Homes for Sale/Harris County/Katy/Vineyard Mdw Sec 3
Active MLS #98909504 · 30 days on market

4107 Monticello Ter Lane

Katy, TX 77449
Subdivision  ·  Vineyard Mdw Sec 3
List Price
$268,000
$126/SF · 7.4% below neighborhood median
Beds
4
Baths
3
Sq Ft
2,130
Built
2012
Lot
0.12 ac
Garage
2-car
County
Harris
Tax Rate
2.58%

Schools

§ 03
District
Elementary LORAINE T GOLBOW EL B
Middle T H MCDONALD J H B
High PAETOW H S CCMR 70% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This well maintained 2130 square foot home offers 4 spacious bedrooms and 2.5 baths, providing plenty of room for comfortable living. Fresh interior paint throughout, and new laminate floor on the first floor, and new carpet on the second floor. Ceiling fans are featured throughout the home, including the bedrooms and spacious great room. The fort and backyard feature full sod, creating a clean and inviting outdoor space. The primary bathroom including a relaxing garden tub. Conveniently located with easy access to shopping, dinning, school, snd major roads, this home offers EXCELLENT value for a 4 bedrooms property. Come to see it Today-you wont want to miss this great opportunity.

Features

§ 02

Interior

  • All Bedrooms Up
  • Ceiling Fans
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Carpet
  • Laminate
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric
  • Gas Dryer Hookup

Exterior & lot

  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2012
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,130 sq ft
Living Area Source Appraiser
Building Area Total 2,130 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 7

Interior

Interior Features All Bedrooms Up, Ceiling Fans
Flooring Carpet, Laminate
Appliances Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave
Laundry Gas Dryer Hookup

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1194
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Katy - North
Subdivision Vineyard Mdw Sec 3
Postal Code 77449

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Name Spectrum Assos.

Taxes, Terms & Disclosures

Tax Annual Amount $6,910 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.58%
Parcel # 132-876-002-0009
Legal Description LT 9 BLK 2 VINEYARD MEADOW SEC 3
Listing Terms Cash, Conventional
Lease Considered No

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 3

Living Room 25X15
Kitchen 14X08
Den 11X10

Second level · 4

Primary Bedroom 15X15
Bedroom 12X11
Bedroom 12X11
Bedroom 12X11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.7450
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 71 CountyHarris TCEQ District ID3737190 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7250 Resolved MUD jurisdiction Harris County MUD 71 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,185
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,609 Property tax$576 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,185

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.5099%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.72%
→ stable
School
1.12%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.29%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association nameSpectrum Assos. Management co. Website Phone Cert on filepending
● Community amenities
park
· 0.1mi
· 0.2mi
· 0.2mi
place_of_worship
Bridgewater Baptist Church · 0.2mi
Westside Baptist Church · 0.4mi
First Christian Church · 1.3mi
restaurant
Basa's Mexican Grill · 0.4mi
Mazajj Organic Coffee · 0.5mi
· 0.6mi
grocery
· 0.4mi
Farm Stores · 0.5mi
· 0.6mi
daycare
Kids 'R' Kids · 0.4mi
· 2.0mi
Little Angels Daycare · 2.3mi
coffee
Mazajj Organic Coffee · 0.7mi
Black Rock Coffee Bar · 1.7mi
Blessed Nutrition · 2.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 7 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_LOMC166
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $136/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Vineyard Mdw Sec 3
TIER: SUBDIVISION
Subdivision name (MLS)Vineyard Mdw Sec 3 City · ZIPKaty · 77449 CountyHarris Listings in subdivision22 Active now3 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2010s 3

Fire Protection

§ 11
Nearest station
HCESD 48 Fire Station #5
Distance
1.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201542202 · ACS 2023
Median HH income
$95,483
ACS 2023
Median home value
$273,800
Census self-report
Owner-occupied
91%
2,381 housing units
Bachelor's+
37%
Adults 25+
Median age
29.6
Population 8,057
Work from home
14%
of commuters
Commute 45min+
22%
of commuters
Below poverty
7.3%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
4107 Monticello Ter Lane, Katy, TX 77449
Harris County · 29.83°N, 95.75°W
park
0.1 mi · 5 within 2 mi
place_of_worship
Bridgewater Baptist Church
0.2 mi · 4 within 2 mi
restaurant
Basa's Mexican Grill
0.4 mi · 3 within 2 mi
grocery
0.4 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 24, 2026 Listed $268,000 Hong Zhang
Dec 31, 2011 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Hong Zhang · PRG, Realtors
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 21, 2026.
MLS# 98909504 · LIST DATE: Aug 24, 2026 · PARCEL: 132-876-002-0009
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity