
Subdivision name (MLS)W L Hill City · ZIPHouston · 77037 CountyHarris Listings in subdivision106 Active now2 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
1985s 1

Fire Protection

§ 11
Nearest station
Little York Volunteer Fire Department
Distance
0.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201221702 · ACS 2023
Median HH income
$36,054
ACS 2023
Median home value
Census self-report
Owner-occupied
77%
898 housing units
Bachelor's+
4%
Adults 25+
Median age
39.9
Population 3,031
Work from home
7%
of commuters
Commute 45min+
10%
of commuters
Below poverty
33.4%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
404 Gulf Bank Road, Houston, TX 77037
Harris County · 29.89°N, 95.39°W
grocery
Gulf Bank Grocery
0.3 mi · 7 within 2 mi
place_of_worship
Aldine Church
0.5 mi · 8 within 2 mi
hospital
La Michoacana Medical Clinic
0.8 mi · 1 within 2 mi
gas_station
Swift
0.8 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jan 27, 2026 Listed $750,000 Karen Luckett
Dec 31, 1984 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Karen Luckett · Better Homes and Gardens Real Estate Gary Greene - The Woodlands
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Apr 15, 2026.
MLS# 53117591 · LIST DATE: Jan 27, 2026 · PARCEL: 055-228-076-0002
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 9:05 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity