Homes for Sale/Galveston County/Galveston/Playa San Luis
Active MLS #49351560 · 352 days on market

4107 Defender Lane

Galveston, TX 77554
Subdivision  ·  Playa San Luis
List Price
$799,000
$276/SF · 20.0% below neighborhood median
Beds
4
Baths
4
Sq Ft
2,892
Built
2006
Lot
0.14 ac
Garage
1-car
County
Galveston
Tax Rate
2.15%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

MOTIVATED SELLER!! Are you looking for a BEACH SIDE home with Gulf & Bay views within a block from the sand? Look no further than this recently remodeled Playa San Luis treasure! Open floor plan with vaulted ceiling - all looking out to a wall of windows showcasing unobstructed Gulf views. Spacious kitchen/dining combo with breakfast bar offering additional seating. Two guest bedrooms down sharing a Jack and Jill bathroom, both with access to a shared northwest facing deck to enjoy the incredible sunsets! Upstairs you will find the primary bedroom where you can enjoy Gulf views from the private covered balcony, a sitting area and secondary guest bedroom with ensuite bath. Short walk to the beach or take a golf cart through the tunnel to the North side to swim in the community pool. 2025-2026 Updates: Entire Re-roof, rebuilt stairwell and deck, vinyl plank floors, lower kitchen cabinets, kitchen island, microwave, dishwasher, refrigerator, granite countertops, and interior paint.

Features

§ 02

Interior

  • Breakfast Bar
  • Balcony
  • Granite Counters
  • Hollywood Bath
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Pots And Pan Drawers
  • Pantry
  • Tub Shower
  • Vanity
  • Vaulted Ceilings
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Programmable Thermostat
  • Dishwasher

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Subdivision
  • Views
  • Side Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking
  • Attached
  • Driveway
  • Garage
  • Association

Community

  • Beach Rights
  • Beach Access
  • Pool
  • Bay
  • Beach
  • Gulf
  • Water
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 2006
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,892 sq ft
Living Area Source Appraiser
Building Area Total 2,892 sq ft
Foundation Slab
Construction Vinyl Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 7
Fireplaces 1
Fireplace Features Wood Burning

Interior

Interior Features Breakfast Bar, Balcony, Granite Counters, Hollywood Bath, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Pots And Pan Drawers, Pantry, Tub Shower, Vanity, Vaulted Ceilings, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Programmable Thermostat
Flooring Plank, Tile, Vinyl
Appliances Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave, Oven, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Window Coverings

Exterior

Exterior Features Balcony, Covered Patio, Deck, Sprinkler Irrigation, Patio, Private Yard
Patio / Porch Balcony, Covered, Deck, Patio
Pool Private No
Pool Features Association
Waterfront Features Beach Front
View Yes
View Type Bay, Beach, Gulf, Water

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Additional Parking, Attached, Driveway, Garage

Lot

Lot Size (acres) 0.1430
Lot Size Source Appraiser
Lot Features Subdivision, Views, Side Yard
Direction Faces East

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Playa San Luis
Road Surface Concrete
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $825
HOA Fee Frequency Annually
HOA Name King Property Management
Fee Includes Common Areas, Recreation Facilities
Amenities Beach Rights, Beach Access, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $17,187
Tax Year 2025
Tax Rate (est.) 2.15%
Parcel # 5903-0001-0061-000
Legal Description LOT 61 BLK 1 PLAYA SAN LUIS I SUB
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 5

Kitchen 14 x 14
Dining Room 14 x 9
Living Room 23 x 16
Bedroom 22 x 10
Bedroom 15 x 11

Second level · 2

Primary Bedroom 19 x 14
Bedroom 16 x 11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$6,230
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,798 Property tax$1,432 Homeowners insuranceTBD
Subtotal (P&I + Tax) $6,230
Yearly HOA fee $825

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$825
ANNUALLY
Association nameKing Property Management Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
gym
Seek Peace Yoga Galveston · 2.1mi
Gymaica Fitness · 8.3mi
bank
ATM · 2.8mi
ATM · 7.5mi
Circle K ATM · 8.3mi
park
San Luis Pass County Park · 3.4mi
· 3.6mi
· 5.7mi
grocery
Seven Seas Market · 7.5mi
Valero · 8.2mi
Circle K · 8.3mi
police_station
Jamaica Beach Police · 8.4mi
place_of_worship
Mary, Star of the Sea Church · 8.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
7 comparable sales nearby · sold median $345/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Playa San Luis 88
TIER: SUBDIVISION
Subdivision name (MLS)Playa San Luis 88 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision92 Active now3 Sold (last 12 mo)0 Curated amenities16
● Year-built distribution
1995s 1 2005s 1

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 8
Distance
3.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023
Median HH income
$82,955
ACS 2023
Median home value
$511,700
Census self-report
Owner-occupied
27%
2,829 housing units
Bachelor's+
51%
Adults 25+
Median age
63.1
Population 1,431
Work from home
4%
of commuters
Commute 45min+
14%
of commuters
Below poverty
3.0%
tract-level

Amenities & Nearby Places

§ 13

Grocery

None within 1.5 mi

Schools

None within 1.5 mi

Parks

Beach Access Point #37C
0.1 mi · 5 within 1.5 mi

Restaurants

The Pointe Restaurant & Bar
0.9 mi · 1 within 1.5 mi

Cafés

None within 1.5 mi

Gyms

None within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 7, 2026.

Location & Neighborhood

§ 13
● This Home
4107 Defender Lane, Galveston, TX 77554
Galveston County · 29.11°N, 95.09°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 6, 2025 Listed $799,000 Alicia Swartz
Dec 31, 2005 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Alicia Swartz · RE/MAX Leading Edge
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated May 21, 2026.
MLS# 49351560 · LIST DATE: Oct 6, 2025 · PARCEL: 5903-0001-0061-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity