Homes for Sale/Galveston County/Galveston/Playa San Luis 88
Active MLS #33205812 · 84 days on market

4114 Courageous Lane

Galveston, TX 77554
Subdivision  ·  Playa San Luis 88
List Price
$549,900
$317/SF
Beds
3
Baths
2
Sq Ft
1,737
Built
2003
Lot
6,490 sf
Garage
1-car
County
Galveston
Tax Rate
2.19%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Whether you are searching for a second home on the Gulf or an income property with a track record, this Playa San Luis home already does both. It is currently operating as a successful Airbnb, & the furnishings are negotiable, so you can step into a rental ready to book or move in as your own coastal retreat. Three bedrooms and two bathrooms span three levels, with sweeping Gulf views from the wraparound balcony and a private terrace off the primary suite, ideal for morning coffee. Inside, a coastal palette, wainscoting, a reclaimed wood accent wall, integrated surround sound, & warm gold accents fill the open concept living space. The primary suite includes a dry bar for evenings in without leaving the room.

Owners also get access to a private pool and pavilion overlooking Laguna San Luis, a resident only amenity that adds real value whether you are relaxing here yourself or listing it as a perk for renters.

A Matterport 3D tour is available online. Furnishings are negotiable.

Features

§ 02

Interior

  • Balcony
  • Dry Bar
  • Window Treatments
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Range
  • Disposal
  • Ice Maker
  • Microwave
  • Dryer
  • Refrigerator
  • Washer
  • Tile
  • Wood
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air

Exterior & lot

  • Balcony
  • Deck
  • Fence
  • Patio
  • Private Yard
  • Views
  • Back Yard
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Attached
  • Garage

Community

  • Clubhouse
  • Fitness Center
  • Picnic Area
  • Trails
  • Security System Owned
  • Beach
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2003
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 1,737 sq ft
Living Area Source Appraiser
Building Area Total 1,737 sq ft
Foundation Pillar Post Pier
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 3
Fireplaces 0

Interior

Interior Features Balcony, Dry Bar, Window Treatments
Flooring Tile, Wood
Appliances Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Disposal, Ice Maker, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Window Coverings
Security Security System Owned

Exterior

Exterior Features Balcony, Deck, Fence, Patio, Private Yard
Patio / Porch Balcony, Deck, Patio
Fencing Back Yard
Pool Private No
View Yes
View Type Beach, Water

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 6,490
Lot Size (acres) 0.1490
Lot Size Source Appraiser
Lot Features Views

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Playa San Luis 88
Road Surface Concrete
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Gas
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $800
HOA Fee Frequency Annually
HOA Name HHC
Amenities Clubhouse, Fitness Center, Picnic Area, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $12,039
Tax Year 2023
Tax Rate (est.) 2.19%
Parcel # 5903-0001-0066-000
Legal Description ABST 121 HALL & JONES SUR LOT 66 BLK 1 PLAYA SAN LUIS I SUB
Listing Terms Cash, Conventional, FHA, Investor Financing, Va Loan
Lease Considered No
Disclosures Exclusions Disclosure

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 2

Bedroom 12 x 12
Bedroom 12 x 12

Second level · 1

Primary Bedroom 15 x 12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,305
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,302 Property tax$1,003 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,305
Yearly HOA fee $800

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$800
ANNUALLY
Association nameHHC Management co. Website Phone Cert on filepending
● Community amenities
gym
Seek Peace Yoga Galveston · 2.1mi
Gymaica Fitness · 8.2mi
bank
ATM · 2.8mi
ATM · 7.5mi
Circle K ATM · 8.2mi
park
San Luis Pass County Park · 3.5mi
· 3.6mi
· 5.6mi
grocery
Seven Seas Market · 7.5mi
Valero · 8.2mi
Circle K · 8.2mi
police_station
Jamaica Beach Police · 8.3mi
place_of_worship
Mary, Star of the Sea Church · 8.4mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 15.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Playa San Luis 88
TIER: SUBDIVISION
Subdivision name (MLS)Playa San Luis 88 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision92 Active now7 Sold (last 12 mo)5 Curated amenities16
● Year-built distribution
1985s 1 2000s 2 2010s 1 2015s 2 2020s 1

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 8
Distance
3.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023
Median HH income
$82,955
ACS 2023
Median home value
$511,700
Census self-report
Owner-occupied
27%
2,829 housing units
Bachelor's+
51%
Adults 25+
Median age
63.1
Population 1,431
Work from home
4%
of commuters
Commute 45min+
14%
of commuters
Below poverty
3.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
4114 Courageous Lane, Galveston, TX 77554
Galveston County · 29.11°N, 95.09°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 2, 2026 Listed $549,900 Holly Brown
Dec 31, 2002 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Holly Brown · eXp Realty LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 33205812 · LIST DATE: Jul 2, 2026 · PARCEL: 5903-0001-0066-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity