Homes for Sale/Galveston County/Galveston/Playa San Luis 88
Active MLS #10293729 · 140 days on market

4102 Defender Lane

Galveston, TX 77554
Subdivision  ·  Playa San Luis 88
List Price
$875,000
$298/SF
Beds
7
Baths
4
Sq Ft
2,938
Built
2013
Lot
0.17 ac
Garage
1-car
County
Galveston
Tax Rate
2.00%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Escape to this stunningvacation home, perfect for large gatherings, family reunions, or group getaways! With 7 comfortable bedrooms and 4 full bathrooms, this spacious retreat accommodates up to 25 guests with ease. Enjoy two inviting living areas, ideal for relaxing after a day in the sun. Whether you're watching a movie, playing games, or simply unwinding, there’s plenty of room for everyone. With Two separate dining areas there is plenty of seating. Cook up delicious dishes in the fully equipped kitchen, featuring modern appliances and all the essentials for memorable gatherings. After a day of fun in the sand, rinse off at one of the two outdoor showers before stepping inside. Whether you're soaking up the coastal atmosphere, enjoying meals together, or taking in breathtaking sunsets, this home is designed for relaxation and connection.

Features

§ 02

Interior

  • Heat: Central
  • Heat: Electric
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric
  • Cool: Gas

Exterior & lot

  • Cleared
  • Roof: Composition
  • Attached
  • Garage

Community

  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 2013
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,938 sq ft
Living Area Source Appraiser
Building Area Total 2,938 sq ft
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 7
Bathrooms (total) 4
Bathrooms Full 4
Bathrooms Half 0
Rooms Total 7

Exterior

Pool Private No

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1660
Lot Size Source Appraiser
Lot Features Cleared

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Playa San Luis 88
Postal Code 77554

Utilities

Heating Central, Electric, Gas
Cooling Central Air, Electric, Gas
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $825
HOA Fee Frequency Annually
HOA Name King property mangagment
Fee Includes Common Areas, Recreation Facilities

Taxes, Terms & Disclosures

Tax Annual Amount $17,535
Tax Year 2025
Tax Rate (est.) 2.00%
Parcel # 5903-0001-0038-000
Legal Description ABST 121 HALL & JONES SUR LOT 38 BLK 1 PLAYA SAN LUIS I SUB
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Other

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 3

Primary Bedroom 18x16
Bedroom 15x11
Bedroom 13x17

Second level · 4

Primary Bedroom 18x15
Bedroom 15x15
Bedroom 15x15
Bedroom 10x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$6,715
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$5,254 Property tax$1,461 Homeowners insuranceTBD
Subtotal (P&I + Tax) $6,715
Yearly HOA fee $825

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$825
ANNUALLY
Association nameKing property mangagment Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
gym
Seek Peace Yoga Galveston · 2.1mi
Gymaica Fitness · 8.2mi
bank
ATM · 2.8mi
ATM · 7.5mi
Circle K ATM · 8.2mi
park
San Luis Pass County Park · 3.5mi
· 3.6mi
· 5.6mi
grocery
Seven Seas Market · 7.5mi
Valero · 8.2mi
Circle K · 8.2mi
police_station
Jamaica Beach Police · 8.3mi
place_of_worship
Mary, Star of the Sea Church · 8.4mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Playa San Luis 88
TIER: SUBDIVISION
Subdivision name (MLS)Playa San Luis 88 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision92 Active now7 Sold (last 12 mo)5 Curated amenities16
● Year-built distribution
1985s 1 2000s 2 2010s 1 2015s 2 2020s 1

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 8
Distance
3.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023
Median HH income
$82,955
ACS 2023
Median home value
$511,700
Census self-report
Owner-occupied
27%
2,829 housing units
Bachelor's+
51%
Adults 25+
Median age
63.1
Population 1,431
Work from home
4%
of commuters
Commute 45min+
14%
of commuters
Below poverty
3.0%
tract-level

Amenities & Nearby Places

§ 13

Grocery

None within 1.5 mi

Schools

None within 1.5 mi

Parks

Beach Access Point #37C
0.1 mi · 5 within 1.5 mi

Restaurants

The Pointe Restaurant & Bar
0.9 mi · 1 within 1.5 mi

Cafés

None within 1.5 mi

Gyms

None within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 7, 2026.

Location & Neighborhood

§ 13
● This Home
4102 Defender Lane, Galveston, TX 77554
Galveston County · 29.11°N, 95.09°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 6, 2026 Listed $875,000 Jacki Hart
Dec 31, 2012 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jacki Hart · RE/MAX Leading Edge
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 18, 2026.
MLS# 10293729 · LIST DATE: May 6, 2026 · PARCEL: 5903-0001-0038-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity