Homes for Sale/Galveston County/Galveston/Playa San Luis 88
Active MLS #34393951 · 126 days on market

4118 Defender Lane

Galveston, TX 77554
Subdivision  ·  Playa San Luis 88
List Price
$1.10M
$384/SF
Beds
4
Baths
5
Sq Ft
2,865
Built
2019
Lot
6,142 sf
Garage
1-car
County
Galveston
Tax Rate
2.32%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Built in 2019 by Gulledge Builders and proudly owned by one family, this 4-bedroom, 4.5-bath coastal retreat is being offered for the first time. Located in Playa San Luis just a short walk to the beach, this 2,865 sq ft home features soaring ceilings, expansive bay windows and an open-concept layout connecting the living, dining and kitchen areas. The kitchen showcases GE Monogram appliances, bar seating, walk-in pantry and a dedicated bar area. Step onto the balcony to enjoy Gulf views and coastal breezes. Dual HVAC systems and two tankless water heaters provide efficiency and comfort. Enjoy a spacious upstairs game room, bunk room with connecting bath, spa-inspired primary suite with soaking tub, Trex decking, and generous ground-level entertaining space. Fully furnished (with exclusions) and move-in ready, this is a wonderful opportunity to own a meticulously maintained beachside home.

Features

§ 02

Interior

  • High Ceilings
  • Quartz Counters
  • Vaulted Ceilings
  • Dishwasher
  • Disposal
  • Microwave
  • Dryer
  • Refrigerator
  • Washer
  • Tile
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Sprinkler Irrigation
  • Patio
  • Cleared
  • Views
  • Covered
  • Roof: Composition
  • Additional Parking
  • Attached
  • Garage
  • Association

Community

  • Beach Rights
  • Beach Access
  • Pool
  • Smoke Detectors
  • Beach
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2019
Year Built Source PublicRecords
New Construction No
Builder Name Gulledge Builders

Building

Stories 2
Levels Two
Living Area 2,865 sq ft
Living Area Source Appraiser
Building Area Total 2,865 sq ft
Construction Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 4
Bathrooms (total) 5
Bathrooms Full 4
Bathrooms Half 1
Rooms Total 6
Fireplaces 1
Fireplace Features Electric

Interior

Interior Features High Ceilings, Quartz Counters, Vaulted Ceilings
Flooring Tile
Appliances Dishwasher, Disposal, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors

Exterior

Exterior Features Balcony, Covered Patio, Deck, Sprinkler Irrigation, Patio
Patio / Porch Balcony, Covered, Deck, Patio
Pool Private No
Pool Features Association
Waterfront Features Beach Front
View Yes
View Type Beach, Water

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Additional Parking, Attached, Garage

Lot

Lot Size (sq ft) 6,142
Lot Size (acres) 0.1410
Lot Size Source Appraiser
Lot Features Cleared, Views
Direction Faces South

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Playa San Luis 88
Road Surface Concrete
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $825
HOA Fee Frequency Annually
HOA Name King Property Management
Fee Includes Common Areas
Amenities Beach Rights, Beach Access, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $25,511
Tax Year 2025
Tax Rate (est.) 2.32%
Parcel # 5903-0001-0042-000
Legal Description ABST 121 HALL & JONES SUR LOT 42 BLK 1 PLAYA SAN LUIS I SUB
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 2

Bedroom 15'1 x 13'11
Living Room 13'3 x 19'8

Second level · 4

Bedroom 12'7 x 10'11
Bedroom 12'7 x 10'11
Primary Bedroom 14 x 16'7
Game Room 22'1 x 20'5

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$8,731
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$6,605 Property tax$2,126 Homeowners insuranceTBD
Subtotal (P&I + Tax) $8,731
Yearly HOA fee $825

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$825
ANNUALLY
Association nameKing Property Management Management co. Website Phone Cert on filepending
Fee includes
CommonAreas
● Community amenities
gym
Seek Peace Yoga Galveston · 2.1mi
Gymaica Fitness · 8.2mi
bank
ATM · 2.8mi
ATM · 7.5mi
Circle K ATM · 8.2mi
park
San Luis Pass County Park · 3.5mi
· 3.6mi
· 5.6mi
grocery
Seven Seas Market · 7.5mi
Valero · 8.2mi
Circle K · 8.2mi
police_station
Jamaica Beach Police · 8.3mi
place_of_worship
Mary, Star of the Sea Church · 8.4mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 15.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Playa San Luis 88
TIER: SUBDIVISION
Subdivision name (MLS)Playa San Luis 88 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision92 Active now7 Sold (last 12 mo)5 Curated amenities16
● Year-built distribution
1985s 1 2000s 2 2010s 1 2015s 2 2020s 1

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 8
Distance
3.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726102 · ACS 2023
Median HH income
$82,955
ACS 2023
Median home value
$511,700
Census self-report
Owner-occupied
27%
2,829 housing units
Bachelor's+
51%
Adults 25+
Median age
63.1
Population 1,431
Work from home
4%
of commuters
Commute 45min+
14%
of commuters
Below poverty
3.0%
tract-level

Amenities & Nearby Places

§ 13

Grocery

None within 1.5 mi

Schools

None within 1.5 mi

Parks

Beach Access Point #37C
0.1 mi · 5 within 1.5 mi

Restaurants

The Pointe Restaurant & Bar
0.9 mi · 1 within 1.5 mi

Cafés

None within 1.5 mi

Gyms

None within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 7, 2026.

Location & Neighborhood

§ 13
● This Home
4118 Defender Lane, Galveston, TX 77554
Galveston County · 29.11°N, 95.09°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 21, 2026 Listed $1.10M Ashley Marquez
Dec 31, 2018 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Ashley Marquez · Keller Williams Horizons
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 34393951 · LIST DATE: May 21, 2026 · PARCEL: 5903-0001-0042-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity